Increased premiums, almost no choice, doughnut hole gaps, trillions of dollars being wasted; is this our new reality? This is what Obamacare has turned into, and it will only grow into more of a monumental monstrosity. Obamacare was set into motion in 2008 by President Barack Obama. This new health care system was supposed to provide cheap, affordable health care coverage to those who wanted it, but now, prices are rising, money the government does not have is being spent, and options are being limited. Obamacare should be repealed pronto. The fact is, Obama did not keep his word, and the premiums are not going down anytime soon. Ex-President Obama promised it would lower premiums substantially and even put money back in the wallets of American citizens. Looking back to Obama's election run, his big point was his new healthcare plan. That it would reduce the plan of a family's annual premiums by $2,500, but this clearly has not happened, nor will it (Vorse). Americans are paying through the nose just to have insurance that will continue to skyrocket in price. In fact, not only do multiple millions of people not qualify for subsidies, but many choose to not have insurance. This is because of premiums that were set to rise 22 percent. According to a post from the Congressional Budget Office and the Joint Committee on Taxation, two million more Americans are expected to lose coverage between 2017 and 2018 because of the intense raise in premiums (Repeal and Replace).
The Affordable Care Act (Obamacare) from being introduced in 2010 has not been well received by the public. Two main consequences are economic issues, and many states rejecting the act. Economic issues are relevant because it is assumed that insurance premiums are increased, rising cost increases during a recession, mandated benefits and other costs will be passed on to consumers and billions of dollars will be taken from seniors Medicare benefits. In addition, a requirement of the act is that insurance companies spend at least 50-80 percent of premium dollars on medical care, which will lead to less consumer choice and higher prices. Many states are choosing to reject the act
I will compare the current health care system with the new Patient Protection and Affordable Care Act (ACA) that became law on March 23, 2010. The current system, which is being phased out between 2011 and 2018 is increasingly inaccessible to many poor and lower-middle-class people. About 47 million Americans lack health insurance, an increase of more than two million people from 2005 (Rover, 2011) the increasingly complex warfare between insurers and hospitals over who pays the bills is gobbling up a great deal of money and the end result is that the United States pays roughly twice as much per
I have always wonders about the well being of the people who can't afford Health Insurance but
Since June 6, 2009, President Barack Obama has told the American public numerous times, “If you like your health care plan, you 'll be able to keep your health care plan.” The public later found out that this was not the case. If your health care plan did not satisfy the minimum federal requirements, then you will disinherit your plan and, you must find another one. House republicans have tried to repeal the bill almost 40 times because they claim it is a major threat to the economic health of the nation. Despite all of the political rhetoric about Obamacare over the past few years, a majority of Americans do not know what it is and how it affects them. While Obamacare does attempt to amend some of the
The cost of healthcare has always been an issue for the insured and uninsured because Americans were not financially protected until the ACA was enacted. The ACA has ended lifetime limits on health plans and insurance companies cannot increase premium rates. If premiums do increase, insurance companies must explain why this action was taken and justify it (Department of Health and Human Services 4). Before the ACA was enacted, many people were going into debt due to medical bills. The rates of premiums were uncontrollable and insurance companies without had the power to raise prices justifying why. There was no protection available for citizens and the health care system was based on profit. This would drive American citizens into poverty due to the high costs and affordability of health
For the nth time, the Trump administration lost again to his predecessor in his attempt to repeal the Affordable Care Act. The battle was no longer in Congress but at the HealthCare.gov website where over 8.8 million Americans signed up for ACA health plans for 2018.
For the past seven years the American people have had something called Affordable Care Act or else known as Obamacare. The Affordable Care Act was signed into act by President Obama on March 23, 2010 . But, with the election of President Donald Trump we can see that the Obamacare Act can come to an end and be changed with the American Health Care Act, or as most Americans have labeled it as Trumpcare.
“ObamaCare contains many benefits, especially for low and middle income families and business” (“ObamaCare: Pros and Cons”). Many people have been having concerns on the cost of the insurance because it has raised in cost. There is a new law out there that President Barack Obama passed called ObamaCare. ObamaCare is also known to be The Affordable Care Act (ACA). The goal of this act was to make sure every American had health insurance by January 2014. ObamaCare went from being something good, to a controversial issue towards Americans. This topic is very debatable in positive and negative ways, it just all depends on how it effects someone. One of ObamaCare’s requirements were to have companies provide health insurance to people
US health care is one of the most talked about or controversial topics in last few years. We often come across debates, articles or columns relating to this topic. This is a hot topic of this generation. Why everyone should have insurance? Why people should have for something that might not use? These are some of the questions we found ourselves surrounding by. In my opinion US citizens should be required to have insurance. Both men and women have separate needs when it comes to health. More women are facing health issues because of teen pregnancies and child birth, it is important to for everyone to have a health care plan according to their needs. So when the time comes right treatment and medical attention can be provided. In this piece I will be presenting some ideas and arguments supporting my side and also looking at the flip side of the discussion.
Position on Topic: Obamacare is one of the most highly argued topics in today’s economics and politics alike. Many people believe that its goal of universal healthcare is a good thing and that healthcare should be a right as a U.S citizen. Others believe that Obamacare is a disaster causing people to pay more unnecessary taxes in order to compensate for people who are unable to pay for healthcare due to poverty status and is economically unfavorable. There are also people who believe it should be kept but many changes need to be made in order to make it effective. Considering both arguments, I believe Obamacare should be repealed and replaced with a new healthcare policy.
Obamacare has drastically raised health care costs for individuals and families. One of the reasons Obamacare was established was to reduce family premiums by $2,500 a year (Anderson 1). However, this goal has not been accomplished yet, the typical family premiums are increasing at rapid rates (Anderson 2). From 2015-2016, Family Silver, one of the most popular family insurance plans, had a ten percent increase on their premiums price. Some states even rose by forty percent (Furchtgott-Roth 3). Middle class families cannot keep paying an arm and a leg for health insurance. Health insurance should not be a major issue for Americans, it should be
When it comes to our health, a good healthcare plan is a very important subject for all individuals. Some even argue that it is a basic right to have one. Bernie Sanders stated, “Healthcare must be recognized as a right, not a privilege. Every man, woman, and child in our country should be able to access the health care they need regardless of their income…” (“Issues: Medicare for All”). However, reality tells us a whole different story. America is one of the most developed countries in the world with some of the best medical care. Yet, how can the people enjoy the benefits when it is almost unaffordable to most. People are afraid to fall sick just because they are afraid of how much it would cost. However, sometimes a doctor or hospital visit is unavoidable. In most cases, it comes at a great price, especially to the middle class and the elderly. Wealthy individuals are likely to reap the benefits of having an expensive healthcare plan, while the rest may suffer from the unimaginable cost of treatments, or even worse, live a risky life without insurance. An effective solution to this problem would be a Universal Healthcare System. This would ensure that all people have equal and affordable health coverage, centralized healthcare records for all individuals which will help easy diagnosis by doctors and reduce the intensive labor costs of medical billing. Moreover, it may boost the economy by freeing business from providing expensive healthcare benefits to workers.
This paper focuses on modeling and calculating trust between nodes in WSNs, based on sensed continuous data to address security issues and deal with malicious and misbehavior nodes and for assisting the decision-making process. A new trust model and a reputation system for WSNs can be proposed. The trust model establishes the continuous version of the reputation system applied to binary events and presents a new trust and reputation system for sensor Networks. This approach for mixing of second hand information from neighboring nodes with directly observed information to calculate trust between nodes in WSNs. Trust metrics can be used to evaluate the trust value of each node in the clusters. Behaviors are monitored by monitoring node (MN). Monitoring node selected at the next higher level of CH, this can also be changed dynamically along with CH. The main focus of this paper is to develop a fuzzy theory based trust and reputation model for WSNs environment.
Before starting the Accounting Information Systems class, I had little idea of what accounting information was. After having Professor Carothers for previous accounting classes, I knew it would be a tough class but the knowledge I would gain would be well worth it and everlasting. Throughout this semester, I have learned a great deal of information, because of this it is hard to talk about everything. I decided instead of talking about everything I learned I would choose the topics I believe will be beneficial for later use, whether in school or at a job. The important topics I chose are; creativity, interviewing, cycles, frauds and errors, controls, and flowcharts. The proof of what I learned in this paper is the information stated in the following paragraphs in this paper. Some of the information stated in this paper was obtained from the sources posted on D2L for the AIS class of fall 2016 which is documented in my sources on the last page.
It is everywhere. About 380 million speak it as their first language and perhaps two-thirds as many as their second. A billion are learning it, a third of the world’s population are in some sense exposed to it and by 2050, it is predicted, half the world will be more or less proficient at it. It is the language of globalization - English. Though defining globalization is a contested and divisive issue, according to the “Arab World English Journal,” “Globalization can create a world without boundaries in which people of this world can communicate with each other, interact and share their cultures, economies, and generally their lives via development in the fields of information technologies, communications, and transportations” (Alfehaid 104). Cultures have mixed and economies have become interdependent. Berube’s article, “From Mapping the Bilingual Brain,” exposed the connection between higher IQ levels and knowing more than one language; this investigation ignited a spark of curiosity, one which allowed me to observe the decrease in the memorization of foreign/native languages and the increase and dependence on English in the global community today. This overall aided in developing an extensive research question: In what ways has the globalization of the English language worldwide impacted society? Through exploratory research, the views of English language globalization is widely debatable; although a majority of linguists and