Week 2 - Discussion 2

Your uncle owns and operates a small retail store that sells the outdoor clothing of a Ghanaian manufacturer to the predominantly college-student market at KNUST. Lately, a large department store in Kumasi has started selling similar but lower-priced clothing manufactured in China. Your uncle is starting to lose business to this new store. A business associate of your uncle suggested that he considers selling over the internet. Your uncle is the ‘old school type’ who doesn’t even have an email and he has his doubts about getting into something he doesn’t understand. When your uncle heard that you had recently completed a course in e-business, he got excited and contacted you to analyze the situation and offer some suggestions. Your uncle is very much worried about the drastic change that this e-business approach will have on his business and he wonders how he will cope with managing this change. What is an online revenue model? Explain any four (4) online revenue models that will fit…

Rule 10b-5 of the Securities Exchange Act of 1934 does which of the following? Multiple Choice O O It requires that a firm's private offerings may not exceed $5 million. It regulates the issuance of securities. It prohibits fraud associated with the purchase or sale of all securities. It requires that any issuer of securities must file a prospectus with the SEC. Total points awarded Help Exi

I need high volume and scopus indexed journals for the following topics with their URL:   - The significance of disclosing financial information related to sustainability - General Requirements of IFS S1 - explore how sustainability information can be linked to financial performance - Opportunities and challenges of disclosing sustainability-related information - Impacts of sustainability disclosure on corporate performance - the factors that influence the relationship between sustainability disclosure and corporate performance

The use of regulations by the regulators to mitigate risk in the banking sector should focus on which of the following: a.All of the above. b.Imposing minimum capital requirements. c.Public disclosure and corporate governance. d.Compliance with regulations, taking corrective actions, including imposing penalties etc.

Turbo Tax is probably one of the best-known tax preparation services in the world. One of the reasons for its popularity is that it provides software that both small business firms and individuals need to make financial decisions and prepare tax returns. Another reason for its popularity is the company’s use of social media through its YouTube channel. Each video on the TurboTax channel illustrates how a company can use social media to provide valuable information to customers. You can check out Turbo Tax videos at https://www.youtube .com/user/TurboTax. 1. Visit the YouTube channel for Turbo Tax (https://www .youtube.com/user/TurboTax). Do you think social media is an effective method of obtaining the tax information you might need to prepare your tax return? 2. Can you think of other companies that could use videos on a YouTube channel to share information that their customers could use?

The rapid growth of the Internet and the increasing adoption of technology have revolutionized the business landscape, giving rise to new and innovative business models.  1) Discuss internet business models, analyze the impact of e-commerce on business structures and processes, examine effective web marketing strategies. 2) Evaluate the importance of creating and maintaining brands on the web. 3) Discuss the evolution of payment in e-commerce by providing insight into the foundations of payment systems, the types of payment systems used in e-commerce, and offer mitigation strategies to target the associated threats.

Company X is a small business that specializes in selling organic pet food. The company is looking to expand its reach and increase sales by creating an online store. As a consultant, you have been asked to give a presentation to Company X's management team about the benefits and potential drawbacks of starting an e-commerce platform. What are the advantages and disadvantages of creating an online store for Company X's organic pet food business? What factors should be considered when determining the feasibility of starting an e- commerce platform for the business? What are some potential challenges that Company X might face when launching an onlines tore, and how can they be addressed?

You are the current owner of an E-Commerce business called ‘Poison Berry’. You acquired this business from a previous owner. You purchased the business for $250,000, no money down and $5,000 a month over the next several years until the loan is paid off. The business sells home fragrances, candles, incense, and sprays for the home. You have been successful within your online community and are starting to receive emails from customers across the world inquiring about your products. They are curious as to products you may start to offer for offices. please be descriptive and detailed with the in the answers below and if possible use Management terms. 1.Please explain in full detail your business strategy for expansion. 2.What would you need to create, examine, and define before expanding including barriers, concepts, and a plan? 3.Remember to clearly examine the process, and INNOVATION of your products and location.

You are the current owner of an E-Commerce business called ‘Poison Berry’. You acquired this business from a previous owner. You purchased the business for $250,000, no money down and $5,000 a month over the next several years until the loan is paid off. The business sells home fragrances, candles, incense, and sprays for the home. You have been successful within your online community and are starting to receive emails from customers across the world inquiring about your products. They are curious as to products you may start to offer for offices. please be descriptive and detailed with the in the answers below and if possible use Management terms. 1.Please explain in full detail your business strategy for expansion. 2.What would you need to create, examine, and define before expanding including barriers, concepts, and a plan? 3. examine the process, and INNOVATION of your products and location.

You are the current owner of an E-Commerce business called ‘Poison Berry’. You acquired this business from a previous owner. You purchased the business for $250,000, no money down and $5,000 a month over the next several years until the loan is paid off. The business sells home fragrances, candles, incense, and sprays for the home. You have been successful within your online community and are starting to receive emails from customers across the world inquiring about your products. They are curious as to products you may start to offer for offices. 1.Please explain in full detail your business strategy for expansion. 2.What would you need to create, examine, and define before expanding including barriers, concepts, and a plan? 3.Remember to clearly examine the process, and INNOVATION of your products and location.

1) The End-Users of Banking are a) Depositors and borrowers b) Employees only c) Shareholders d) Government   2) Which of the following presents the level of authority in an organization? a) Organization strategic plan b) Organization chart c) Organization mission d) Organization logo

Social Security payments are a form of _ and available to - Automatic stabilizers; current retirees using funds from current contributions Legislative lag; deducted from the higher-income groups to pay the lower income groups Contractionary fiscal policy; current older workers from funds deducted from younger workers Progressive tax; to current retirees from funds from their past contributions

Emerging trends and strategies used by banks to thwart ML, TF and PF activities include:I. The adoption of enterprise-level approaches.II. The use of third-party services.III. The adoption of analytics.IV. The focus on traditional payment related issues. Question 20Answer a. I, II, III and IV. b. I, II and IV only. c. II, III and IV only. d. I, II and III only.

Suze Orman Preaches Financial Freedom in Simple Language*Personal finance guru Suze Orman has a mission. She wants to change the way people think, act, and talk about money. One of the most widely read financial authorities of our time, she has written seven best-selling financial guidance books. But she is probably best known for her television programs including specials for PBS, the syndicated Financial Freedom Hour on QVC network, and an advice show on CNBC. She is also a columnist for Oprah Winfrey’s magazine, and for Yahoo’s personal finance site.Orman’s advice is largely for people who are drowning in debt. “Sweetheart,” she says to a caller, “burn those credit cards!” She delivers her gospel of financial freedom with an animated conviction and high-energy style that have become her hallmark. In her books and magazine articles, she speaks with the same assurance. “Having talked to literally tens of thousands of people, I can say that what is good for America … is not having…

.Assume that you are the manager of a company and there are bad news for investors. What day of the week would you prefer to release this information so as to minimize impact on prices of your company? Explain your answer

Economic models:        are of limited use because they cannot be tested empirically.        are limited to variables that are directly related to one another.        emphasize basic economic relationships by purposefully simplifying the complexities of the real world.        are unrealistic and therefore of no practical consequence.

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Lyn is working for a bank services company that builds technologies to enable integration of ATM (Automatic Teller Machines) and mobile (phone) banking using apps. The system has been running for five years now. Yesterday, the government banking watchdog approached you to ask some questions about two suspicious transactions on your system that look like criminal money laundering (where criminals put money through banks so that they look like legitimate transactions and then transfer the funds to other accounts, sometimes internationally). You have been told that each unreported transaction (of more than $5,000 deposit or transfer) will result in a fine of $15,000. You have now checked your system and in fact you have identified more than 50,000 similar potentially illegal transactions. Checking the system software, you can see that a line of code where the check is made and a message sent to the banks fraud squad has been commented out. 19; 20, 21 2021 © The Independent Institute of…

Lyn is working for a bank services company that builds technologies to enable integration of ATM (Automatic Teller Machines) and mobile (phone) banking using apps. The system has been running for five years now. Yesterday, the government banking watchdog approached you to ask some questions about two suspicious transactions on your system that look like criminal money laundering (where criminals put money through banks so that they look like legitimate transactions and then transfer the funds to other accounts, sometimes internationally). You have been told that each unreported transaction (of more than $5,000 deposit or transfer) will result in a fine of $15,000. You have now checked your system and in fact you have identified more than 50,000 similar potentially illegal transactions. Checking the system software, you can see that a line of code where the check is made and a message sent to the banks fraud squad has been commented out. 19; 20, 21                             2021 © The…

What activities are commonly associated with Shadow Banking? I. Securitization activity centered around structured investment vehicles (SIV) but not special purpose vehicles (SPV). II. Hedge funds. III. Secured financing based on repo and stock lending agreements. IV. Money market mutual funds. Question 3Answer a. I, II, III and IV. b. I, II and IV only. c. I, II and III only. d. II, III and IV only.

Financial planning is an essential aspect of both personal and business management, providing a roadmap for achieving monetary objectives and ensuring long-term financial stability. On a personal level, effective financial planning involves budgeting, saving, and investing to meet short-term needs and long term goals such as homeownership, education, or retirement. For businesses, financial planning encompasses budgetary control, cash flow management, and investment strategies to support growth and sustainability. A well-crafted financial plan helps individuals and organizations prioritize spending, allocate resources efficiently, and build a financial cushion for unexpected expenses. It also facilitates informed decision-making by offering insights into the financial implications of various choices. Ultimately, financial planning is a dynamic process that evolves with changing circumstances, requiring regular review and adjustments to ensure continued success.   Question: How does…

Propose the future challenges in the banking industry and analyse how capitec can overcome them and gain more market share.

The director of a nonprofit ballet company is planning its next fundraising campaign. In recent years, the program has found the given percentages of donors and gift levels. These were used to develop a spreadsheet model to calculate the total amount donated. Use a one-way data table to show how the amount varies based on the number of solicitations. E Click the icon to view the ballet company fundraising model. ballet company fundraising model Fill in the missing values from the one-way data table to show how the amount varies based on the number of solicitations. A D 1 Ballet Company (Simplify your answers. Type integers or decimals. Do not round.) Solicitations Total Donations Amount $10,000 3 Gift Level Average Number of Gifts 4 Benefactor 5 Philanthropist 6 Producer's Circle 7 Director's Circle 8 Principal 9 Soloist 3 $5,000 500 12 27 51 5% 12% 600 $1,000 $500 $100 $50 700 of solicitations 800 24 of solicitations 900 11 Solicitations 1,000 1000 12 13 Total Donations $153,500 1100…

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5) Describe the “bank's mandate” and its purpose. Explain three ways/senses in which the term “mandate” isunderstood, giving examples of each. 6) List 5 duties of the Money Laundering Reporting Officer. 7) What is a bank syndicate? How is syndication supposed to work/function? What is the difference between a“true syndicate” and a participation syndicate?8) Describe novation and assignment. Discuss two reasons why a bank would prefer one over the other.

"Investment and Insurance Products: Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members  FINRA, opens in new tab SIPC, opens in new tab and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital…

Vanguard is now one of the world’s largest investment management companies. It became an industry giant by leading the way in low-cost passive index investing. In active trading, an investment manager is compensated for making an educated decision on which stocks to sell and which to buy. This incurs both transactional and management fees. In contrast, passive index portfolios aim to mirror the movements of a major market index like the S&P 500, Dow Jones Industrial Average, or NASDAQ. Passive portfolios incur fewer fees and can be managed with lower operating costs. A measure used to compare operating costs in this industry is known as the expense ratio, which is the percentage of an investment that goes toward expenses. In 2018, Vanguard’s expense ratio was less than 18 percent of the industry’s average expense ratio. Vanguard was the first to capitalize on what was at the time an underappreciated fact: Over long horizons, well-managed index funds, with their lower costs and…