HealthCare has always been a major issue not only in the United States of America but in the State of Texas. Many politicians argue over what is known today as Obama Care. This essentially is known as the Affordable Care Act. This act requires most Americans to have some type of health insurance in turn raising others health insurance to pay for those who can’t. Politicians can go back and forth on this issue but I believe that there are many pros but also many cons to Obama Care. Is this what is best for the country? Obama Care was passed on March 23rd, 2010; essentially saying that every American was required to have some type of health insurance. Now the Pros of having Obama Care start with simply allowing any American citizen no matter …show more content…
This was huge for those Americans who had been previously ill or diagnosed, now if they had cancer they would be allowed the coverage that they needed to pay for the medical bills. Also another huge pro was that screenings were covered. The hope was that you’re proactive in your healthcare, and so you could avoid or delay major health problems to come in the future. Healthier people lead to lower costs for health insurance companies. This benefits the State of Texas because now if they catch the issues early on they could treat it then catching the issue later and having to pay much more money and time. Also there were no time limits on the health care that a person received. Before Obama Care people who had severe health problems would run out of health insurance coverage. Insurance companies would set limits on the amount of money that they would spend on an individual customer. Now with Obama Care insurance companies can no longer do this, they must provide for their customers continuously. Of course a medication cost was a huge struggle on many people with health issues. But now there were lower prescription drug costs. When the Affordable Care Act was passed it promised that prescription drugs would be more affordable to the customers who needed them. Many customers, especially senior citizens were unable to afford …show more content…
Several new taxes were created in order to pay for the ACA. Also additional taxes were created for people with higher incomes, seeing as they had plenty of money they wouldn’t mind sharing some of the wealth with the rest of the country. But of course they did mind, they didn’t see how this could possibly be fair that they had to give up a larger percentage of their income in order to pay for others health insurance. Another major con for requiring American citizens to have health-insurance is that businesses are cutting employee hours in order to avoid having to pay for employees health-insurance. Of course businesses aren’t going to want to pay for all of their employee’s health-insurance, to avoid this they cut hours. This isn’t helping those people who have those jobs. They need to be able to work full-time and need to be able to have health coverage. This is a major con and doesn’t benefit those at all who don’t have full-time
President Obama wanted to start a plan that made health care available for everyone, which later on created Obamacare. Obamacare is also known as the Affordable Care Act (para 1 and 2). With Obamacare being created everyone is supposed to have healthcare with no exception, Obama made healthcare more affordable for people who can not afford any other health insurance. With Obamacare, everyone will be eligible even those with pre-existing conditions. For the ones who are not fortunate enough and can not afford to pay the plan chosen then assistance will be provided for them. When people are not able to pay for health insurance they are put at the stage of choosing if they want to feel better and buy the medicine or stay sick in order for them to provide what they need to provide for their families at home. Providing the country with Universal Healthcare benefits many people including the government will benefit from this because everyone will be paying to receive coverage at a low cost and they will finally receive the medical attention they have been looking for (para 8). Having healthcare should be considered something we are supposed to be provided with but of course with a certain charge. A reasonable charge that
The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.
One major change that came with the passing of the affordable care act was the issue of pre- existing conditions. Before the affordable care act, people with pre existing conditions, that tried to buy insurance would either be denied or would be given extremely high premiums. With the passing of the affordable care act now insurance companies that take part in the program are not allowed to deny these people coverage. Many citizens with pre-existing conditions were having trouble obtaining or keeping their health insurance before this
There were a lot of complaints from people when they found out that there was a penalty for not signing up for health insurance. This is very understandable why people would be upset because that isn’t fair, however it is fair if everyone else has to have insurance and pay for it and other’s do not. What a lot of people had to realize was that people with pre-existing conditions and people with out would not have to worry about huge medical bills due to the fact of Obama care making sure they are taking care of
The Affordable Care Act, otherwise known as Obamacare, was passed in March 2010. This over-1000-page Act implements a number of reforms designed to increase the availability of health care for individuals. The Act created a Health Insurance Marketplace, a universal way to sign up for subsidized health care plans (which are cheaper), though you can only get certain plans from certain places, including an expanded Medicaid. It also creates an incentive to purchase health insurance-if you don 't, you 'll have to pay a fine, which is interpreted by many as a tax. Additionally, the Affordable Care Act requires sizable firms to provide a certain level of health care to all of their employees, with certain specifications. Obamacare also attempts to make health care cheaper for many, by trying to even out the cost for everyone.
The Affordable Care Act is President Obama’s new solution to provide healthcare coverage to uninsured Americans. The theory is that millions of uninsured Americans will get access to affordable health insurance through the government. The Affordable Care Act reforms Medicare. You cannot be dropped from coverage when you get sick. You cannot be denied coverage or treatment for being sick. You also cannot be charged more for being sick. Although these are all mostly the positive sides to the Affordable Care Act there are many negative. Since you cannot be dropped for being sick, it will make the prices for everyone’s insurance go up. Also, since so few young and healthy Americans have signed up, the math used to create the program is not adding up. Because there is so much confusion surrounding the specifics of the ACA, the Affordable Care Act keeps getting delayed. The Obama administration announced another delay on
“Obamacare”, also official known as the Patient Protection and Affordable Care Act or the Affordable Care Act for short was first approved on March 23, 2010. The Obamacare Act would guarantee to help Americans be able to get ahold of a fair, low-cost quality health insurance and reduce American’s spending on their health issues. Even with such a great plan, there were many flaws and hesitance that went towards enforcing this new health care plan. However, Obamacare has tremendously enhanced opportunities in order to receive healthcare for a vast number of Americans, despite its complications.
The Affordable Care Act, often referred to as the ObamaCare was signed into law on March 23, 2010. It has created a lot of controversy since its debut. The Healthcare reform will affect all Americans. The issue has many Americans believing it is a great thing for our country while others believe it is a terrible idea and then of course there are those who don’t know what to think. By Jan 1, 2014 Americans will be required to purchase a health care policy or will have to pay a penalty. Ready or not it’s happening. First you would have to understand the background information of the program. As with all things there are pros and cons to the Affordable Care Act. Because it is a new law it is not flawless there is room for changes and recommendations.
The Obamacare provides subsidies for people with low resources and persons that allows them to better afford insurance so expanding Medicaid companies to cover more people and changing the way that the health insurance companies does.
Through the years people in the Unites States have struggle with issues dealing with having health coverage. In March 2014 Obama care also known as Affordable Care Act was sign into law making it possible for the lower and middle class to be able to afford health insurance. The affordable care act was in congress from 2009 to 2010.With the act been pass it made it easier for the people to qualify and get help and pay so little with no extra cost. Even thought the insurance is not free it is now affordable for people so now people have a wider range of coverage options. With the affordable care act been pass they are hoping with the affordable screening and preventive services they can be more proactive with people’s healthcare and delay
The changes taking effect on the health care system can be greatly utilized by Americans, whether it is in a good or bad way. Today, most Americans do not have health insurance because they cannot afford it. With the Affordable Care Act, these Americans will be able to receive health care benefits. President Obama signed into law the Patient Protection and Affordable Care Act in March 2010. It was created to increase access to insurance coverage, whether through a private
Some of the approaches of the ACA are ineffective, poorly targeted, or not ambitious enough to address deeply rooted problems in our broken health care system. For example, individuals with middle income who falls between insurance gap and cannot buy health insurance or qualify for Medicaid, health insurance is usually an unaffordable option. Even if a health insurance plan is available on the exchange for which those individuals can afford the premiums (without a subsidy), they most likely cannot afford the high deductible and coinsurance which they have to pay before the insurance plan begins. This amount is typically a few thousands of dollars a year, in addition to the premium
In my opinion, I believe The Patient Protection and Affordable Care Act, also known as Obama care, has a profound positive effect on America by reducing the cost of premiums, removing the financial fear amongst those who are uninsured that seek medical attention and lastly, not allowing insurance companies to reject the elderly or an individual with a pre-existing health condition health coverage.
“ObamaCare contains many benefits, especially for low and middle income families and business” (“ObamaCare: Pros and Cons”). Many people have been having concerns on the cost of the insurance because it has raised in cost. There is a new law out there that President Barack Obama passed called ObamaCare. ObamaCare is also known to be The Affordable Care Act (ACA). The goal of this act was to make sure every American had health insurance by January 2014. ObamaCare went from being something good, to a controversial issue towards Americans. This topic is very debatable in positive and negative ways, it just all depends on how it effects someone. One of ObamaCare’s requirements were to have companies provide health insurance to people
Have you ever gotten sick or know of anyone who has but cannot afford the medicine? If so then you must ask yourself, “how am I going to get your hands on the medicine that I need?” With the Affordable Care Act (aka ObamaCare), you would not have to worry about that. ObamaCare is an affordable health care plan to which all American citizens can get medically taken care of without spending a fortune, regardless of what is wrong with them. Obama-care is necessary to the American public. Reasons being for ObamaCare being necessary are that middle and lower class citizens cannot afford health insurance, certain plans do not offer certain medical procedures, and it ensures citizens to have no medical worries. One of many political cartoons