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6351

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Sociology

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Jan 9, 2024

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Healthcare Policies Audrey Magee Master of Social Work, Walden University SOCW-6351: Social Policy, Welfare, and Change Dr. Bree January 5, 2023

Healthcare Policies The Affordable Care act was a healthcare reform law that was enacted in March 2010. The Affordable Care Act aimed to get more people health coverage by making it affordable and available to more people. “The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level” (Assistant Secretary for Public Affairs (ASPA), 2022). The Affordable Care Act also aimed to keep people insured and covered; meaning that children were eligible to remain on their parent’s insurance until the age of 26, and insurance companies were no longer allowed to deny coverage if one developed a serious or chronic illness (Popple et al., 2019). There are, however, penalties, under the Affordable Care Act for not having health insurance, individuals are fined on taxes. Additionally, “Although it is a federal statute, much of the responsibility for implementing the law rests with the states, including implementation of market reforms, overseeing Medicaid expansion, and creating the state health insurance exchanges. These action items were largely put into motion in 2013” ( Implementation of the ACA: Turning federal law into state-level reality 2017). Medicare is a federal health insurance program for individuals 65 years of age or older and can be acquired by some under 65 who qualify with certain disabilities or medical conditions. “A federal agency called the Centers for Medicare & Medicaid Services runs Medicare. Because it’s a federal program, Medicare has set standards for costs and coverage. This means a person’s Medicare coverage will be the same no matter what state they live in” ( What's the difference between Medicare and Medicaid? 2022). Qualifying for Medicaid is dependent on the state in which that individual resides, and these qualifications vary from state to state. Under Medicare, there are four sections that help in covering different costs. Medicare Part

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