CH_14 Discussion

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Schenectady County Community College, SUNY *

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101

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Medicine

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Apr 3, 2024

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docx

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1) Describe what the patient Protection and Affordable Care Act of 2010 (commonly called “Obamacare”) is and what is covers. What are the patients protected from by this Act? How do they calculate what is affordable? The Patient Protection and Affordable Care Act, also known as PPACA, healthcare reform, Obamacare, Affordable Care Act or the ACA, is a law enacted on March23, 2010, which issued new rules and guidelines on the offering, administration and acceptance of healthcare coverage in the United States. PPACA directly regulates healthcare providers, insurance companies, individuals, and employers. The law was amended by the Health Care and Education Reconciliation Act on March 30, 2010. All Americans with health insurance will have access to a number of new benefits, rights, and protections, which ensure that they can get treatment when they need, it, protecting consumers from some of the worse abuses of the healthcare and insurance industry. Affordable Care act give guarantees the basic benefits for all people on the Medicare and it provide preventive service free for many people. People with low or moderate income eligible for Medicaid in affordable care act. ACA act also have new advantage for people who already have the insurance for example, the adult children until age 26 can remain covered under the health plan of their parents. The ACA act offers tax credit immediately to assist small businesses in getting the insurance for the employees. Affordable Care Act calculate who is eligible to get is basis on the household income. 2) Find an article that last month about the Patient protection and Affordable care act. Summarize the key points in your own words and include your reference. Article updated by Will KENTON” Affordable Care Act explain about “Obamacare” ACA act and when ACA act was release and their eligibility and key features of ACA act. In article has information once article get release and then after what changes has made in certain year and information about ACA act. The Affordable Act (ACA) is comprehensive healthcare reform signed into law by President Barack Obama in March 2010. It was designed to extend health insurance coverage to millions of uninsured Americans. The Act expanded Medicaid eligibility and created a Health Insurance Marketplace. It prevents insurance companies from denying coverage due to pre-existing conditions and requires plan to cover a list of essential health benefits. Lower- income families can qualify for extra savings on health insurance plans through premium tax credits and cost-sharing reductions. Following ACA act updated are: Attempts by the government On Jan. 20, 2017, in his first executive order after taking office, President Donald Trump signaled his intention to defund the Affordable Care Act to repeal the law altogether were not successful. In Dec.2017 Congress removed the penalty for not having health insurance. By 2018, the number of Americans covered under the ACA had dropped from 17.4 in 2015 to 13.8, according to a report from healthcare research organization KFF. Starting with 2019taxes, the individual mandate was reduced to zero dollars, essentially removing the requirement that many Republicans had opposed. In March 2019, The Trump administration revealed it will seek to repeal the entire Affordable Care Act and federal appeals court said it agreed with a federal judge in
Texas who declared the healthcare law unconstitutional and added that it will support the judgement on appeal. https://www.investopedia.com/terms/a/affordable-care-act.asp 3) The Milliman Medical index is a standard of measurement for health care costs. How have healthcare costs changed in the past decades? What does this have to do with bankruptcy? Is this simply related to poverty? According to the Milliman medical index, which is a standard of measurement for healthcare costs, a typically family of four has seen the amount it pays for healthcare rise from 18 percent of its income in 2002 to 35 percent in 2014. Healthcare costs changed in past decades which has new advancement in the medications, treatments, and surgical processes. Patients are getting better care in various healthcare settings than before 50 years. Company M’s medical index is the standard of assessment for the healthcare costs. According to the medical index of Company M, the typical family of four has noticed the amount it pays for the increase in healthcare from 18 percent of its income in the year 2002 to 35 percent in the year 2014. The research at University H determined that the illnesses and medical bills are responsible for half of all the bankruptcies in country U. Further they estimated that approximately 50 percent of nearly 1.5 million personal filings of bankruptcy could be attributed to the medical problems. Further, they incurred bills for the uncovered item like physical therapy, prescription drugs, and psychiatric care. Hence, the increased cost of healthcare leads to a high rate of stress for the country is simply related to poverty. 4) What does is mean when a drug has a long “half-life’? How has this contributed to overdose? Which types of drugs have become a larger problem recently? How could you use this information to educate teenagers? Thomas Andrew, M.D. New Hampshire’s chief medical examiner, states that the problem with drug that it has a long “half-life”. This means that it takes a long time for the pill to take effect and then it lingers in the body at full strength. The young person who has taken 40 milligrams to think that there was no effect, and then takes another 40 milligrams pill. By the time it works, they have 80 milligrams in their system and their respirations stop it has contributed to overdose. Now a days “Meth-done” the biggest prescription killer in New Hampshire is become a larger problem recently. Now a day’s drug abuse is a most common problem. The CDC states that the opioid painkillers cause more lethal overdoses that heroin and cocaine rates together. And the rate of fatal overdose among 15-to24-years-olds has grown 300 percent in recent years. Following information will educate about safety of drugs to the teenagers: Store prescription drugs properly
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