Unit 4 Health Care Reform Research Paper

A newest way to finance health care now days is the health care reform which it is also called Obama Care. The Affordable Care Act was signed into law in 2010. The main objective behind the Affordable Care Act was to ensure that affordable health care insurance was available to every U.S citizen. This law is an extensive document that contains many regulations and laws that relate not only to health care but also to the regulation of insurance companies. One of the best known regulations is that group health plans can no longer put limitations or deny benefits to individuals under the age of 19 due to pre-existing conditions and individuals under the age of 26, are now eligible to be covered under their parents’

The U.S. health care system is way more complex than what meets the eye. A major difference between the health care system in the U.S. and other nations, is that the U.S. does not have universal health care. Lack of a universal health care opens up the doors for competition amongst insurance, physicians, technology, hospitals and outpatient services.

The US pays twice as much yet lags other wealthy nations in such measures as infant mortality and life expectancy, which are among the most widely collected, hence easily compared, international statistics. Many people are underinsured, for example, in Colorado "of those with insurance for a full year, 36.3% were underinsured."[6][7] About 10.7 million insured Americans spend more than a quarter of their annual paychecks on health care because of the high deductible polices.[8]

Decrease in funding is another economic challenge in health care. The amount of finances coming from various sources not just the

In this country there are numerous concerns about health care economics. Several factors contribute to the increase of health care costs. One area of concern is the impact of managed care on health care finances. Managed care has been around since the early 1970s. The definition of managed care is a set of contractual and management methods implemented to manage the financing and delivery of health care services. Initial implementation of managed care was for health care cost saving (Getzen & Moore, 2007, p. 203, para. 1). Though Managed care initially addressed several health care finance issues, there are still problems with the current

The negative information we used throughout the essay, which depicts Obamacare as economically draining, was mostly delivered by higher income Americans, who were predominantly affected by Obamacare in harmful ways. There was a very minimal amount of Articles from the point of view of the lower income Americans. This is mainly because most men and women in the mass media are educated and earn above average salaries. I am sad to say that our whole argument even delivered though I highly agree with our statements, derives from media bias. Still focusing on the main point here is that Obamacare is and will be a National Atrocity. It did not achieve almost anything it promised. On the contrary it cause a lot of set-backs in the economy and other branches of live. Barack Obama wanted change and he got it, but this change will burden him as it forever will have his name displayed on

The idea of passing the health care reform was to expand health care coverage, however, in order to do so, many changes must be implemented in order to fulfill the ACA 's promises. The first of which is allowing all individuals to acquire health insurance no matter the age, pre-existing conditions, or other unfair practices. Statistics show that “half of Americas” have a preexisting medical condition in which with the passage of the ACA, it allows individuals to acquire health insurance without the worry of having to pay high insurance bills (Moisse, 2011). The reason why having preexisting health conditions is no longer a factor in acquiring health insurance is because with the passage of the ACA (as discussed earlier, it was made a mandate to acquire health insurance) it is expected that it will balance out economically with the people who require more medical help to their healthier counterparts that do not require as much medical attention (Goodnough, 2016).

The complexity of health care could take the rates on a massive trajectory that does not favor the people covered. Therefore, the financial protection that the levels of health insurance covers, help to guard against the risks related to the unexpected costs of health care. The source of coverage could still have an impact by the insurance coverage and financing alternatives that one has access to; Conversely, private insurance, social insurance, and the national health services are the types of healthcare systems by funding and provision. As we look to health care coverage and the reform of Obamacare, I’ll analyze the impact of the uninsured in the industry and look for a resolution to improve the

The United States Supreme Court, on June 28, 2012, made the Affordable Care Act a constitutional exercise of Congress’s power to tax in the case of National Federation of Independent Business v. Sebelius (Mangan 3). However, though they made this decision they also stated that states cannot be forced to participate in the Affordable Care Act’s Medicaid expansion under penalty of losing their current Medicaid funding (Perera 1). Since this law and all of its implementation has come into effect there has been many challenges in both Congress and the federal court system, also some state governments, labor unions, conservatives, and smaller business organizations. On June 25, 2015, in the court case King v. Burwell, the Supreme Court stated that the Affordable Care Act would go to help out all individuals pay for health insurance in all states. This was not just in those states that have set up exchanges (Mangan 3). In March of 2015, there was a drastic difference in numbers of people insured from 2010. The numbers grew greatly. There was about 11.4 million fewer uninsured citizens then in 2010 (cdc.gov). In the spring of 2016, Gallup, a American research and global

As our great country grows we fix and find new problems every day. One of the biggest debates in the country is regarding whether or not the new “Affordable Care Act” is posing a problem to American society and lifestyle. Many actors, sports men, and friendly faces would tell you how wonderful it will be for American medicine once the populace is insured. However “Affordable care is more of a pipe dream in America until we are a more fiscally stable country, as well as a better approach to socialized medicine. For now the only thing we should be doing regarding health care is stapling a limit to make it more affordable for middle and lower class people instead of penalizing people for something they cannot afford.

This new mandate and law would drasticaly lower the cost of care for consumers , provided access to care for many citizens , increase the list of providers available to patients to choose from, provider better quality care , garanteering individuals with preexisting health conditions would not be turned away. “ This reform makes medical care more accessible and coverage more liable for millions while forcing insurance companies to be more accountable of their actions” Wilson, (2001). Americans would now have more controll over their insurance coverge. “ Important consumer protections such as the garantee of insurance coverage

There are Currently 32 million people without health insurance in the United States. This means that roughly 83 per cent of citizens have to live day by day hoping they won’t get sick. For this reason, President Obama signed the U.S health reform bill into law. The health reform will make health care more affordable for citizens. Employers with more than 50 employees will be forced to provide coverage for all, or they will have to pay a fine. It will also make health insures more responsible. For example, health insurance carriers are forbidden from placing lifetime dollar limits on policies, from denying coverage to children because of pre-existing conditions, and from canceling policies because someone gets sick. It will also expand

The face of healthcare has been changing over the last decade. The role of nurse practitioners has become ever more important. This paper conducts a policy analysis as a systematic investigation of alternative policy options, for the emerging nationalized healthcare plan and the increased use of nurse practitioners. It looks at the goals of nationalized healthcare 's use of nurse practitioners and discusses to what extent this policy meets these goals. This paper begins with a detailing of the problem addressed by the policy and the goals and objectives of nationalized healthcare 's increased use of nurse practitioners. Next, alternatives to meeting the increased needs of the health industry,

“We will pass reform that lowers cost, promotes choice, and provides coverage that every American can count on. And we will do it this year.” The preceding is a powerful statement from the newly elected President Barak Obama. One of the main aspects of both political campaigns was health care reform. The above quote shows passion and encouragement, but the quotes about health care do not end there. Georgian republican gubernatorial candidate and health care policy maker John Oxendine expressed: “Their proposal would virtually devastate the private healthcare sector in this country along with competition and patient choice, by replacing it with bureaucratic planning and government control. The result of this plan and its one trillion

Over 54% of Americans are against the Health Care Reform act and I am part of that percentage. This reform is asking Americans to give up some of their freedoms or risk getting a penalty. Many parties/groups are against this reform act as well and the following paper will show some of the arguments they have against Obamacare.