Flexible Spending Account (FSA)

The Affordable Care Act aims to help small businesses get health insurance for their workers. According to the US government, the Act should "help increase the number of primary care physicians, nurses, physician assistants and other health care professional.

The federal government occasionally passes legislation intended to regulate the amount of corruption that occurs during election season. However, the effects of these regulations have not at all been collectively positive. These regulations have unfortunately encouraged the increase in campaign contributions and spending by various nefarious influences.

The act provides health insurance tax credits to millions of small businesses to help them provide insurance benefits to their workers. The health care law also allows for a wide range of recommended preventive services, such as mammograms, cancer screenings and vaccinations to be made available for free in all new plans. The ACA allows for lower healthcare cost by mandating that plans sold to individuals and small employers have at least 80% of the premium spent on benefits and quality improvement. If insurance companies do not meet these goals, because their administrative costs or profits are too high, they must provide rebates to

Unions are organizations that are formed with the interest of protecting employees regarding workplace conditions. First, a law that was passed due to labor union facilitation was the Family Medical and Leave Act (FMLA). This act allows eligible employees to take reasonable unpaid leave for certain family and medical reasons, as well as allowing their group health benefits to remain active during the leave. Accordingly, this effort from the unions was to promote a working environment where employees would not have to make a decision of whether to care for loved ones or themselves due to the risk of being terminated because of excessive absenteeism or just quit their jobs. At the same time, FMLA allows husbands to be a part of the birthing of

Mrs. Jones, like many older adults, is on a fixed income, has Medicare for health coverage, but lacks prescription drug coverage. She was recently prescribed a new medication by her physician, which she cannot afford. As Mrs. Jones nurse, it is my responsibility to advocate for her by providing education and sharing information on the multiple different avenues available to decrease the cost of the medication prescribed. I will identify three strategies in which I can help Mrs. Jones afford her medication. First, I will provide education on her insurance plan and explain Medicare Drug Plans and their enrollment process. Secondly, I will identify a financial assistance program which she might qualify for. Finally, I will identify different ways to lower the cost of the medication such as coupons, drug discount cards, switching to a generic medication, and store programs ("Prescription Drug," 2014). All of these options are a solution to Mrs. Jones problem. In the meantime, it may be beneficial to obtain free samples from the physician 's office if possible, but this only makes sense if there is a strong likelihood that she will eventually be able to afford the new medication.

Section 4207 of the Affordable Care Act amends the FLSA (Fair Labor Standards Act)- Break Time for Nursing Mothers Provisions

The Family Medical Leave Act (FMLA) was passed with the idea of creating job protected leave when necessary, while also providing employees with the opportunity to balance work, health, and family responsibilities. FMLA is designed to avoid job loss when employees request additional time off in order to treat a critical medical condition or deal with serious family or personal matters. Due to the establishment of FMLA, workers can now maintain employment as they treat qualifying medical conditions, care for a close relative, bond with newborn, etc. In other words, the concept of FMLA was for employers to legally support their workers during life’s challenging circumstances. Although many positive outcomes are a result of this law, administering FMLA has turned into a challenging and complex task for employers. Passing this law triggered many unintended consequences that have tremendously affected the way organizations manage their leave of absence policies. Employee abuse of this privilege is a major issue employers are being faced with. The impact FMLA leave has on the entire company, including quality, performance, and productivity can be dramatic. These unplanned concerns that now exist due to FMLA provide tremendous amounts of stress for the employers to properly manage the law; FMLA has turned into a problem employers are defenseless against.

The Affordable Care Act requires health insurance providers—including both health insurance companies and companies that administer self-insured employer health plans on behalf of the employer (third party administrators)—to provide certain preventative services to women without cost. 42 U.S.C. § 300gg-13(a)(4) (2015). Congress delegated the task of deciding which kinds of preventative care would be provided to the Health Resources and Services Administration (HRSA). In making its determination, HRSA consulted the Institute of Medicine (IOM), which ultimately decided that insurers must provide “coverage without cost sharing” for “[a]ll Food and Drug Administration approved contraceptive methods, sterilization procedures, and patient education

Before the Affordable Care Act (ACA) some employees accepted plans that had poor coverage or had other barriers to accessing care. These plans affected individuals who had expensive and chronic health status by receiving large bills or not receiving any medical treatment. When someone is employed and meets the employer’s conditions, it may take a few months to get health insurance. The fastest growing group without insurance were childless adults because they were less likely to get employer plans or other insurance. When the ACA passed in 2010, employee sponsored health insurance began to change. Health coverage expanded from covering the recommended preventive services without the need to share the

Some benefits of having a national insurance system, such as the Affordable Care Act (ACA) include: Ending the long-time discrimination by most insurance companies based upon a pre-existing condition and your current health status. Under the Affordable Care Act (ACA), persons seeking health insurance, while they already have a pre- existing condition, and could not get health insurance previously will have access. The ACA will give choices of health insurance that are affordable. Under this national insurance system, a large number of Americans will be able to obtain affordable insurance because of the creation of health insurance exchanges, which will allow families to compare health plans and then be able to choose a plan that fit their needs. These exchanges will guarantee families or persons that quality

The ACA also has provisions that emphasize prevention and wellness as means for helping to contain cost associated with health care. A public fund is established for disease screenings and immuniziations and certain requirements for insurance companies to cover prevention activity.

To begin, the Family and Medical Leave Act also known as "FMLA" purpose is demanding balance between the workplace and the needs of the family, to show equal employment opportunities for both, men and women, and lastly to have protection for jobs and benefits during eligible leave (PowerPoint Presentation, n.d). As I read more on the FMLA, I learned that an employee who’s under the FMLA, they are eligible to 12 weeks of unpaid leave for family or medical reason but still able to receive their health benefits and have job security (PowerPoint Presentation, n.d). To answer the question, I believe that the FMLA wouldn't be too restrictive for human service workers. The slides have taught me a lot because I am not knowledgeable on this act. Things

Giving people who buy their own health coverage tax credits and expanded health savings accounts to help pay for their coverage, as well as flexibility about the design of their plans.

The act puts in individuals, families and other small business owners in control of their own health care provider. It can also reduce premium costs for millions of working families and small businesses by providing hundreds of billions of dollars in the tax relief of the largest middle class tax cut for health care. It also reduces that families will have to pay for health insurance by paying out-of-pocket expenses and requiring preventive care to be fully covered without paying any out-of-pocket expense.

Once the foundation of the U.S. health care system was reviewed, we began our study of the new regulations. The Affordable Care Act contained three main provisions. The first provision was expanding Health Insurance Coverage. Elements of the regulation included offering coverage to the vast majority of currently uninsured Americans by expanding access to Medicaid to cover all non-elderly individuals below 133 percent of the federal poverty level (FPL), and establishing state-based health insurance exchanges, which will offer Americans a range of private health plan options, with federal tax