Strengths And Vision Of Hdfc Bank

The bank that we have chosen is Public Bank that is located in Ayer Keroh area. In Melaka, the area that the bank is located in Ayer Keroh is considered as the industrial area and also housing area which is not bad at all as it could benefits not only the residents but also the workers that are working in the factories nearby as well. The bank is located in between shops, restaurants and some car services shops as well. There are a lot of parking spaces available almost all the time. The bank is also located near to a main road where the road is also known as “Lebuh Ayer Keroh” (the highway of Ayer Keroh) by the locals that will have a lot of cars passing as this is the road that the

It has numerous strengths, but I would like to highlight main strengths of the State Bank of Pakistan Banking Services Corporation. Following are they:

A bank has issued the largest number of ATM cards in a large urban area.

The organization’s strategy plan for any gaps in social responsibility that might be potential risks to internal and external stakeholders is challenging, but this company certainly does not allow for corruption. On April 1 “India has become the only country in the world with legislated corporate social responsibility (CSR) and a spending threshold of up to $2.5 billion (Rs 15,000

Kotak Mahindra Bank ltd. is an Indian bank and financial service firm which was established in 1985. Earlier, it was known as Kotak Mahindra Finance Limited, a NBFC(non-banking financial company). In feburary 2003, the Reserve bank of India gave license to Kotak Mahindra Finance ltd. to carry our baking business in the country and in the history of Indian Banking, it is the first company that is being converted into bank. As so September 2014, the bank has consolidated balance sheet of US $3.3 billion and has over 500 branches and more than 1000 ATM’s across the country.

Wells Fargo began in March 1852 by Henry Wells and William Fargo to service the banking needs of the West. The company not only offered banking services, but also offered express delivery services of valuables, such as gold. The company was a catalyst in delivering the mail over land and began their famous stagecoach line in 1866 (1).

Since 1998, Bank of America has become one of the most successful financial institutions in the industry. With the mission to “make financial lives better, through the power of every connection”, Bank of America has maintained aligning operation with its vision. While assisting its clients understand their money, the company also puts a lot of effort into helping the communities by executing Corporate Social Responsibility (CSR). It is undeniable that the company has successfully addressed many critical problems in the environmental, social and economic arenas, as it continually receives awards and recognitions for its CSR efforts.

With the tagline of “Loans for Every Need, Wings to Every Dream”, Central Bank of India offers a range of home loans to cater to the varying needs of different people. The Central Bank of India home loan interest rates also make them a great choice for first time home as well as experienced property buyers.

RHB Banking Group, in steps forward to be environmental friendly organization, firmly believes in starting internally before conducting and inspiring externally. The Group recognizes the effects of a corporation can cause to the environment thus, are willing to dedicatedly applying environmental policies into processes involved and also educating workforce of RHB regarding the environment.

The biggest threat to the operational success of the branch is the better competitor’s services. Many private sector banks are offering higher rates of return to customers than HBL of Pakistan.

Nowadays, many company are practising CSR (Corporate Social Responsibility) in Malaysia. Among them, we choose three companies to review their effectiveness of CSR which is Sime Darby, UMW and Digi.

Corporate Social Responsibility (CSR) can be defines as a management concept whereby companies integrate social and environmental concerns in their business operations and interactions with their stakeholders. Maybank commitment to corporate responsibility is their initiate to sustain the highest standard of ethics and citizenship. Maybank core values are rooted from the organization and this is reflected in their policies and processes on corporate responsibility. Maybank sustainability strategy and approach is reliant on constantly engaging their stakeholders which in turn drives new benchmarks of excellence. Over the years their sustainability commitment has enabled them to deliver superior shareholder returns, build a diverse workforce, excel in customer service and contribute to the community. A key element in their sustainability strategy was the establishment of the Maybank Foundation in 2010. The Maybank

ICICI Bank is India’s largest private sector bank. The bank has a network of 4,050 branches and 12,919 ATMs and offers customers a robust Internet banking solution. The bank has a presence in 19 countries, including its home market in India (SAP Success Story). ICICI Bank offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialized subsidiaries and affiliates in the areas of investment banking, life and non-life insurance, venture capital, and asset management.

It is a joint venture between Housing Development Finance Corporation Limited (HDFC), India’s leading housing finance institution and standard life plc, the leading provider of financial services in the United Kingdom.

The Housing Development Finance Corporation Limited (HDFC) was amongst the first to get an 'on a principal level ' backing from the Central Bank of India (RBI) to set up a bank in the private zone, as a noteworthy part of RBI 's liberalization of the Indian Banking Industry in 1994. The bank was initiated in the month of August 1994 for the purpose of 'HDFC Bank Limited ', with its main office in city of Mumbai, India. HDFC bank has started its activities as a Scheduled Commercial Bank in the month of January in 1995