Which type of loan is suitable for buying supplies? O a. Single term O b. Long term O C. Medium-term d. Short term

Q: Finding the total interest of a loan is similar to finding the total interest in an annuity's

A: When you take a loan then you have to make payments towards the principal amount as well as towards…

Q: To which element does the following definition correspond: It is a format where interest and…

A: Loan A loan refers to the amount which is borrowed from a financial or a non-financial institution.…

Q: Describe the repayment process for both a term loan and ab

A: Term loan and bonds are two different types of raising money.

Q: The portion of the selling price paid by the customer at the time of purchase is called O a.…

A: Part amount of selling price is paid by the buyer immediately at time of buying and rest is paid in…

Q: ate one (1) problem situation concerning a loan amortization problem. Make a brief description of…

A: We need to create a loan amortization table for any practical situation.

Q: Which is not a metric used by lenders to measure the overall suitability of a loan: 1) Loan to…

A: Loan to value ratio- It is a measure of indebtedness which divides the outstanding debt by the…

Q: Identify which one of the following is also called as Fixed deposit account? a. Demand deposit b.…

A: Fixed deposit accounts are fixed deposit accounts have fixed MATURITY period and can be withdrawn…

Q: difference between l

A: Loan Review: A vital component of Effective Portfolio Risk Management. Effective loan portfolio…

Q: A forward rate is a borrowing/lending rate for a loan to be made at some future date.   Select…

A:

Q: A contractual agreement in which the borrower receives something of value now and agrees to pay the…

A: Solution: A contractual agreement in which the borrower receives something of value now and agrees…

Q: What is the amount of loan extended to MAPCD Co

A: An extended loan means when the amount of the loan is increased by the lender of the loan. the note…

Q: Define secured basis loan

A: Introduction: Loan is the amount that investors borrow for a given period of time. Farmers pay a set…

Q: Credit scoring is a process used to   Multiple Choice   determine what interest rate to charge a…

A: Credit score : it is a number between 300 - 850 which depicts consumers creditworthiness.

Q: There is a formula that will find the APR, i, of a single payment loan but not for a series of…

A: The term “annual percentage rate (APR)” refers to the annual rate of interest charged to borrowers…

Q: perlod of a loan or investment

A: Compounding period and period of loan are interrelated to each other.

Q: Explain Effective Cost of Two or More Loans?

A: When there is the existence of a situation, where the borrower takes an option to finance the…

Q: Discuss the steps of loan structuring.

A: Loan structuring is defined as the components, which used to make the loan, like term loan, rate of…

Q: Define syndicated loan

A: Syndicated loans are type of loans that are provided for projects that involve huge sum for a single…

Q: Which of the following is a secured loan? A - All of these are secured loans B - accounts…

A: A secured loan is a loan that is secured against some collateral security; under this the lender can…

Q: When would there be a discount on a loan? How about a premium?

A: The loan is purchased to finance the purchase of equipment, education purposes, the purchase of…

Q: Required Correct Option 1- The amount which borrower has to pay to lender for taking and using his…

A: Issuing the financial instruments will increase the capital , as well as the capital of the company.…

Q: maturity value FV of the given loan amount.

A: Future Value is the compounding of present value at the specified interest rate

Q: What refers to the cost of borrowing money or the amount earned by a unit principal per unit time?…

A: Solution Rate of Interest  The rate of interest is that the quantity a lender charges for the use of…

Q: Δ%(MV)  = -MD*Δr When we use this equation to evaluate a loan, this equation does not totally…

A: The values of the loans change when there is a change in the interest rates. The duration helps to…

Q: Explain how an installment loan differs from revolving credit in terms of risk and the nature of the…

A: Installment credit is a type of loan in which the borrower receives a defined, or limited, sum of…

Q: loan, what amount of money will be required to pay the down payment, the origination fee and the…

A: Loan amortization refers to a schedule which is prepared to shows the periodic loan payments, amount…

Q: An important application of -Select- loans. Each loan payment consists of interest and repayment of…

A: Loan amount = $11,000 Rate = 8% Time = 5 years

Q: Differentiate between leasing and long term bank loan as source of finance

A: Banks play an important role in financing; there are various types of bank financing one of them is…

Q: Write the different types of loans available?

A: Types of loans available as follows: Debt Consolidation Loans: A consolidation credit is intended to…

Q: ne loans which are to be repaid within a short O a. Fixed liabilities b. Long-term liabilities C.…

A: Ans. Liabilities can be of many types - i. Current Liabilities  ii. Non-current Liabilities iii.…

Q: Which of the following loan types usually have the lowest closing types A 95% conventional loan An…

A: A 95% Conventional loan has a 5% down payment  An FHA loan is a Mortgage Insured by Federal Housing…

Q: Which one of the following is a spontaneous source of financing? Select the correct response:…

A: Spontaneous source of financing is the short term financing needed for business transactions which…

Q: What are mortgage discount points?  When does it make sense to pay points on a loan?  How can a…

A: Mortgage discount point are all such points which will be reducing the total amount of fees which an…

Q: Substitute of term loan facility is O Financial guarantee O Performance guarantee O Personal…

A: Term loan is a loan which is given by a bank to the borrower for longer periods usually more than a…

Q: sources of short-term financing and unsecured sources of short-term loans

A: Short-term financing is the credit or loan given to an enterprise for a period of less than one…

Q: How does a short term loan works?

A: Definition : A short term loan is a variety of loan that's obtained to support a short lived…

Q: Describe payday loans, tax-refund advances and structured-settlement advances—the  differences…

A: Payday loans are also sometimes known as cash advances. These are unsecured loans with maturity…

Q: Annuity due calculations are common when dealing with _____.   a. rental contracts   b. cash…

A: Annuity due(AD) can be calculated by multiplying ordinary annuity(OA) with 1+ Interest rate(r)

Mortgages

A mortgage is a formal agreement in which a bank or other financial institution lends cash at interest in return for assuming the title to the debtor's property, on the condition that the obligation is paid in full.

Mortgage

The term "mortgage" is a type of loan that a borrower takes to maintain his house or any form of assets and he agrees to return the amount in a particular period of time to the lender usually in a series of regular equally monthly, quarterly, or half-yearly payments.