College Retirement Benefits

College can be looked at as a life investment. It is an investment for the future of your life in hopes that it will pay off later in life. College is expensive, but can be affordable for all of those who try. In 2008, Students who applied to attend a four-year college received an estimated average of $5,400 in financial aid and state grants (“Trends in College Pricing”). With this estimated $5,400, this can reduce any students’ price of college to around $1,000 to $3,000 per year! This is an

In today's world many people question or education system and question whether or not the cost is of college is worth it just to continue your education. Although you inquire a lot of debt in college. Getting a degree is almost necessary in today's job market because most jobs require one and jobs that do not require a college degree are getting harder to get, as the unemployment rises. Therefore a college degree is worth incurring significant debt. Earning a college not only provides you with job security and provides potential for greater lifetime earnings.

College is supposed to be the memory of a lifetime not just an experience. College is about getting out and meeting new people from all over the world, learning how to live and do things on your own without having your parents telling you to do your homework or study for a test, but most of all college is for you to go and make your dream come true by getting a degree and making something out of your life. College may be expensive, but if you believe in your goal, then the cost shouldn’t matter.

At present, being a young adult has an impact on my financial thinking on behavior because I am focusing primarily on my career. For instance, without graduating from college, I will not be able have a higher wage occupation which will allow to me to focus on other life stages such as middle and older adulthood where expenses are higher and investments can be contracted for (Rachel Siegel and Carol Yacht, 2013, p. 11). Risk-taking is not of interest to me because I do not have a

Although college is very educational, I don’t think college is worth the cost. College is very educational. It helps you learn the skills for your future and you get a degree if the course is completed. The degree helps in many ways even if it's a job that doesn't need a degree. For example in source D it states,”A new study even shows that a bachelor's degree pays off for jobs that don’t require one:secretaries,plumbers,and cashiers.” Jobs like plumbers and secretaries don't need a bachelor's degree but it can help to have one. College Is NOT worth the cost, even if you pay all the money for college it is not guaranteed that you will pass the course and have the degree. If a student doesn't get a scholarship they have to pay to get into a

Now that I'm a senior I guess college is right around the corner, along with the dreaded expenses. Paying for college can be a stressful experience or a walk through the park. For most it's a mightmare, because of the debt they are or will be in. I've always been concerned about how my family and I were going to pay for college. Fortunately there are many options I can take advantage of to avoid a horrible financial fate.

In Ten years: Plan to be making bank, have a family, have a nice house, and living the dream

While many students will have to spend lots of money paying for college, I will be earning paychecks. I know that it will take some time before I earn paychecks large enough to pay for a house of my own, but I am confident that with hard work and patience I will be living independently sooner than I would if I attended college. In his article, “10 Rules for Going to College When Nobody Expected you to,” Joe Rodriquez actually said, “don’t worry too much about the high cost of college tuition”(12). On the contrary, the high cost of college tuition is something that everyone should worry about. It’s easy to say “don’t worry about it” when you are not the person who has to pay for something. There are news stories all of the time that talk about the enormous amount of students who have debt that they can’t pay because of the lack of jobs for college graduates. College tuitions costs have risen drastically over the past decades. Going to college is good idea for students who know the job they want requires a degree. If a student is unsure about their future career, then they should consider working for a while before they spend money on college

The main benefit being, lessened or no student debt after college. After examining a variety of studies one can conclude that the pros of investing in college institutions turns out more than the pros of not. Lowering the cost allows over enrollment, unfit professors, lack of supplies and under achieving students. Parents as well as students have expressed the benefits of paying for college. Some being that they are guaranteed jobs, won’t have to work paycheck to pay check or struggle to make ends meet, along with given experience in multiple

In recent years, a college degree has become a necessity for obtaining a job that pays a fair livable wage that can help support a family. The cost of such education is at an all-time high, with tuition costs ranging up to the tens of thousands per year. These enormous costs associated with acquiring a college degree can put a person in hundreds of thousands of dollars in debt, but there is a way to try to prevent this heavy debt accumulation. Parents need to consider college as soon as possible. If a parent uses the eighteen plus years from birth to high school graduation, then it is possible to save enough money to entirely cover your child’s choice for education. There are a multitude of different ways that saving for education can be done. Methods for saving include, but are not limited to: 529 plans, UGMA and UTMA accounts, and opening an IRA. All

With the rise in minimum wage nationwide, things cost a lot more. That doesn't mean you have $42,500 to pay for college yearly,(CNBC 2015). That's a lot of money if you're not working. Even state colleges are charging $19,000(CNBC 2015). And considering you're going to need a loan, That's going to add to our nationwide student loan debt of 1.2Trillion,(CNBC 2015). But due to the fact that you could earn enough money to pay back all that debt, it is still appealing to most people. The thing is going to college is a lot like gambling. You go hoping that you can get your degree, and earn more later on. But like gambling, you can lose everything.

The first decision adults are forced to make, even before they are considered an “adult”, is what is their plan after graduating high school. In a sense, millions of high-schoolers every year are forced to decide how much debt they are willing to obtain. There are many options available for graduates such as; military, college, or going straight into the workforce. Many individuals choose a college before determining their future finances. In the past 50 years, college tuition and costs have increased 15%. In 1975, a public four-year university tuition amount was $2,387 now in 2016, the cost for

The cost of tuition is just the sticker price an entry level fee, there are also other fees involved and sometimes the fees may be more than the tuition, it's like looking at the sticker price that’s posted on a new car plus you also have to consider the cost of finance charges, insurance, operation and maintenance of the car and that is the real price. Thus it’s not just the costs of the admission to the school, but the other costs involved such as housing, clothing, food, and essentials for living. Many colleges and universities have many ways to help a student pay for their college education, through student loans, scholarships and grants to help make college more affordable, but most students still end up with a huge debt after they get out of school that may take years to pay back. Students and their families have to consider all the costs involved in getting higher education. Having a plan on what to pursue such as degree will aid a student in getting that job or put them on that career path that you plan to have after you finish

Ten years from now I see myself being healthy, wealthy, and wise. Wealthy though is in the sense that I am financially stable and I am happy. One doesn’t need to be rich to be wealthy. Ten years from now I will be 28 years old, and I think that is a considerable amount of time to try and guess what sort of situations and decisions I will have had to make. However it will be safe to assume that I will have tried to figure out how I am going to pay for college. The most expensive thing in my life right now. I’m definitely renting an apartment or a house. I would like to be married to a nice husband sometime in my late twenties or early thirties. However that is actually not my prime directive in life. Therefore any plans

College students usually do not understand that there should be a budget set between the things we want and the things we need. Today I will be informing you how to save money so that you are able to save money throughout your college lives. ( thesis and purpose statement)