Smith and Roberson's Business Law
Smith and Roberson's Business Law
16th Edition
ISBN: 9781285428253
Author: Richard A. Mann, Barry S. Roberts
Publisher: Cengage Learning
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Chapter 5, Problem 1TS
Summary Introduction

To discuss: The arguments support the accusers to bring this action.

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An insurance company in Ghana is repudiating a third party property damage claim against your client stating the following reasons: From the review of the documents submitted, it is evident that your driver's driving license in use as at the time of the accident was a class B license, whilst the vehicle being driven by your driver required a class C or higher driver's license. Kindly be informed that the road traffic act 2004 (Act 683) section 53 states that "a person shall not drive a motor vehicle of any description or class on a road unless that person is a holder of a driving license authorizing the person to drive a motor vehicle of that description or class" Furthermore, our motor policy wording states that "WE WILL NOT PAY If Your Vehicle is driven by You, or by any person with Your consent, who is not licensed to drive Your Vehicle under all relevant laws." (Part E Section 2) Considering the above, we are unable to admit liability for your reported claim due to non-adherence of…
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