Business Analysis: TD Bank

The documentary begins with a recounting of issues faced by indigenous people in Northern British Columbia stating that the economic growth is strong, however the division of wealth sharing is still not in place, forcing smaller communities to live below the poverty line, with an unemployment rate as high as 92% in some first nation reserves. The issue of the murdered and missing women and girls is a sad result of systemic and socioeconomic issues that have

In 1999, an $8 billion mega-merger between TD Bank and Canada Trust lifted the former fifth-largest commercial bank to its third largest place. The former

Aboriginals have made several contributions to Canadian history, which has helped improve one’s standard of living. They have helped with various things such as inventions, discoveries of plants, and have helped significantly in war efforts.

Canada has been home to Aboriginals for centuries, who play an imperative role in the history of Canada. Culture and tradition have been brought into this country with the help of millions of Aboriginals. Aboriginals have been known to be very strong supporters of their culture, and heritage and take very high importance towards it. They are very traditional people, and have been looking up to their Ancestral ways for centuries. The treaty relationship between Canada and First Nations has caused a rift and a divide amongst each other for many reasons. Although there has been so much history and tension amidst the two, there is always room for improvement. A lot of things can be done to strive towards a positive relationship, starting with accepting the culture of Aboriginals and realizing that it is something they will not be letting go. Secondly, education can play a big role in helping this situation, and bringing more awareness to the situation starting from a young age. (p. 5) Lastly, The rights and freedoms of all people in the country need to be equal and similar. Certain changes can really help the state of the situation but it is a matter of willing to try and see the change that we all want.

Did you know that in 2006, the number of aboriginal people in Canada surpassed one million? This means that the aboriginals represented 3.8% of the total population in Canada. Even though this number is much smaller than the non-aboriginal population, they have an impact on Canada, in the north and south. Unfortunately, some of the aboriginal groups do not have a stable way of living and the Canadian government is very selective when helping them. Overall, I want to be able to help the First Nation people receive the funding they need to have a thriving economic workforce.

Although the Canadian Bank oligopoly has traditionally been uncontested, the environment in which they operate is experiencing significant change. In order for retail banks to remain relevant in a decade, they must make significant changes to their business model. International political landscape tensions hinder international ambitions of banks and while the increased regulation is viewed as an additional burden, it is currently one of the rare forces keeping new entrants from dominating the entire industry. The Canadian population is facing a significant shift affecting the banks environment, their customer base includes an increasing proportion of millennials, women and visible minorities. Canada has the second largest population of foreign born habitants, and due to mass migration this trend will intensify.

Given the Commonwealth Bank Group’s franchise position, the organisation aims to capture the opportunity to generate growth domestically and outside of Australia by identifying and meeting more of the needs of its customers.

The main competitive advantage that the organization has had relates to the sense of pride of its’ Canadian Roots as well as previous success in relation to the speed of strategic decisions in the past.  To begin to address the situation faced by this organization, it is impertinent that all of the mandatory government legislations are updated and in full effect.  It would also be worth doing research on similar industries and competitors to see how they have made their compensation strategies successful as well as any best practices that we might want to consider benchmarking.  This should be an eye opener to the organization to insure the appropriate changes are made to put them at a more competitive advantage.

Throughout history, First Nations rights and privileges has been a highly controversial subject in Canada, and remains a debatable topic in society, even in the present-day. Whether it has been the controversies surrounding the missing and murdered Indigenous women or the funding of First Nation’s education, concrete results have yet to be achieved. Consequently, the above forces have delayed the restorative process for the First Nations People. That said, the Canadian Government, whether it is the Conservatives or the Liberals, have attempted to take an active approach to aid the Aboriginal community in their healing process. While the Conservative government failed to address the concerns of the First Nations community such as launching a public inquiry for the missing and murdered Indigenous women and raising funds to increase the literacy rate within the Aboriginal community, the Liberal government has acted in accordance with the above requests from the First Nations community. Although the Liberal government has agreed to provide proper funding to further Indigenous education and to launch a public inquiry for missing and murdered Indigenous women, the federal government has failed to acknowledge that to achieve a sense of reconciliation, the First Nations community requires complete self-government.

A small company established in Saskatchewan, Canada, Technon had been doing most of its commercial banking through a local credit union (small, local

CIBC has focused its core business on retail and business banking, wealth management, and whole sale banking. They have shown a proven track record of providing there customers with financial services and advice through a group upwards of 1100 branches worldwide. Strategies CIBC has portrayed is to continually find new ways to enhance the experience of the client and to stimulate safe revenue growth. CIBC has put emphases on creating deep meaningful relationships with all clients, constantly trying new ways to improve service and sales prospects and to create relationships with new clients while retaining existing clients for a long period of time (CIBC).

1. At the start of the 21st century, RBC was Canada’s leading bank and largest bank in terms of assets and market capitalization. It was a full-service bank with five main lines of business: personal and commercial banking, insurance, wealth management, corporate / investment banking, and transaction processing. The commercial bank of RBC (Royal Bank) accounted for nearly 50% of the company’s net income and had an extensive delivery network with branches, Automated Banking Machines (ABM’s), point of sale terminals, mobile sales staff, and 1.4 million online banking customers and 2 million phone customers. The bank also had an extremely strong international network.

The Scotiabank is one of the world’s most popular banks in North America and is located in Canada, Halifax. Founded in 1832, Scotiabank came to be the second largest bank in Canada. A year after its development, Scotiabank paid out its first dividend to shareholders. Having marked the method in history, it was carried out through the golden era to the modern era and is yet continued to this day. Scotiabank provides innovative financial products and services to individual customers, small/medium sized business, corporations and governments across the world.

The objective of this report is to analyze and evaluate Scotiabank’s primary business activities and financial data to determine whether or not it would be a good employer of recent University of Calgary graduates. This report includes sections such as company introduction, marketing and operations management, corporate social responsibility and recent issues, and financial information.

The Royal Bank of Canada was founded in 1869; Royal Bank was Canada’s largest financial institution with assets of Canadian$245 billion in September 1997. Royal bank was ranked first or second among Canadian financial institutions in earnings, market capitalization, and in virtually every financial service it delivered. The bank had 10 million personnel, businesses, government, and financial institution clients that were serviced through one of the world’s largest delivery networks. This network included more than 1,600 branches and over 4,000 automated banking machines. In Canada it was selected as number one among all companies regardless of industry in the categories of “Leader in Investment Value,” “Leader in Responsibility” (which measured equality and charity), and “Leader in Financial Performance.” Royal Bank operates to date in over 30 countries and has over 100 delivery units. The bank was strongly represented in the major international financial centers of the world, including New York, London, Frankfurt, Tokyo, Hong Kong, and Singapore. Royal Bank was located through Latin America and Europe. Business clients were offered services in corporate banking, trade financing, treasury services, and