H applied for a individual major medical policy. When H filed a claim within the first year of coverage and the underwriter noticed that the H's age on the claim form was different than what was listed on the application. The insurer will take which of the following actions regarding H's claim?

EBK HEALTH ECONOMICS AND POLICY
7th Edition
ISBN:9781337668279
Author:Henderson
Publisher:Henderson
Chapter8: Managed Care
Section: Chapter Questions
Problem 3QAP
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H applied for a individual major medical policy. When H filed a claim within the first year of coverage and the underwriter noticed that the H's age on the claim form was different than what was listed on the application. The insurer will take which of the following actions regarding H's claim?
   A: Deny the claim and refund premiums
   B: Deny the claim, cancel the policy and keep all premiums
   C: Pay the claim in full and keep the policy as is
   D: Adjust the claim benefit amount to the insured's correct age
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