Which of the following exemplifies statistical discrimination in health insurance? I. Insurance providers tend to charge lower premiums to young adults, because young adults cost less on average to insure. II. People with higher-than-average health costs are more likely to seek out health insurance. II. Doctors tend to prescribe more tests and treatments to patients who are insured over patients who are uninsured. Multiple Choice Il only Il and III only I only 1, II, and II

EBK HEALTH ECONOMICS AND POLICY
7th Edition
ISBN:9781337668279
Author:Henderson
Publisher:Henderson
Chapter7: The Market For Health Insurance
Section: Chapter Questions
Problem 6QAP
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Which of the following exemplifies statistical discrimination in health insurance?
I. Insurance providers tend to charge lower premiums to young adults, because young adults cost less on average to insure.
II. People with higher-than-average health costs are more likely to seek out health insurance.
II. Doctors tend to prescribe more tests and treatments to patients who are insured over patients who are uninsured.
Multiple Choice
II only
Il and III only
I only
I, II, and III
Transcribed Image Text:Which of the following exemplifies statistical discrimination in health insurance? I. Insurance providers tend to charge lower premiums to young adults, because young adults cost less on average to insure. II. People with higher-than-average health costs are more likely to seek out health insurance. II. Doctors tend to prescribe more tests and treatments to patients who are insured over patients who are uninsured. Multiple Choice II only Il and III only I only I, II, and III
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