Obamacare Pros And Cons Essay

The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.

Many people think The Patient Protection and Affordable Care Act of 2010 is socialism. There are many reasons for this, one is that it lets the federal government mandate what the price of health care is which in effect can cause the prices of healthcare to go up dramatically within the next four years. This also makes everyone get health care even if that set family cant afford it which is a form of Socialism. If you refuse to get the new health care, like in the case of small businesses with over 50 employees they will drop existing businesses medicade plan that you have, and you wont have the extra care at all. In all technicallity there has been no limit in which the federal government can tax Americans for health care. In the long run that will put a bigger dent in Americas economy and our debt to China.

The Affordable Care Act is supposed to be designed to make insurance costs affordable for Americans, rather than what the law offer for Americans to pay. The law states that everyone must have health insurance, or they will be subject to penalty. Sireesha Manne, a staff attorney at the New Mexico Center on Law and Poverty stated “For those with very low wages trying to raise kids after paying for housing, electricity, food, and transportation, and child care, asking people to pay another $50 to $100 a month that’s just out of reach.” A concern regarding the Affordable Care Act, is that even with the federal financial assistance available under the law, health insurance will remain unaffordable for a significant number of low-income families. Although the Affordable Care Act is to be cost effective, the prices and premiums are still exceedingly high for Americans with low and moderate income.

The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance

The Affordable Care Act enabled more people to obtain health insurance, thus receiving healthcare. This offers a larger variety of people to obtain healthcare, in particular, those who cannot afford it. However, this also increased the stress on a fragile healthcare system with limited professionals and has arguably made a push for a refined method of how to provide and extend care to millions of Americans. The access to healthcare and requirements to have health insurance from 2010 to 2014 have grossly changed. In 2010, if someone did not want healthcare, they did not have to get it, but in 2014, there was a fine established if one refused to buy health insurance. At that point, the fines would cost one more annually than actually buying

In 2010, congress enacted President Obama’s National Health Care Act; as a result, it allows Americans to receive affordable health care. President Obama’s National Healthcare plan, otherwise known as the Affordable Care Act, is anything but affordable. The Affordable Care Act is not affordable for citizens that are in the nation’s lower income brackets. The Affordable Care Act is a great government conscious decision for their citizens; however, the Affordable Care Act at the time of its inception was very fiscally irresponsible by our government. The Affordable Care Act must be affordable for Americans across multiple social and economic backgrounds and should take into account the ability to pay.

The ACA also introduced certain incentives for applying for insurance such as subsidies as well as mandates that penalized those who refused health insurance with a tax. However, for those individuals who would see at least 8% of their income go towards insurance, are exempt from the penalty. The law requires insurance providers to accept any applicants and prohibits discrimination from preexisting conditions or sex. It also requires that insurers provide all patients with ten essential health benefits. Provisions also prevent insurers from subjecting preventive care and vaccinations and to co-payments. Annual and lifetime coverage caps on the aforementioned essential benefits were also banned by the ACA. The Centre for Disease Control reported a steep drop from 16% to 8.9% in individuals lacking health insurance from 2010 to 2016. States that chose to expand Medicaid had roughly a 7% uninsured rate compared to those that did not expand. Despite the positive effect of the ACA, it is not without its demerits, Conservatives in particular took offense at the increase in both taxes and insurance premiums needed to expand coverage to those with prior conditions as well as benefits. Several new taxes help provide funding for Obamacare such as those on pharmaceutical sales, as well as the higher income bracket. Thus there is opposition with the fact that the wealthy are in part subsidizing insurance for the poor.

The affordable care act truly contains over a thousand pages of reforms to the insurance and health care industries in order to combat rising health care costs that are manifesting all around the country. Throughout the developing statistics pertaining to the American that did not receive health care insurance, it was stated that as of 2013 there were close to around 44 million Americans who went without health insurance, this can be a little less than sixteen percent of the United States population (Cite). So let’s take a look at the majority of those individuals that are unisured, they

The Affordable Care act helps offer Americans a number of new benefits,right, and protections in regards to their health care in many ways. It allows shoppers to compare their health care plans and count them as a minimum essential coverage, which also includes all new benefits, rights, and protections. Small families, individuals, and small

The Affordable Care Act is the new health reform law that was signed into action on March 23, 2010. The Affordable Care Act attempts to reform the healthcare system by providing Americans with affordable health insurance. It helps put individuals, businesses, and families in control of their own healthcare. By the sound of it, it really looks like this is something that will positively impact the lives of Americans, and make it easier for individuals to obtain health insurance. Unfortunately, what many Americans are unaware of is that there are so many underlying issues that make the Affordable Care Act not so affordable. Issues such as penalties and taxes that certainly rack up the cost on individuals, businesses and even hospitals that make it difficult for people and businesses to be in “control” of their health care.

The topic that I am choosing to do is on Obama Care. I chose this topic because the idea of the government forcing people to obtain insurance is wrong in my eyes. I am interested in analyzing the validity for what has been said about this topic in order to increase my understanding about Obama Care. I am not an expert when it comes to Obama Care. I know that this is an insurance that is being provided through the government for the general public. I have read that President Obama never initially read the whole bill itself. I also know that people who cannot afford it, but make too much money to qualify for Medicaid are being heavily encouraged to get this insurance. Some of the common knowledge that I have

There are many people in the United States of America need health insurance but cannot afford to pay for it. Many people work at a job that full or part time making minimum wage. Some people cannot afford to pay for health insurance because health insurance is too expensive. In congress, they passed the ACA, making it a requirement for everyone to have health insurance or they will be penalized. They are penalized is where someone go to file their end of the year taxes, and if they do not health insurance that year, then they will get half of their tax refund taken away. There are many people that were upset and did agree with this rule. We should come up with something more affordable program for those who cannot afford health insurance.

A less-known consequence of this mandate, one that is rarely mentioned in the public or media discussions on the plan is “individual mandate”, the requirement that each person must either purchase insurance coverage or pay an “uninsured tax” as a penalty for not maintaining health coverage. The law actually fines those who choose to not to carry any kind of insurance for every month not insured in the form of an added tax, and the amount of that tax is growing annually. In 2014, the rate was about $95 per adult and $50 per child per year. For a family of four that is $290 a year just in an extra tax. “The fee increases each year until it ends up being about the price of getting the cheapest health plan”. For example, in 2015 the rates will jump drastically to $325 per adult and $162 per child per year (Obamacare

Because millions have been able to free ride the health care system Obama emplaced a new health reform changing thousands of lives, making healthcare affordable for all people and giving citizens who are already covered new or more benefits. Healthcare has always been a pricey yet necessary asset to life. In the 1920s the middle class seemed to have struggled with the growing cost of medical visits. In the late 1920s a Dallas hospital started to offer joint affordable healthcare for only $.50 a month. Soon other states started to use the same method. The US began to identify the process as the Blue Cross. In that same year the stock market crashed and the Great Depression started. Essentially crushing everyone's financial stability, the

However, some people still find Obamacare flawful and rule out the positivity it impacts on people and focus on the negative it causes. The fact that one must at least have an insurance plan that covers 10 minimum essential health care services to have health insurance now or through Obamacare services bugs most. The government also limits patient choice through federal regulation of the insurance market, government interference in the decisions patients make with their doctors, and the rising dependence of government health programs.