Persuasive outline

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Central Piedmont Community College *

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Communications

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Jan 9, 2024

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docx

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Informative Speech Outline Template General purpose: Buying a car is a better choice than leasing one. Specific purpose: To persuade my audience to buy their car instead of lease their car. Audience connection to topic: Cars are important and a big decision in our society today, and everyone is always looking to save money. Introduction I. Attention-Getter: We do not live in a place where walking everywhere is ideal, there- fore almost everyone is in the market to buy a car at some point in their life. How many of you own or have owned a car? They are a pretty big responsibility right? II. Motivation/Relevance: Many of you are at the point where you may be in the market soon for getting a car and moving on from ones your parents may have got for you. III. Credibility: My parents own a car dealership, so they have taught me the secrets and tips to making the right choice when buying a car. IV. Thesis: The pros of buying a car will always outweigh any pros of leasing a car. V. Preview of points: I plan to teach you why leasing a car would be a mistake and how buying a car is the better choice. First I want to tell you about important detail in the car buying process Body I. Insurance premiums are lower when you buy a car compared to when you lease one. A. According to a article on Experian about auto insurance published in 2020 “Leased cars, however, are also usually required by the lessor to be covered by additional levels of insurance beyond the legal minimum. The leasing company is the one that technically owns the car, and they'll want to protect their investment in the event of such an occurrence.” (Hayes, 2020) Leasing a car requires you to have full collusion and comprehensive coverage on the car, when you own it you are able to pick and choose which policy works best for you and your budget.* “On average, drivers of leased cars pay $275 per month in insurance premiums, compared to just $156 for drivers who own their cars. According to the website insurify in 2022(Cohen, 2022) 1. That could be a big difference to someone who has a tight budget and could use that $119 extra dollars towards other expenses. 2. With that being said, it goes to show there are significant differences in auto insurance if you lease a car compared to when you buy one. 3. Since these leasing companies require you to purchase extra coverage be- yond the legal minimum, for their own benefit you end up spending more on insurance if you lease it than if you buy it.

Now that you have an idea about insurance premiums, let me tell you another benefit of buying a car II. Buying a car means you acquire an asset it is yours, therefore in any case you can sell it. 1. If an emergency arises, and you need to liquidate something, you have that asset and are able to sell it for your own benefit without worrying about a contract or any fees. 2. Today there is a high demand for used cars, therefore if you own yours then at some point if you need to sell it would be considered “used” but you could still make a good amount of money selling it. B. Another significant benefit is having the freedom to put as many miles on your car as you want. 1. Normally, standard auto lease come with annual mileage limits of 10,000 to 15,000 miles, most coming in with 12,000-mile annual limits. (Del- bridge, 2022) 2. If you have a high mileage lease your monthly payments are going to be higher, so you start to ask yourself if all the extra fees are worth it. 3. According to Metro Mile Average miles driven by Americans in North Carolina written in 2021“the average car mileage per driver is $16,073.” (Metromile, 2021) 4. If that is the average most people are having to pay high mileage leases which is making their monthly payments even more. Lastly, I want you to talk about one of the more obvious benefits III. If you purchase the car you have the option to buy it in full instead of having that monthly payments which means more money in your pocket for gas, repairs, mainte- nance, etc. A. 1. *The average person spends about $150-$200 a month on gas, depending on how much you drive, what kind of car you have and where you live this number can be more. Without a car payment, this leaves more room in your budget for this expense. 2. According to a study by AAA, a car’s routine maintenance and repairs could cost an average of $0.09 per mile. If you drive 10,000 miles in a year, that comes to $900. If you drive 20,000 miles, that figure jumps to $1,800 annually. (Cautero, 2021) This is according to The Balance How much does Routine maintenance cost in 2021 3.

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