Everyone Should Purchase Medical Insurance

Universal Health Care is defined as the belief that all citizens should have access to affordable, high-quality medical care (Anderson, 2013). Currently there are 46 million that do not have health coverage in the United states and this would drastically increase to 72 million if a health reform was not passed (The Economic Case for Health Care Reform, 2012)Why the United States is the last to adopt this government mandated insurance coverage, is possibly one of the most widely asked question around the nation. This, however; is all in the process of changing and will be completed by 2014 with the passing and implantation of Obama-care. There are three systems or levels of coverage under Universal Health Care; Single Payer, Two-Tier,

The United States has the most expensive health care system in the world and some 45 million Americans are uninsured under the current health care system, and these numbers continue to grow. However with universal health care coverage everyone could enjoy equal access to health care, as a right afforded to them as American citizens. In a country as wealthy as the United States, there is no justifiable reason why Americans should go without health care and/or die

Without our health, we have nothing. Money, friends and family, happiness--all are afterthoughts without our health. As such, both as individuals and as a society, maintaining our health must be an indispensable priority. Despite the many faults of our healthcare system, Americans realize this. Healthcare is undoubtedly a major concern in the United States. The recent implementation of the Affordable Care Act, more commonly known as “Obamacare,” the heated debates on healthcare across the nation, and the over one trillion dollars spent per year by the government on healthcare, all show our prioritization of health ("Federal Spending: Where Does the Money Go"). Furthermore, a strong majority of

The question of Universal Healthcare in the United States has valid and non valid arguments with supporters on both sides of the issue. Millions of Americans do not have affordable health care insurance. The main question is who is responsible to provide this? Is it feasible for government to pay for the lack of health care by taxpayer’s dollars? Should you be responsible for yourselves or should you be compensated by the government?       Unemployment is at record high making health insurance less attainable or affordable than ever. In most cases, additional restrictions or

The question that has been brought to the table is should the U.S. Government require all American to have health insurance. Yes indeed the US government should require all Americans to have health insurance, however if they are going to require all Americans to have health insurance, they need to provide a financial reasonable options for American to purchase. The way the health care system has worked in the past, it would be very difficult to mandate all Americans purchase heath care without offering plans that they can afford. A major question that comes up in regards to health care is who pays the bill when Americans who are not insured require health care.

“That the U.S. health care system is broken and needs to be fixed is widely agreed to be true” (Universal Health Care Opposing Views p 19) is immediately apparent following a brief research of the organization of health care in the nation. There is an inability to control rising health care costs, and the system, although considered the most technologically advanced in the world, is riddled with waste and inefficiency. Year on year, doctors are spending increasingly more time dealing with insurance related administrative work rather than healing patients, there is gross overuse of care because employees view healthcare as part of a work-related benefit package, access to health care is based on ability to pay, and there is constant anxiety caused by the fear of losing employer-sponsored coverage. In contrast, a system of universal healthcare offers free services that are accessible to all, releases doctors from insurance paperwork to focus on healing, removes overuse of care because citizens fund the services through the payment of taxes, and may lead to healthier populations, among other things. Therefore, although vastly different from the current system, one could consider whether the introduction of universal healthcare would be beneficial for the USA?

Some of the reasons some of the individuals may not want to buy health insurance the deductibles and premiums are very high and you pay way to much money for it. You also have to qualify for private health insurance.

1. Its unfortunate when reading the text you realize how much the country you live in is lagging behind so many others in healthcare. Japan, Germany, Canada, and the United Kingdom all provide universal healthcare for their citizens, something that the United States does not do, yet we spend some much more on healthcare than those nations.

Imagine having terrible throat pains, having a burning headache, and moving anything somewhat hurts. Going to the hospital as an american in America would be a good idea, but going will hurt in more ways than physical. Today visiting the hospital for strep throat can cost up to $531.00. An important topic discussed in America is “Should americans have free healthcare?” In America americans do not have free health care. All over the world health care is a service that can help pay for most things medical, like medicines, doctor visits, and medical procedures. Most evolved countries have this today, like the United Kingdom, but countries like the U.S do not. This means that most americans need to pay the full price for those things. That is

A nation that does not provide the opportunity, for the flourishing of health among its citizens, is inherently flawed. A country like the U.S is no exception to this assertion. The United States government should implement a single payer universal health care system. The Modern U.S health care is allowing its citizens to rack up vast amounts of medical debt, in addition, large amounts of its population to remain uninsured. The U.S lags behind an idea, which, many other countries have accepted and that is health care is a human right. A plethora of positive reasons stand behind the notion of a single payer universal health care system, like the ones in other countries. However, the system in place now, has many systemic problems that are hurting citizens, particularly the lower and middle class.

I. More than 43 million Americans reported being uninsured throughout 2002 and millions more lack coverage for shorter periods. The lack of insurance negatively affects not only the uninsured, but their families, the communities in which they live, and the country as a whole (The Institute of Medicine).

Currently, the issue of health insurance has been a bone of contention for the public regarding whether the United States government should provide this health plan or not. People often possess different perspectives and refer to pros and cons on both sides of the spectrum. While some believes a universal healthcare system will set a foundation for a lower quality of service, increasing governmental finance deficit, and higher taxes, others do not hold the same thought. A universal healthcare system brings enormous advantages rather than disadvantages, such as all-inclusive population coverage, convenient accessibility, low time cost, and affordable medical cost, all of which not only provide minimum insurance to the disadvantaged but also improve the efficiency of medical resources distribution.

Should the U.S. government provide free health care for all citizens? Free health care for all citizens, is a very controversial topic that has been debated for years. This debate concerns many pros and cons, such as “CNN reporting that 45,000 Americans are dying per year because they do not have access to health care because of costs.” According to research and statistics, majority of the people say that they agree with having free health care. Most people agreed because they believe it is the government’s job to help the ones that are in need. This paper will discuss why free health care is needed, what problems are caused by not providing free healthcare for all citizens, and the solutions that will benefit everyone.

Access to preventive health care should not be definable as one of life’s luxuries, yet that is what is has come to be for the approximately “50 million Americans” who have no health insurance (Turka & Caplan, 2010). Clogged emergency rooms and “preventable deaths” are just two of the consequences associated with the lack of health insurance that would provide access to preventive care (Turka & Caplan, 2010). We as a nation are depriving our citizens of one of our most basic needs—being healthy.

Is the United States deserting its duties from their own citizens? The Affordable Care Act (ACT) was established by the Obama administration which was to provide Americans with better health coverage. The Affordable Care Act was to expand coverage, lower health costs, enhance the quality of care for all Americans, and hold insurance companies accountable (Affordable Care Act). While it was an improvement for the American people, health care in the United States is still hurting much of its citizens more and more every day. With the rising cost of medical insurance, citizens are opting out of having any health insurance at all. Even businesses are not able to provide health insurance to their own employees because of the high premiums. With