Disparity In London

This report aims to examine and show how economic factors and housing policy have affected provision of affordable housing in Dundee from mid 1900’s to present day. It will show evolution of

However wages are low but this doesn’t affect people who live here, as housing is considerably cheaper then the rest of the UK despite where it’s situated. This also means that people can buy more for their money and a standard 4-bedroom house will be relatively cheaper then if you were to buy one in Bath for example!

Housing affordability is the relationship between household income and burden of housing costs and is an issue when it prevents population groups from accessing appropriate or secure housing. (3, 4) Australia has seen a severe escalation in rent and house prices that have not been matched by growth of household income. This decline in housing affordability is a result of economic growth, tax incentives for owners and investors, more accessible finance and population growths, which consequently result in an increased demand for housing. (3, 5) Moreover, this is further compounded by land and development limitations that restrict increases in housing

By comparing two UK streets in differing localities, one can assess differences and inequalities in the social, economic and cultural spheres. This essay will focus on the differences and inequalities that exist between Renshaw St, Liverpool, and City Rd, Wales, by examining road traffic, homelessness and street-level economic activity

Furthermore, lack of affordable housing has become an issue for additional reasons. 50,000 new homes were built since 1981 but only 8000 were local authority housing, and only 2000 were low income houses. This was worsened by the implementation of the ‘right to buy’ scheme, creating a surge in house prices (a 1 bedroom apartment now costs around £500,000). It could be suggested that this issue counteracts successes of the scheme, as issues still exist including 3500 homeless people in the area and the housing prices are significantly above the UK average, so they have not achieved their aim to ‘make housing affordable to all.’ However, I believe that the Docklands has been a successful example of regeneration as it is now such a significant part of the capital, with it being London’s finance capital providing not only important economic contributions, but also employment to many people in the skilled sector.

Canada 's housing market is at an all-time high, they are known in Vancouver for having the most expensive housing market. This expensive market is not just a Vancouver problem, it is an issue growing throughout the nation and is depriving the average citizen to be able to purchase a house in their lifetime. There is a major issue with the state of the market and how it affects the current citizens. Issues have been rising where the average wage in Vancouver is estimated at seventy-one thousand per family household, according to the Vancouver Sun (2014), yet the average costing home as reached between five hundred thousand in the municipality to over one million within Vancouver, according to articles by Beth Lindsay (2015) of the Vancouver Sun, and Troy Landereville (2015) of The Maple Ridge Times.

I was one of the 16.8 million students in the United States that were educated in a suburban school (U.S Department of Education as cited in Anyon, 1997). Fitting nicely into the figure of 90% of student that did not receive free and reduced lunch in the suburban setting (Anyon, 1997). My background, socioeconomic status, race, geography, and culture all have a meaningful impact on who I was as a student and who I now am as a teacher.

Urban regeneration is at the forefront of government policies, and is the subject of much polemic. There are numerous examples of this in the UK such as Glasgow, Bristol and Liverpool; there are clearly advantages for these cities in terms of improved resources, but this has also depersonalised certain communities. Some of the areas cleared for redevelopment were homes to large numbers of people and the places they were attached to; “the over-writing of historical and cultural identities will alienate and marginalise embedded social groups” (Zukin, cited in Scheffler). Communities are also being dismantled/displaced in the countryside: there is much discussion for example of the proposed HS2 train link which could lead to compulsory purchases and destruction of local habitats. More and more city dwellers are eager to escape the stresses of the urban environment and buy up holiday homes in villages, thus making it increasingly difficult for

As a result of the housing boom from 2005 to 2008 this had caused prices of houses to increase around 30% within that time and I don’t think that employment incomes went up that amount. This has caused hardship in many people’s lives that have overextended themselves as well as made themselves house poor. With house prices rising up, it has made it difficult for people to be able to find affordable adequate housing to rent or to purchase. This has caused investment properties to increase in price which has also affected the

q New income from tourism q Skills mismatch for local residents of area q Poor loose out, because they cannot afford new housing at £200,000 - £500,000 q Local

Housing affordability can be defined as the ability to access appropriate housing at tenure or price which is not a significant burden upon household income. (1, 2) Australia has seen a significant decline in housing affordability; average house prices have increased by 147% between 2001 and 2011. This was not matched by increases in income. (1) This decline can be attributed to economic growth, population growth, more accessible finance and incentives for owners and investors. These factors create an incentive to buy and store wealth in housing, resulting in overinvestment and house price inflation. (2, 3) Consequently, this results in depletion of affordable housing for low-income households and increases pressure on social housing stocks. (1, 4) Supply and demand has a significant effect on housing affordability. (1)

A place to call home, a concept that much of society aspires to. A home is a sanctuary, a place to raise a family; home after all, is where the heart belongs. However, does the notion that a house is make a house any less of a home than a house that is owner occupied? Housing policy during the latter part of the 20th century began to shift towards owner occupation. One policy in particular completely changed the face of housing, it brought about the biggest shake up in housing history. The Conservative Government’s ‘Right to Buy’ scheme or ‘Council House Privatisation’ as written in (Baldock, Mitton, Manning & Vickerstaff, 2012), formed part of the Housing Act 1980, the then secretary of state for the environment, Michael Heseltine, stated "This bill lays the foundations for one of the most important social revolutions of this century” (Jones, 2011). Therefore, this essay will answer the question can the “Right to Buy” policy as introduced

Multiple reasons exist for the the lack of affordable housing. On the demand side these include population growth and increased migration to urban areas, easily accessible housing finance, tax incentives and a “strong cultural preference for owner-occupied detached houses”. On the supply side, affordability problems are exacerbated by inflexible and slow responses to the need for new housing stock, lack of infrastructure and generally inefficient planning processes and development assessment by local governments.

Those who rent from private landlords do not only tend to, on average, pay almost double the rent of a person living within social housing but also are twice as likely to live in a residence the Government would class as a “non-decent home”, a residence in disrepair and one that does not meet health and safety standards (Jonathan Owen, 2014). The undisputable growth of private renting sector is not limited to England but is also noticeable in Wales, Scotland and Northern Ireland. In wales the private rental sector represents 14% of total housing, the private rental sector in Scotland has doubled over the last ten years as more than three hundred thousand properties have been sold and in Northern Ireland private landlords own more properties than councils and housing associations combined according to national figures provided in 214 (Jonathan Owen, 2014).

Our cities offer close proximity to services, entertainment and employment. Building high density housing within reach of the main sectors of the hub