The state of Utah is one of 23 controlled states for sales of alcohol. I worked here because the health insurance was so inexpensive, it had a pension plan plus, matched ones 401k up to a certain percentage, but the wages were very low. However because of recent divorce, health insurance was more important, and this was before the Affordable Healthcare Act. I started at $7.38 an hour in 2005 and jockeyed my way up to management pretty quickly to gain more income. I believe that DABC had in the past had the best interest of their employees in mind. However, as the world economy progressed, insurance became very expensive, they too looked for ways to cut back benefits for the benefit of those in higher positions. The CEO and his assistant …show more content…
So, no, they do not have the employees best interest as their main concern now as much as they had in the past. Did they have the best interest of the clients as their focal point? As a controlled state, the public bought what was available. As the market has changed, and the demand to get every last dollar, the choices of product became broad. They improved the stores by building new clean stores in prosperous areas, and expanded and remodeled older buildings. But, the bottom line, these improvements were simply to make more money. As a monopoly in the state, they can charge whatever they want, which is pretty even to prices everywhere else, though customers would insist they pay less elsewhere. (I travel quite a bit, there is no significant difference in cost.) Despite the need for retail sales clerks and stockers, the wages are still quite low, and there are not enough employees to carry the work load. Nor are there enough allotted man hours per store to hire more help. Thus, those tough few work really hard and do the job of two people for low pay. The results, are frustrated customers, but the point is, they can’t go anywhere else, unless they travel out of state to get their alcohol, and the state knows this. In fact, something to think about, the day before Thanksgiving, one store, 5 years ago, made $98,000 in 11 hours. More than enough to cover overhead costs and pay better wages. And we did this with 5 full time employees, 6 part
No one plans to have oneself or a family member diagnosed with a chronic disease or to be involved in a debilitating accident. Unfortunately, these situations are all too familiar and can happen every day. Having health insurance when these life changing events occur can provide a person or family
The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.
What is the Affordable Care Act and is it going to succeed or fail? The affordable care act is a law passed by the Obama Administration in 2010. This piece of legislation was passed to make health insurance affordable and accessible for all Americans. A lot of people refer to the affordable care act as Obamacare due to the fact that it was passed when President Obama was in office. The affordable care act was a major milestone for the United States in health care reform. It was the first time the United States passed a law that created a form of universal healthcare.
There are many laws in the United States of America, but there is one law that is especially important, as it causes a lot of controversy, and politicians not in favor are trying to shut it down. In the 2016 election, the candidates have different opinions on it, and they argue about it a numerous amount of times. It is one of the main issues of the debates. The law has caused both benefits and problems for citizens of the USA. Some citizens of America have violently protested against the ACA, while some citizens lives depend on it. This law is called the Affordable Care Act, signed in 2010, and I strongly believe that it is a good law.
In 2010 President Barack Obama signed the Affordable Care Act (ACA) into law. ACA is pivotal legislation that had rippling effects throughout the healthcare system. The Affordable Care Act was drafted with the sole intention of expanding healthcare access across the country. Under the ACA, Americans are now mandated to purchase health insurance or face a penalty. Americans without insurance are able to get coverage by purchasing through the insurance exchange or by qualifying for Medicaid. The poverty level was raised for Medicaid and new provisions allowed single men to also qualify. Anyone that does not qualify for Medicaid would need to purchase a plan on the insurance exchange and various subsidies are available based on income level.
The Affordable Care Act is a law that was enacted on the 23rd of March 2010. Regardless of the fact that it was put into place in 2010, there are still numerous aspects of the law being debated today. The law has several provisions that are expected to take effect between the year of 2010 and 2020 (Reid, 2012). Among the significant reforms in the law includes a clause prohibiting insurers from refusing people coverage due to some preexisting conditions. In addition, these companies should offer the same price for all clients who are in the same geographical location and are the same age. Another reform was that families that are in the poverty line should receive federal subsidies if they decide to buy insurance through an exchange. The government also created minimum standards for insurance policies. The government also established health insurance exchanges as platforms for comparison of different policies. The Affordable Care Act also has an individual mandate
We should alter The Affordable Care Act because it has and will have a negative impact on the US causing more political arguments and splits involving the House, Senate, and President. The Affordable Care Act or also known as Obamacare has been adopted by americans for various different reasons, it is known as something that help but also has a negative impact on the people. It allows citizens with low income to obtain health care affordably, hence the name of the act. Unfortunately there is a darker side to Obamacare that seems to have been a bit overlooked and ignored. The Affordable Care Act may seem to have many benefits, but the cons of it are emerging from underneath the surface. Both republicans and democrats have worked to create
control of both houses of Congress by the Democrats led to the passage of the Affordable Care Act (ACA), often referred to as “Obamacare” was signed into law in March 2010 since then, the ACA, or Obamacare, has become a centerpiece of political campaigning” (Manchikanti et al., 2017). The Republicans now being in absolute in control of the presidency and both houses of Congress and are attempting to repeal and replace the ACA. Moreover, the future of the healthcare reform is still uncertain, especially due to the Republican party and by President Donald Trump. Affordable Care Act reform has given insurance coverage about 20 million people, reduced the cost of it, and improved quality of care to all patients. There are several laws of
The Affordable Care Act completely changed the patient landscape of health care safety nets with its implementation in 2010. In particular, its expansion of Medicaid significantly shifted uninsured patient healthcare provider utilization, from emergency departments and free clinics, towards community health centers and federally qualified health centers. Yet major gaps in healthcare coverage persist due to states choosing not to expand Medicaid, exclusion of undocumented immigrants, and misunderstandings of the ACA. Health care safety net providers must understand their changing demographics and the needs of vulnerable uninsured patient populations. In doing so, healthcare safety net providers will be better informed in regards to necessary changes needed to thrive in the post-ACA era.
The Affordable Care Act (Patient Protection and Affordable Care Act), commonly called "Obamacare," is a federal statute that was signed into law in March of 2010 (PDF, n.d.; Van de Water, 2011). It basically requires the vast majority of people in the United States who do not have insurance coverage to acquire that coverage or face penalties. People who already have insurance through their employers or on their own will not be asked to change companies. Additionally, anyone who is on federally-funded insurance such as Medicaid or Medicare and still qualifies for those programs will not be removed from their insurance. They will still be covered and protected. In order to find out more about the Act and really understand its main points and principles, however, it is very important to be aware of how it became a law and any changes that have taken place to it from its inception all the way through where it is today. Only then can a person have a clear understanding of the Act and form an opinion as to the value it may (or may not) provide to the American public. There is still much speculation and a great deal of misunderstanding about the Act and what it involves.
My name is John Brentwood. I am a 56-year-old retired individual who is currently not receiving health insurance as I fall into what, post ACA, is labeled the “coverage gap.” By detailing my life story and discussing the Supreme Court’s decision to make Medicaid expansion voluntary, I hope to convince you to consider finding a way to reinstate Medicaid expansion for all states.
The Affordable Care Act is a law that affects the American people in economic ways. In this Act, health care providers have the ability to offer services to individuals that cut the price of medical expenses and also determine who can provide the health serve for the individuals. This affects a large group of the population, from children to adults. This paper seeks to examine how the Affordable Care Act affects college students, birth control, caps on coverage, insurances for all Americans and rising premiums.
The Affordable Care Act (ACA) was signed into law on March 23rd, 2010 by President Barack Obama. This radical health care law was a much-needed step in comprehensive health insurance reform. Three important features of the Affordable Care Act are 1. Improving quality and lowering health care costs 2. New consumer protections and 3. Increased access to healthcare. (Key Features. 2014). Under the umbrella of these three key features additional benefits include free preventive care, drug discounts for senior citizens, increased protection against health care fraud, small business tax credits, increased access to health care through the health insurance marketplace, consumer assistance, and non-discrimination based on pre-existing conditions.
Because millions have been able to free ride the health care system Obama emplaced a new health reform changing thousands of lives, making healthcare affordable for all people and giving citizens who are already covered new or more benefits. Healthcare has always been a pricey yet necessary asset to life. In the 1920s the middle class seemed to have struggled with the growing cost of medical visits. In the late 1920s a Dallas hospital started to offer joint affordable healthcare for only $.50 a month. Soon other states started to use the same method. The US began to identify the process as the Blue Cross. In that same year the stock market crashed and the Great Depression started. Essentially crushing everyone's financial stability, the
The Benefits of the Affordable Care Act to Our People and Our Health Care System