Minors Under 21 Should Be Paid

Going to college may get students an education, but may cause their parents or legal guardians to lose everything they have worked for in the process. While trying to stay up to date with their student loans, they may fall behind on all their other bills. You may even lose your home because “you cannot make your mortgage payments for fear of missing a student loan payment or two” (Beauchamp and Cooper 539). They apply so much pressure on how it is important to pay off your loans that “you struggle to make your car

In order to be successful in the workforce, having a powerful career there are things needed like higher education. Graduating from college is essential to finding a successful job, since more jobs are making college degree a requirement, more people are going to college. The problem is the cost of going to college outweighs the earning from the career you obtain. Very little people are able to pay for college out of pocket. In 2014, 42% of undergraduates paid for college out of pocket (Sallie Mae). The result of this is that students seeking higher education are forced to take out loans. On average, college students borrows $25,000 to earn their degrees (Alexandria). I just don 't get the concept of college tuition or student loans. It

There is an unlawful cycle that goes with teens not being payed the same as 20 year olds or full adults working the same job. Manlyn Watkins, the policy director of the economic opportunity institution, informs readers that, “there’s a lot of inequality’s in the united states already.” She goes into details about how women in the US are still on an average paid less than men. Discrimination against teens is the last thing our country wants. The majority of teens now have the stress of paying the extreme cost of colleges one their own. Manlyn goes on to say, “according to the college board, average tuition and fees at a four year college and universities has increased by 40 present or nearly $3,000

Another point that Ms. Bird makes is that the colleges do not want to interfere with a student’s life (Bird 17). I agree with this analysis. They expect college students to take full responsibility for their lives in addition to acting like adults. Furthermore, by the time students get to college they should be acting with maturity. Like my daughter, some students have not come to terms with the idea of being an independent adult yet. Maturity is a major factor

decide if they want to go straight to college or can’t afford it should be allowed

Michelle Willins stated “Transferring all power to the students is not fair to them; they never asked for that responsibility.” Which I completely agree with her because the transitioning of high school to college is difficult. Many cannot adapt quickly to the change of environments and still need guidance from their guardians. For example in high school students are used to adults reminding them of what needs to be done and have adults always on their feet making sure they have the grades that they need to move on. In college that does not happen. The student is now responsible for everything on their own. Which is why they still need their guardians to be involved that way they are not as lost as they would be if they were on their

College is an expensive place for teenagers our age to go, and for just now being an adult they have a lot of responsibility. As a result of this the average class of 2016 graduate has $37,172, in student loan debt, up six percent from last year. I feel like this is too much and that most students need money to pay for books and food and everything else. It is unfair how they need to do such things and do not get money to help them out while doing so.

However that’s an argument against allowing kids attend college, not against their future earning to get a degree and earn a wage. “Grants and loans are the major forms of federal financial aid for degree-seeking undergraduate students,” (NCES.) Tuition has been a popular choice of popular, private student loan that gives an opportunity for creditworthy students to borrow up to $40 thousand dollars per year to cover college expenses only to drag them towards decades of debts as tuition is rising in public colleges and funding cuts to leave students deeper in debt. Even so, this brings us back to the main point, that loans are voluntary and college students certainly do understand what they are getting themselves into when taking out loans. If federal student loans and traditional financial aid programs have been considered, then a Tuition loan would be the best answer for college students considering the five repayment plans offered by the loan forgiveness program of 2015.

Students are taken advantage of with student loans. Most students cannot afford to go to college and turn to student loans. Usually this is a combination of the students, parents, and financial aids ideas and problem solving in order to afford the schooling at the university or college of choice. The student is the one who signs the agreement that they will pay off the loan. Most students do not read the booklet that you have to read before signing, and most also do not read the small print. Both of these pieces of literature include the interest rates that constitute the bill that the student will have to pay in the future. Students do not read these because they are just so excited to be able to go to college and not have to worry about paying all of it during their schooling.

As Young teenagers become adults and start College, one issue that doesn’t seem as a big deal at the moment for many students are student loans. Young college students who don’t have the money, don’t have enough scholarship money, or family who doesn’t have the money to pay, will apply for student loans each year. They amount the student receives can vary depending on the college and what the student has achieved academically. Though interest rates are low with subsidized being 4.29% and unsubsidized being 5.84% ("Federal Student Aid" Interest rates and Fees), student loans still have a huge effect on college students once they graduate. One college graduate’s story helps explain the struggles for most students:

The things that the author of " Young Americans get the Shaft" states that the young people under 35 should be worried about is the fact that we may not be able to find a job in their desired field after graduation. He also sates that the cost of college will places students in debt seeing that the cost of higher education has increased from 12 percent of the average family income to 23 percent. A final note made by the author that should worry those under the age of 35 is that the current state of the economy has taken away our generational right to make large economic advancements. Looking at the article and my current status as a college student the rise of the price of higher education is something that worries me more than I ever thought

When a student goes off to college, they begin to no longer rely on their parents as much as they once have. The majority of college students choose to live on campus. They start becoming more independent. They learn to make their own food, do their homework and clean up after themselves without being told, and they start providing for themselves for the most part. They discover they have to be responsible with their money because they now have tuition to pay; and books, tuition, and other miscellaneous items to buy. They also gain a better sense of responsibility by deciding their major and choosing their career

Education and school, these both word always has been the main priorities for all of us. Pursuing the American dream of graduating college can be the best feel ever but it can also cost a price. College tuition is increasing more and more every year due to the fact of the rising economy. With student want to be successful in life they will need an education to a degree, which will land you a decent job in life. The problem is when the cost of gaining that degree outweighs the financial advantage to the career. Many of people are not able to pay for college out of their pocket. The result of this is that students seeking higher education are forced to take out an enormous amount of student loans. College tuition is on the rise, and a lot of students have difficulty paying for their tuitions. To pay for their tuitions, most students have to take out loans and at the end of four years, those students end up in debt. Student loan debts are at an all-time high with so many people graduating from college and having difficulties finding jobs in their career fields. So they have difficulties paying off their student loans and, they also don’t have a full understanding of the term of the loans and their options if they are unable to repay.This means that they are entering the workforce after college already thousands of dollars in debt and under water. I believe that students who borrow money from our government should not pay for their student loans.

Many can argue that they are not able to attend a university because they do not have money to go. As stated, “Tuition at a private university is now roughly three times as expensive as it was in 1974, costing an average of $31,000 a year; public tuition, at $9,000, has risen by nearly four times" (Davidson). This proves that tuition has increased dramatically over time, and this is not accounting dormitories boardrooms and textboxes. Another reason is that the voting age is 18 because at that age your are qualified to be drafted to go to war if needed. In the 1970’s they had an argument in congress because of the Vietnamese war. At the age 21, you were able to vote, but you could fight for your country at 18 it seemed unfair not be

1. More and more students have to pay for college on their own, or with little assistance from their parents. Learning how to live on one’s own and today’s complicated financial world is stressful, and it’s no wonder that some students would rather drop out and get a job rather than continue studing.