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- Offer, acceptance, and consideration are necessary elements of A a warranty a representation a contract insurable interest B. DIndicate which of the following is not a function of an application for life insurance policy. A) To give details pertaining to non-forfeiture options B) To furnish information on which the contract of life insurance may be written C) To furnish initial information as to insurability D) To convey to the company the desire of the applicant to obtain insurancet is the exploitation by the taxpayer of legally permissible alternative tax rates or methods ofassessing taxable property or income in order to avoid or reduce tax liability.a. Capitalization b. Shiftingc. Evasiond. Avoidance
- The overall responsibility of a fiduciary estate manager is to a. make certain that payment of the decedent’s valid creditor’s claims is avoided b. avoid allowing the legitimate claims of non-probate beneficiaries c. minimize estate taxes d. “maximize” the value of the estate for which he or she is responsible for the beneficiaries of that estateRecording The act of intentionally withholding from an insurance application a fact that would affect issuance of OA concealment OD misrepresentation breach of a warranty a walverDetermine whether the statement is legally correct (true) or not (false). 1. A sale with a right to repurchase is an example of a sale where the object is subject to a suspensive condition. 2. Gross inadequacy of price and failure to pay the purchase price gives the vendor the remedy of annulment of sale as against the vendee.
- Explain and evaluate are the limitations of PED [Is it possible to be used partly for public purpose and partly private purpose without violating the limitation that a tax must be for public purpose?A. No, the purpose shall either be private or public. It cannot be bothB. Yes, The purpose is not important as long as the tax of the property can be accounted forC. No, the purpose to be accomplished by taxation need not be exclusively public. To benefit private individuals will be tantamount to deprivation of property of those who paid the tax without due processD. Yes, The purpose to be accomplished by taxation need not be exclusively public. Although private individuals are directly benefited such as the victims of flood victims, the tax will be valid provided such benefit is only incidental(3) The rights of minor in the firm is..... a) Not Access to and inspect and copy any of the accounts of the firm b) Access to and inspect and copy any of the accounts of the firm c) Admitted to the benefits of partnership
- Which of the following premortem actions can increase the liquidity of a decedent's estate? Making certain that a client's will is executed with all of the required legal formalities Stating reasons in a client's will why a close family member is not receiving any part of the client's estate Urging a client to keep written current records of payments made by the client on debts owed to third parties Urging a client to require written security for a promissory note given to the client for assets purchased from the client A) I, II, and IV B) I and II C) I, II, III, and IV D) III and IV81. Which of the following statements about a short sale is true? a. The seller's lien holder must forgive any shortfalls if there are any b. Sales proceed are inefficient to pay off liens c. The possibility of a short sale is not a material fact until contract has been formed noting information d. The seller must bring additional funds to satisfy liens to settlement12. Promises to make charitable contributionsa. are exempted from the necessity of considerationb. are not legally enforceablec. are based on promissory estoppeld. may not be valid unless large sums of money are involved