Macroeconomics
10th Edition
ISBN: 9780134896441
Author: ABEL, Andrew B., BERNANKE, Ben, CROUSHORE, Dean Darrell
Publisher: PEARSON
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Question
Chapter 4, Problem 5WWMD
To determine
The graphical representation of interest rates since 1975 and to analyze the tendency of interest rates to move together.
Expert Solution & Answer
Explanation of Solution
The monthly data of interest rate on three-month Treasury bills since 1975 is as follows:
| Date | 3-month Treasury Bill: monthly rate |
| 1975-01-01 | 6.26 |
| 1975-02-01 | 5.50 |
| 1975-03-01 | 5.49 |
| 1975-04-01 | 5.61 |
| 1975-05-01 | 5.23 |
| 1975-06-01 | 5.34 |
| 1975-07-01 | 6.13 |
| 1975-08-01 | 6.44 |
| 1975-09-01 | 6.42 |
| 1975-10-01 | 5.96 |
| 1975-11-01 | 5.48 |
| 1975-12-01 | 5.44 |
| 1976-01-01 | 4.87 |
| 1976-02-01 | 4.88 |
| 1976-03-01 | 5.00 |
| 1976-04-01 | 4.86 |
| 1976-05-01 | 5.20 |
| 1976-06-01 | 5.41 |
| 1976-07-01 | 5.23 |
| 1976-08-01 | 5.14 |
| 1976-09-01 | 5.08 |
| 1976-10-01 | 4.92 |
| 1976-11-01 | 4.75 |
| 1976-12-01 | 4.35 |
| 1977-01-01 | 4.62 |
| 1977-02-01 | 4.67 |
| 1977-03-01 | 4.60 |
| 1977-04-01 | 4.54 |
| 1977-05-01 | 4.96 |
| 1977-06-01 | 5.02 |
| 1977-07-01 | 5.19 |
| 1977-08-01 | 5.49 |
| 1977-09-01 | 5.81 |
| 1977-10-01 | 6.16 |
| 1977-11-01 | 6.10 |
| 1977-12-01 | 6.07 |
| 1978-01-01 | 6.44 |
| 1978-02-01 | 6.45 |
| 1978-03-01 | 6.29 |
| 1978-04-01 | 6.29 |
| 1978-05-01 | 6.41 |
| 1978-06-01 | 6.73 |
| 1978-07-01 | 7.01 |
| 1978-08-01 | 7.08 |
| 1978-09-01 | 7.85 |
| 1978-10-01 | 7.99 |
| 1978-11-01 | 8.64 |
| 1978-12-01 | 9.08 |
| 1979-01-01 | 9.35 |
| 1979-02-01 | 9.32 |
| 1979-03-01 | 9.48 |
| 1979-04-01 | 9.46 |
| 1979-05-01 | 9.61 |
| 1979-06-01 | 9.06 |
| 1979-07-01 | 9.24 |
| 1979-08-01 | 9.52 |
| 1979-09-01 | 10.26 |
| 1979-10-01 | 11.70 |
| 1979-11-01 | 11.79 |
| 1979-12-01 | 12.04 |
| 1980-01-01 | 12.00 |
| 1980-02-01 | 12.86 |
| 1980-03-01 | 15.20 |
| 1980-04-01 | 13.20 |
| 1980-05-01 | 8.58 |
| 1980-06-01 | 7.07 |
| 1980-07-01 | 8.06 |
| 1980-08-01 | 9.13 |
| 1980-09-01 | 10.27 |
| 1980-10-01 | 11.62 |
| 1980-11-01 | 13.73 |
| 1980-12-01 | 15.49 |
| 1981-01-01 | 15.02 |
| 1981-02-01 | 14.79 |
| 1981-03-01 | 13.36 |
| 1981-04-01 | 13.69 |
| 1981-05-01 | 16.30 |
| 1981-06-01 | 14.73 |
| 1981-07-01 | 14.95 |
| 1981-08-01 | 15.51 |
| 1981-09-01 | 14.70 |
| 1981-10-01 | 13.54 |
| 1981-11-01 | 10.86 |
| 1981-12-01 | 10.85 |
| 1982-01-01 | 12.28 |
| 1982-02-01 | 13.48 |
| 1982-03-01 | 12.68 |
| 1982-04-01 | 12.70 |
| 1982-05-01 | 12.09 |
| 1982-06-01 | 12.47 |
| 1982-07-01 | 11.35 |
| 1982-08-01 | 8.68 |
| 1982-09-01 | 7.92 |
| 1982-10-01 | 7.71 |
| 1982-11-01 | 8.07 |
| 1982-12-01 | 7.94 |
| 1983-01-01 | 7.86 |
| 1983-02-01 | 8.11 |
| 1983-03-01 | 8.35 |
| 1983-04-01 | 8.21 |
| 1983-05-01 | 8.19 |
| 1983-06-01 | 8.79 |
| 1983-07-01 | 9.08 |
| 1983-08-01 | 9.34 |
| 1983-09-01 | 9.00 |
| 1983-10-01 | 8.64 |
| 1983-11-01 | 8.76 |
| 1983-12-01 | 9.00 |
| 1984-01-01 | 8.90 |
| 1984-02-01 | 9.09 |
| 1984-03-01 | 9.52 |
| 1984-04-01 | 9.69 |
| 1984-05-01 | 9.83 |
| 1984-06-01 | 9.87 |
| 1984-07-01 | 10.12 |
| 1984-08-01 | 10.47 |
| 1984-09-01 | 10.37 |
| 1984-10-01 | 9.74 |
| 1984-11-01 | 8.61 |
| 1984-12-01 | 8.06 |
| 1985-01-01 | 7.76 |
| 1985-02-01 | 8.27 |
| 1985-03-01 | 8.52 |
| 1985-04-01 | 7.95 |
| 1985-05-01 | 7.48 |
| 1985-06-01 | 6.95 |
| 1985-07-01 | 7.08 |
| 1985-08-01 | 7.14 |
| 1985-09-01 | 7.10 |
| 1985-10-01 | 7.16 |
| 1985-11-01 | 7.24 |
| 1985-12-01 | 7.10 |
| 1986-01-01 | 7.07 |
| 1986-02-01 | 7.06 |
| 1986-03-01 | 6.56 |
| 1986-04-01 | 6.06 |
| 1986-05-01 | 6.15 |
| 1986-06-01 | 6.21 |
| 1986-07-01 | 5.83 |
| 1986-08-01 | 5.53 |
| 1986-09-01 | 5.21 |
| 1986-10-01 | 5.18 |
| 1986-11-01 | 5.35 |
| 1986-12-01 | 5.53 |
| 1987-01-01 | 5.43 |
| 1987-02-01 | 5.59 |
| 1987-03-01 | 5.59 |
| 1987-04-01 | 5.64 |
| 1987-05-01 | 5.66 |
| 1987-06-01 | 5.67 |
| 1987-07-01 | 5.69 |
| 1987-08-01 | 6.04 |
| 1987-09-01 | 6.40 |
| 1987-10-01 | 6.13 |
| 1987-11-01 | 5.69 |
| 1987-12-01 | 5.77 |
| 1988-01-01 | 5.81 |
| 1988-02-01 | 5.66 |
| 1988-03-01 | 5.70 |
| 1988-04-01 | 5.91 |
| 1988-05-01 | 6.26 |
| 1988-06-01 | 6.46 |
| 1988-07-01 | 6.73 |
| 1988-08-01 | 7.06 |
| 1988-09-01 | 7.24 |
| 1988-10-01 | 7.35 |
| 1988-11-01 | 7.76 |
| 1988-12-01 | 8.07 |
| 1989-01-01 | 8.27 |
| 1989-02-01 | 8.53 |
| 1989-03-01 | 8.82 |
| 1989-04-01 | 8.65 |
| 1989-05-01 | 8.43 |
| 1989-06-01 | 8.15 |
| 1989-07-01 | 7.88 |
| 1989-08-01 | 7.90 |
| 1989-09-01 | 7.75 |
| 1989-10-01 | 7.64 |
| 1989-11-01 | 7.69 |
| 1989-12-01 | 7.63 |
| 1990-01-01 | 7.64 |
| 1990-02-01 | 7.74 |
| 1990-03-01 | 7.90 |
| 1990-04-01 | 7.77 |
| 1990-05-01 | 7.74 |
| 1990-06-01 | 7.73 |
| 1990-07-01 | 7.62 |
| 1990-08-01 | 7.45 |
| 1990-09-01 | 7.36 |
| 1990-10-01 | 7.17 |
| 1990-11-01 | 7.06 |
| 1990-12-01 | 6.74 |
| 1991-01-01 | 6.22 |
| 1991-02-01 | 5.94 |
| 1991-03-01 | 5.91 |
| 1991-04-01 | 5.65 |
| 1991-05-01 | 5.46 |
| 1991-06-01 | 5.57 |
| 1991-07-01 | 5.58 |
| 1991-08-01 | 5.33 |
| 1991-09-01 | 5.22 |
| 1991-10-01 | 4.99 |
| 1991-11-01 | 4.56 |
| 1991-12-01 | 4.07 |
| 1992-01-01 | 3.80 |
| 1992-02-01 | 3.84 |
| 1992-03-01 | 4.04 |
| 1992-04-01 | 3.75 |
| 1992-05-01 | 3.63 |
| 1992-06-01 | 3.66 |
| 1992-07-01 | 3.21 |
| 1992-08-01 | 3.13 |
| 1992-09-01 | 2.91 |
| 1992-10-01 | 2.86 |
| 1992-11-01 | 3.13 |
| 1992-12-01 | 3.22 |
| 1993-01-01 | 3.00 |
| 1993-02-01 | 2.93 |
| 1993-03-01 | 2.95 |
| 1993-04-01 | 2.87 |
| 1993-05-01 | 2.96 |
| 1993-06-01 | 3.07 |
| 1993-07-01 | 3.04 |
| 1993-08-01 | 3.02 |
| 1993-09-01 | 2.95 |
| 1993-10-01 | 3.02 |
| 1993-11-01 | 3.10 |
| 1993-12-01 | 3.06 |
| 1994-01-01 | 2.98 |
| 1994-02-01 | 3.25 |
| 1994-03-01 | 3.50 |
| 1994-04-01 | 3.68 |
| 1994-05-01 | 4.14 |
| 1994-06-01 | 4.14 |
| 1994-07-01 | 4.33 |
| 1994-08-01 | 4.48 |
| 1994-09-01 | 4.62 |
| 1994-10-01 | 4.95 |
| 1994-11-01 | 5.29 |
| 1994-12-01 | 5.60 |
| 1995-01-01 | 5.71 |
| 1995-02-01 | 5.77 |
| 1995-03-01 | 5.73 |
| 1995-04-01 | 5.65 |
| 1995-05-01 | 5.67 |
| 1995-06-01 | 5.47 |
| 1995-07-01 | 5.42 |
| 1995-08-01 | 5.40 |
| 1995-09-01 | 5.28 |
| 1995-10-01 | 5.28 |
| 1995-11-01 | 5.36 |
| 1995-12-01 | 5.14 |
| 1996-01-01 | 5.00 |
| 1996-02-01 | 4.83 |
| 1996-03-01 | 4.96 |
| 1996-04-01 | 4.95 |
| 1996-05-01 | 5.02 |
| 1996-06-01 | 5.09 |
| 1996-07-01 | 5.15 |
| 1996-08-01 | 5.05 |
| 1996-09-01 | 5.09 |
| 1996-10-01 | 4.99 |
| 1996-11-01 | 5.03 |
| 1996-12-01 | 4.91 |
| 1997-01-01 | 5.03 |
| 1997-02-01 | 5.01 |
| 1997-03-01 | 5.14 |
| 1997-04-01 | 5.16 |
| 1997-05-01 | 5.05 |
| 1997-06-01 | 4.93 |
| 1997-07-01 | 5.05 |
| 1997-08-01 | 5.14 |
| 1997-09-01 | 4.95 |
| 1997-10-01 | 4.97 |
| 1997-11-01 | 5.14 |
| 1997-12-01 | 5.16 |
| 1998-01-01 | 5.04 |
| 1998-02-01 | 5.09 |
| 1998-03-01 | 5.03 |
| 1998-04-01 | 4.95 |
| 1998-05-01 | 5.00 |
| 1998-06-01 | 4.98 |
| 1998-07-01 | 4.96 |
| 1998-08-01 | 4.90 |
| 1998-09-01 | 4.61 |
| 1998-10-01 | 3.96 |
| 1998-11-01 | 4.41 |
| 1998-12-01 | 4.39 |
| 1999-01-01 | 4.34 |
| 1999-02-01 | 4.44 |
| 1999-03-01 | 4.44 |
| 1999-04-01 | 4.29 |
| 1999-05-01 | 4.50 |
| 1999-06-01 | 4.57 |
| 1999-07-01 | 4.55 |
| 1999-08-01 | 4.72 |
| 1999-09-01 | 4.68 |
| 1999-10-01 | 4.86 |
| 1999-11-01 | 5.07 |
| 1999-12-01 | 5.20 |
| 2000-01-01 | 5.32 |
| 2000-02-01 | 5.55 |
| 2000-03-01 | 5.69 |
| 2000-04-01 | 5.66 |
| 2000-05-01 | 5.79 |
| 2000-06-01 | 5.69 |
| 2000-07-01 | 5.96 |
| 2000-08-01 | 6.09 |
| 2000-09-01 | 6.00 |
| 2000-10-01 | 6.11 |
| 2000-11-01 | 6.17 |
| 2000-12-01 | 5.77 |
| 2001-01-01 | 5.15 |
| 2001-02-01 | 4.88 |
| 2001-03-01 | 4.42 |
| 2001-04-01 | 3.87 |
| 2001-05-01 | 3.62 |
| 2001-06-01 | 3.49 |
| 2001-07-01 | 3.51 |
| 2001-08-01 | 3.36 |
| 2001-09-01 | 2.64 |
| 2001-10-01 | 2.16 |
| 2001-11-01 | 1.87 |
| 2001-12-01 | 1.69 |
| 2002-01-01 | 1.65 |
| 2002-02-01 | 1.72 |
| 2002-03-01 | 1.79 |
| 2002-04-01 | 1.71 |
| 2002-05-01 | 1.73 |
| 2002-06-01 | 1.70 |
| 2002-07-01 | 1.68 |
| 2002-08-01 | 1.62 |
| 2002-09-01 | 1.63 |
| 2002-10-01 | 1.58 |
| 2002-11-01 | 1.23 |
| 2002-12-01 | 1.19 |
| 2003-01-01 | 1.17 |
| 2003-02-01 | 1.17 |
| 2003-03-01 | 1.13 |
| 2003-04-01 | 1.13 |
| 2003-05-01 | 1.07 |
| 2003-06-01 | 0.92 |
| 2003-07-01 | 0.90 |
| 2003-08-01 | 0.95 |
| 2003-09-01 | 0.94 |
| 2003-10-01 | 0.92 |
| 2003-11-01 | 0.93 |
| 2003-12-01 | 0.90 |
| 2004-01-01 | 0.88 |
| 2004-02-01 | 0.93 |
| 2004-03-01 | 0.94 |
| 2004-04-01 | 0.94 |
| 2004-05-01 | 1.02 |
| 2004-06-01 | 1.27 |
| 2004-07-01 | 1.33 |
| 2004-08-01 | 1.48 |
| 2004-09-01 | 1.65 |
| 2004-10-01 | 1.76 |
| 2004-11-01 | 2.07 |
| 2004-12-01 | 2.19 |
| 2005-01-01 | 2.33 |
| 2005-02-01 | 2.54 |
| 2005-03-01 | 2.74 |
| 2005-04-01 | 2.78 |
| 2005-05-01 | 2.84 |
| 2005-06-01 | 2.97 |
| 2005-07-01 | 3.22 |
| 2005-08-01 | 3.44 |
| 2005-09-01 | 3.42 |
| 2005-10-01 | 3.71 |
| 2005-11-01 | 3.88 |
| 2005-12-01 | 3.89 |
| 2006-01-01 | 4.24 |
| 2006-02-01 | 4.43 |
| 2006-03-01 | 4.51 |
| 2006-04-01 | 4.60 |
| 2006-05-01 | 4.72 |
| 2006-06-01 | 4.79 |
| 2006-07-01 | 4.95 |
| 2006-08-01 | 4.96 |
| 2006-09-01 | 4.81 |
| 2006-10-01 | 4.92 |
| 2006-11-01 | 4.94 |
| 2006-12-01 | 4.85 |
| 2007-01-01 | 4.98 |
| 2007-02-01 | 5.03 |
| 2007-03-01 | 4.94 |
| 2007-04-01 | 4.87 |
| 2007-05-01 | 4.73 |
| 2007-06-01 | 4.61 |
| 2007-07-01 | 4.82 |
| 2007-08-01 | 4.20 |
| 2007-09-01 | 3.89 |
| 2007-10-01 | 3.90 |
| 2007-11-01 | 3.27 |
| 2007-12-01 | 3.00 |
| 2008-01-01 | 2.75 |
| 2008-02-01 | 2.12 |
| 2008-03-01 | 1.26 |
| 2008-04-01 | 1.29 |
| 2008-05-01 | 1.73 |
| 2008-06-01 | 1.86 |
| 2008-07-01 | 1.63 |
| 2008-08-01 | 1.72 |
| 2008-09-01 | 1.13 |
| 2008-10-01 | 0.67 |
| 2008-11-01 | 0.19 |
| 2008-12-01 | 0.03 |
| 2009-01-01 | 0.13 |
| 2009-02-01 | 0.30 |
| 2009-03-01 | 0.21 |
| 2009-04-01 | 0.16 |
| 2009-05-01 | 0.18 |
| 2009-06-01 | 0.18 |
| 2009-07-01 | 0.18 |
| 2009-08-01 | 0.17 |
| 2009-09-01 | 0.12 |
| 2009-10-01 | 0.07 |
| 2009-11-01 | 0.05 |
| 2009-12-01 | 0.05 |
| 2010-01-01 | 0.06 |
| 2010-02-01 | 0.11 |
| 2010-03-01 | 0.15 |
| 2010-04-01 | 0.16 |
| 2010-05-01 | 0.16 |
| 2010-06-01 | 0.12 |
| 2010-07-01 | 0.16 |
| 2010-08-01 | 0.16 |
| 2010-09-01 | 0.15 |
| 2010-10-01 | 0.13 |
| 2010-11-01 | 0.14 |
| 2010-12-01 | 0.14 |
| 2011-01-01 | 0.15 |
| 2011-02-01 | 0.13 |
| 2011-03-01 | 0.10 |
| 2011-04-01 | 0.06 |
| 2011-05-01 | 0.04 |
| 2011-06-01 | 0.04 |
| 2011-07-01 | 0.04 |
| 2011-08-01 | 0.02 |
| 2011-09-01 | 0.01 |
| 2011-10-01 | 0.02 |
| 2011-11-01 | 0.01 |
| 2011-12-01 | 0.01 |
| 2012-01-01 | 0.03 |
| 2012-02-01 | 0.09 |
| 2012-03-01 | 0.08 |
| 2012-04-01 | 0.08 |
| 2012-05-01 | 0.09 |
| 2012-06-01 | 0.09 |
| 2012-07-01 | 0.10 |
| 2012-08-01 | 0.10 |
| 2012-09-01 | 0.11 |
| 2012-10-01 | 0.10 |
| 2012-11-01 | 0.09 |
| 2012-12-01 | 0.07 |
| 2013-01-01 | 0.07 |
| 2013-02-01 | 0.10 |
| 2013-03-01 | 0.09 |
| 2013-04-01 | 0.06 |
| 2013-05-01 | 0.04 |
| 2013-06-01 | 0.05 |
| 2013-07-01 | 0.04 |
| 2013-08-01 | 0.04 |
| 2013-09-01 | 0.02 |
| 2013-10-01 | 0.05 |
| 2013-11-01 | 0.07 |
| 2013-12-01 | 0.07 |
| 2014-01-01 | 0.04 |
| 2014-02-01 | 0.05 |
| 2014-03-01 | 0.05 |
| 2014-04-01 | 0.03 |
| 2014-05-01 | 0.03 |
| 2014-06-01 | 0.04 |
| 2014-07-01 | 0.03 |
| 2014-08-01 | 0.03 |
| 2014-09-01 | 0.02 |
| 2014-10-01 | 0.02 |
| 2014-11-01 | 0.02 |
| 2014-12-01 | 0.03 |
| 2015-01-01 | 0.03 |
| 2015-02-01 | 0.02 |
| 2015-03-01 | 0.03 |
| 2015-04-01 | 0.02 |
| 2015-05-01 | 0.02 |
| 2015-06-01 | 0.02 |
| 2015-07-01 | 0.03 |
| 2015-08-01 | 0.07 |
| 2015-09-01 | 0.02 |
| 2015-10-01 | 0.02 |
| 2015-11-01 | 0.12 |
| 2015-12-01 | 0.23 |
| 2016-01-01 | 0.26 |
| 2016-02-01 | 0.31 |
| 2016-03-01 | 0.29 |
| 2016-04-01 | 0.23 |
| 2016-05-01 | 0.27 |
| 2016-06-01 | 0.27 |
| 2016-07-01 | 0.30 |
| 2016-08-01 | 0.30 |
| 2016-09-01 | 0.29 |
| 2016-10-01 | 0.33 |
| 2016-11-01 | 0.45 |
| 2016-12-01 | 0.51 |
| 2017-01-01 | 0.51 |
| 2017-02-01 | 0.52 |
| 2017-03-01 | 0.74 |
| 2017-04-01 | 0.80 |
| 2017-05-01 | 0.89 |
| 2017-06-01 | 0.98 |
| 2017-07-01 | 1.07 |
| 2017-08-01 | 1.01 |
| 2017-09-01 | 1.03 |
| 2017-10-01 | 1.07 |
| 2017-11-01 | 1.23 |
| 2017-12-01 | 1.32 |
| 2018-01-01 | 1.41 |
| 2018-02-01 | 1.57 |
| 2018-03-01 | 1.70 |
| 2018-04-01 | 1.76 |
| 2018-05-01 | 1.86 |
| 2018-06-01 | 1.90 |
| 2018-07-01 | 1.96 |
| 2018-08-01 | 2.03 |
| 2018-09-01 | 2.13 |
| 2018-10-01 | 2.25 |
| 2018-11-01 | 2.33 |
| 2018-12-01 | 2.37 |
| 2019-01-01 | 2.37 |
The graphical representation of the monthly data of interest rate on three-month Treasury bills since 1975 is as follows:
The monthly data of interest rate on corporate bond yield since 1975 is as follows:
| Date | Corporate bond yield: monthly |
| 1975-01-01 | 8.83 |
| 1975-02-01 | 8.62 |
| 1975-03-01 | 8.67 |
| 1975-04-01 | 8.95 |
| 1975-05-01 | 8.90 |
| 1975-06-01 | 8.77 |
| 1975-07-01 | 8.84 |
| 1975-08-01 | 8.95 |
| 1975-09-01 | 8.95 |
| 1975-10-01 | 8.86 |
| 1975-11-01 | 8.78 |
| 1975-12-01 | 8.79 |
| 1976-01-01 | 8.60 |
| 1976-02-01 | 8.55 |
| 1976-03-01 | 8.52 |
| 1976-04-01 | 8.40 |
| 1976-05-01 | 8.58 |
| 1976-06-01 | 8.62 |
| 1976-07-01 | 8.56 |
| 1976-08-01 | 8.45 |
| 1976-09-01 | 8.38 |
| 1976-10-01 | 8.32 |
| 1976-11-01 | 8.25 |
| 1976-12-01 | 7.98 |
| 1977-01-01 | 7.96 |
| 1977-02-01 | 8.04 |
| 1977-03-01 | 8.10 |
| 1977-04-01 | 8.04 |
| 1977-05-01 | 8.05 |
| 1977-06-01 | 7.95 |
| 1977-07-01 | 7.94 |
| 1977-08-01 | 7.98 |
| 1977-09-01 | 7.92 |
| 1977-10-01 | 8.04 |
| 1977-11-01 | 8.08 |
| 1977-12-01 | 8.19 |
| 1978-01-01 | 8.41 |
| 1978-02-01 | 8.47 |
| 1978-03-01 | 8.47 |
| 1978-04-01 | 8.56 |
| 1978-05-01 | 8.69 |
| 1978-06-01 | 8.76 |
| 1978-07-01 | 8.88 |
| 1978-08-01 | 8.69 |
| 1978-09-01 | 8.69 |
| 1978-10-01 | 8.89 |
| 1978-11-01 | 9.03 |
| 1978-12-01 | 9.16 |
| 1979-01-01 | 9.25 |
| 1979-02-01 | 9.26 |
| 1979-03-01 | 9.37 |
| 1979-04-01 | 9.38 |
| 1979-05-01 | 9.50 |
| 1979-06-01 | 9.29 |
| 1979-07-01 | 9.20 |
| 1979-08-01 | 9.23 |
| 1979-09-01 | 9.44 |
| 1979-10-01 | 10.13 |
| 1979-11-01 | 10.76 |
| 1979-12-01 | 10.74 |
| 1980-01-01 | 11.09 |
| 1980-02-01 | 12.38 |
| 1980-03-01 | 12.96 |
| 1980-04-01 | 12.04 |
| 1980-05-01 | 10.99 |
| 1980-06-01 | 10.58 |
| 1980-07-01 | 11.07 |
| 1980-08-01 | 11.64 |
| 1980-09-01 | 12.02 |
| 1980-10-01 | 12.31 |
| 1980-11-01 | 12.97 |
| 1980-12-01 | 13.21 |
| 1981-01-01 | 12.81 |
| 1981-02-01 | 13.35 |
| 1981-03-01 | 13.33 |
| 1981-04-01 | 13.88 |
| 1981-05-01 | 14.32 |
| 1981-06-01 | 13.75 |
| 1981-07-01 | 14.38 |
| 1981-08-01 | 14.89 |
| 1981-09-01 | 15.49 |
| 1981-10-01 | 15.40 |
| 1981-11-01 | 14.22 |
| 1981-12-01 | 14.23 |
| 1982-01-01 | 15.18 |
| 1982-02-01 | 15.27 |
| 1982-03-01 | 14.58 |
| 1982-04-01 | 14.46 |
| 1982-05-01 | 14.26 |
| 1982-06-01 | 14.81 |
| 1982-07-01 | 14.61 |
| 1982-08-01 | 13.71 |
| 1982-09-01 | 12.94 |
| 1982-10-01 | 12.12 |
| 1982-11-01 | 11.68 |
| 1982-12-01 | 11.83 |
| 1983-01-01 | 11.79 |
| 1983-02-01 | 12.01 |
| 1983-03-01 | 11.73 |
| 1983-04-01 | 11.51 |
| 1983-05-01 | 11.46 |
| 1983-06-01 | 11.74 |
| 1983-07-01 | 12.15 |
| 1983-08-01 | 12.51 |
| 1983-09-01 | 12.37 |
| 1983-10-01 | 12.25 |
| 1983-11-01 | 12.41 |
| 1983-12-01 | 12.57 |
| 1984-01-01 | 12.20 |
| 1984-02-01 | 12.08 |
| 1984-03-01 | 12.57 |
| 1984-04-01 | 12.81 |
| 1984-05-01 | 13.28 |
| 1984-06-01 | 13.55 |
| 1984-07-01 | 13.44 |
| 1984-08-01 | 12.87 |
| 1984-09-01 | 12.66 |
| 1984-10-01 | 12.63 |
| 1984-11-01 | 12.29 |
| 1984-12-01 | 12.13 |
| 1985-01-01 | 12.08 |
| 1985-02-01 | 12.13 |
| 1985-03-01 | 12.56 |
| 1985-04-01 | 12.23 |
| 1985-05-01 | 11.72 |
| 1985-06-01 | 10.94 |
| 1985-07-01 | 10.97 |
| 1985-08-01 | 11.05 |
| 1985-09-01 | 11.07 |
| 1985-10-01 | 11.02 |
| 1985-11-01 | 10.55 |
| 1985-12-01 | 10.16 |
| 1986-01-01 | 10.05 |
| 1986-02-01 | 9.67 |
| 1986-03-01 | 9.00 |
| 1986-04-01 | 8.79 |
| 1986-05-01 | 9.09 |
| 1986-06-01 | 9.13 |
| 1986-07-01 | 8.88 |
| 1986-08-01 | 8.72 |
| 1986-09-01 | 8.89 |
| 1986-10-01 | 8.86 |
| 1986-11-01 | 8.68 |
| 1986-12-01 | 8.49 |
| 1987-01-01 | 8.36 |
| 1987-02-01 | 8.38 |
| 1987-03-01 | 8.36 |
| 1987-04-01 | 8.85 |
| 1987-05-01 | 9.33 |
| 1987-06-01 | 9.32 |
| 1987-07-01 | 9.42 |
| 1987-08-01 | 9.67 |
| 1987-09-01 | 10.18 |
| 1987-10-01 | 10.52 |
| 1987-11-01 | 10.01 |
| 1987-12-01 | 10.11 |
| 1988-01-01 | 9.88 |
| 1988-02-01 | 9.40 |
| 1988-03-01 | 9.39 |
| 1988-04-01 | 9.67 |
| 1988-05-01 | 9.90 |
| 1988-06-01 | 9.86 |
| 1988-07-01 | 9.96 |
| 1988-08-01 | 10.11 |
| 1988-09-01 | 9.82 |
| 1988-10-01 | 9.51 |
| 1988-11-01 | 9.45 |
| 1988-12-01 | 9.57 |
| 1989-01-01 | 9.62 |
| 1989-02-01 | 9.64 |
| 1989-03-01 | 9.80 |
| 1989-04-01 | 9.79 |
| 1989-05-01 | 9.57 |
| 1989-06-01 | 9.10 |
| 1989-07-01 | 8.93 |
| 1989-08-01 | 8.96 |
| 1989-09-01 | 9.01 |
| 1989-10-01 | 8.92 |
| 1989-11-01 | 8.89 |
| 1989-12-01 | 8.86 |
| 1990-01-01 | 8.99 |
| 1990-02-01 | 9.22 |
| 1990-03-01 | 9.37 |
| 1990-04-01 | 9.46 |
| 1990-05-01 | 9.47 |
| 1990-06-01 | 9.26 |
| 1990-07-01 | 9.24 |
| 1990-08-01 | 9.41 |
| 1990-09-01 | 9.56 |
| 1990-10-01 | 9.53 |
| 1990-11-01 | 9.30 |
| 1990-12-01 | 9.05 |
| 1991-01-01 | 9.04 |
| 1991-02-01 | 8.83 |
| 1991-03-01 | 8.93 |
| 1991-04-01 | 8.86 |
| 1991-05-01 | 8.86 |
| 1991-06-01 | 9.01 |
| 1991-07-01 | 9.00 |
| 1991-08-01 | 8.75 |
| 1991-09-01 | 8.61 |
| 1991-10-01 | 8.55 |
| 1991-11-01 | 8.48 |
| 1991-12-01 | 8.31 |
| 1992-01-01 | 8.20 |
| 1992-02-01 | 8.29 |
| 1992-03-01 | 8.35 |
| 1992-04-01 | 8.33 |
| 1992-05-01 | 8.28 |
| 1992-06-01 | 8.22 |
| 1992-07-01 | 8.07 |
| 1992-08-01 | 7.95 |
| 1992-09-01 | 7.92 |
| 1992-10-01 | 7.99 |
| 1992-11-01 | 8.10 |
| 1992-12-01 | 7.98 |
| 1993-01-01 | 7.91 |
| 1993-02-01 | 7.71 |
| 1993-03-01 | 7.58 |
| 1993-04-01 | 7.46 |
| 1993-05-01 | 7.43 |
| 1993-06-01 | 7.33 |
| 1993-07-01 | 7.17 |
| 1993-08-01 | 6.85 |
| 1993-09-01 | 6.66 |
| 1993-10-01 | 6.67 |
| 1993-11-01 | 6.93 |
| 1993-12-01 | 6.93 |
| 1994-01-01 | 6.92 |
| 1994-02-01 | 7.08 |
| 1994-03-01 | 7.48 |
| 1994-04-01 | 7.88 |
| 1994-05-01 | 7.99 |
| 1994-06-01 | 7.97 |
| 1994-07-01 | 8.11 |
| 1994-08-01 | 8.07 |
| 1994-09-01 | 8.34 |
| 1994-10-01 | 8.57 |
| 1994-11-01 | 8.68 |
| 1994-12-01 | 8.46 |
| 1995-01-01 | 8.46 |
| 1995-02-01 | 8.26 |
| 1995-03-01 | 8.12 |
| 1995-04-01 | 8.03 |
| 1995-05-01 | 7.65 |
| 1995-06-01 | 7.30 |
| 1995-07-01 | 7.41 |
| 1995-08-01 | 7.57 |
| 1995-09-01 | 7.32 |
| 1995-10-01 | 7.12 |
| 1995-11-01 | 7.02 |
| 1995-12-01 | 6.82 |
| 1996-01-01 | 6.81 |
| 1996-02-01 | 6.99 |
| 1996-03-01 | 7.35 |
| 1996-04-01 | 7.50 |
| 1996-05-01 | 7.62 |
| 1996-06-01 | 7.71 |
| 1996-07-01 | 7.65 |
| 1996-08-01 | 7.46 |
| 1996-09-01 | 7.66 |
| 1996-10-01 | 7.39 |
| 1996-11-01 | 7.10 |
| 1996-12-01 | 7.20 |
| 1997-01-01 | 7.42 |
| 1997-02-01 | 7.31 |
| 1997-03-01 | 7.55 |
| 1997-04-01 | 7.73 |
| 1997-05-01 | 7.58 |
| 1997-06-01 | 7.41 |
| 1997-07-01 | 7.14 |
| 1997-08-01 | 7.22 |
| 1997-09-01 | 7.15 |
| 1997-10-01 | 7.00 |
| 1997-11-01 | 6.87 |
| 1997-12-01 | 6.76 |
| 1998-01-01 | 6.61 |
| 1998-02-01 | 6.67 |
| 1998-03-01 | 6.72 |
| 1998-04-01 | 6.69 |
| 1998-05-01 | 6.69 |
| 1998-06-01 | 6.53 |
| 1998-07-01 | 6.55 |
| 1998-08-01 | 6.52 |
| 1998-09-01 | 6.40 |
| 1998-10-01 | 6.37 |
| 1998-11-01 | 6.41 |
| 1998-12-01 | 6.22 |
| 1999-01-01 | 6.24 |
| 1999-02-01 | 6.40 |
| 1999-03-01 | 6.62 |
| 1999-04-01 | 6.64 |
| 1999-05-01 | 6.93 |
| 1999-06-01 | 7.23 |
| 1999-07-01 | 7.19 |
| 1999-08-01 | 7.40 |
| 1999-09-01 | 7.39 |
| 1999-10-01 | 7.55 |
| 1999-11-01 | 7.36 |
| 1999-12-01 | 7.55 |
| 2000-01-01 | 7.78 |
| 2000-02-01 | 7.68 |
| 2000-03-01 | 7.68 |
| 2000-04-01 | 7.64 |
| 2000-05-01 | 7.99 |
| 2000-06-01 | 7.67 |
| 2000-07-01 | 7.65 |
| 2000-08-01 | 7.55 |
| 2000-09-01 | 7.62 |
| 2000-10-01 | 7.55 |
| 2000-11-01 | 7.45 |
| 2000-12-01 | 7.21 |
| 2001-01-01 | 7.15 |
| 2001-02-01 | 7.10 |
| 2001-03-01 | 6.98 |
| 2001-04-01 | 7.20 |
| 2001-05-01 | 7.29 |
| 2001-06-01 | 7.18 |
| 2001-07-01 | 7.13 |
| 2001-08-01 | 7.02 |
| 2001-09-01 | 7.17 |
| 2001-10-01 | 7.03 |
| 2001-11-01 | 6.97 |
| 2001-12-01 | 6.77 |
| 2002-01-01 | 6.55 |
| 2002-02-01 | 6.51 |
| 2002-03-01 | 6.81 |
| 2002-04-01 | 6.76 |
| 2002-05-01 | 6.75 |
| 2002-06-01 | 6.63 |
| 2002-07-01 | 6.53 |
| 2002-08-01 | 6.37 |
| 2002-09-01 | 6.15 |
| 2002-10-01 | 6.32 |
| 2002-11-01 | 6.31 |
| 2002-12-01 | 6.21 |
| 2003-01-01 | 6.17 |
| 2003-02-01 | 5.95 |
| 2003-03-01 | 5.89 |
| 2003-04-01 | 5.74 |
| 2003-05-01 | 5.22 |
| 2003-06-01 | 4.97 |
| 2003-07-01 | 5.49 |
| 2003-08-01 | 5.88 |
| 2003-09-01 | 5.72 |
| 2003-10-01 | 5.70 |
| 2003-11-01 | 5.65 |
| 2003-12-01 | 5.62 |
| 2004-01-01 | 5.54 |
| 2004-02-01 | 5.50 |
| 2004-03-01 | 5.33 |
| 2004-04-01 | 5.73 |
| 2004-05-01 | 6.04 |
| 2004-06-01 | 6.01 |
| 2004-07-01 | 5.82 |
| 2004-08-01 | 5.65 |
| 2004-09-01 | 5.46 |
| 2004-10-01 | 5.47 |
| 2004-11-01 | 5.52 |
| 2004-12-01 | 5.47 |
| 2005-01-01 | 5.36 |
| 2005-02-01 | 5.20 |
| 2005-03-01 | 5.40 |
| 2005-04-01 | 5.33 |
| 2005-05-01 | 5.15 |
| 2005-06-01 | 4.96 |
| 2005-07-01 | 5.06 |
| 2005-08-01 | 5.09 |
| 2005-09-01 | 5.13 |
| 2005-10-01 | 5.35 |
| 2005-11-01 | 5.42 |
| 2005-12-01 | 5.37 |
| 2006-01-01 | 5.29 |
| 2006-02-01 | 5.35 |
| 2006-03-01 | 5.53 |
| 2006-04-01 | 5.84 |
| 2006-05-01 | 5.95 |
| 2006-06-01 | 5.89 |
| 2006-07-01 | 5.85 |
| 2006-08-01 | 5.68 |
| 2006-09-01 | 5.51 |
| 2006-10-01 | 5.51 |
| 2006-11-01 | 5.33 |
| 2006-12-01 | 5.32 |
| 2007-01-01 | 5.40 |
| 2007-02-01 | 5.39 |
| 2007-03-01 | 5.30 |
| 2007-04-01 | 5.47 |
| 2007-05-01 | 5.47 |
| 2007-06-01 | 5.79 |
| 2007-07-01 | 5.73 |
| 2007-08-01 | 5.79 |
| 2007-09-01 | 5.74 |
| 2007-10-01 | 5.66 |
| 2007-11-01 | 5.44 |
| 2007-12-01 | 5.49 |
| 2008-01-01 | 5.33 |
| 2008-02-01 | 5.53 |
| 2008-03-01 | 5.51 |
| 2008-04-01 | 5.55 |
| 2008-05-01 | 5.57 |
| 2008-06-01 | 5.68 |
| 2008-07-01 | 5.67 |
| 2008-08-01 | 5.64 |
| 2008-09-01 | 5.65 |
| 2008-10-01 | 6.28 |
| 2008-11-01 | 6.12 |
| 2008-12-01 | 5.05 |
| 2009-01-01 | 5.05 |
| 2009-02-01 | 5.27 |
| 2009-03-01 | 5.50 |
| 2009-04-01 | 5.39 |
| 2009-05-01 | 5.54 |
| 2009-06-01 | 5.61 |
| 2009-07-01 | 5.41 |
| 2009-08-01 | 5.26 |
| 2009-09-01 | 5.13 |
| 2009-10-01 | 5.15 |
| 2009-11-01 | 5.19 |
| 2009-12-01 | 5.26 |
| 2010-01-01 | 5.26 |
| 2010-02-01 | 5.35 |
| 2010-03-01 | 5.27 |
| 2010-04-01 | 5.29 |
| 2010-05-01 | 4.96 |
| 2010-06-01 | 4.88 |
| 2010-07-01 | 4.72 |
| 2010-08-01 | 4.49 |
| 2010-09-01 | 4.53 |
| 2010-10-01 | 4.68 |
| 2010-11-01 | 4.87 |
| 2010-12-01 | 5.02 |
| 2011-01-01 | 5.04 |
| 2011-02-01 | 5.22 |
| 2011-03-01 | 5.13 |
| 2011-04-01 | 5.16 |
| 2011-05-01 | 4.96 |
| 2011-06-01 | 4.99 |
| 2011-07-01 | 4.93 |
| 2011-08-01 | 4.37 |
| 2011-09-01 | 4.09 |
| 2011-10-01 | 3.98 |
| 2011-11-01 | 3.87 |
| 2011-12-01 | 3.93 |
| 2012-01-01 | 3.85 |
| 2012-02-01 | 3.85 |
| 2012-03-01 | 3.99 |
| 2012-04-01 | 3.96 |
| 2012-05-01 | 3.80 |
| 2012-06-01 | 3.64 |
| 2012-07-01 | 3.40 |
| 2012-08-01 | 3.48 |
| 2012-09-01 | 3.49 |
| 2012-10-01 | 3.47 |
| 2012-11-01 | 3.50 |
| 2012-12-01 | 3.65 |
| 2013-01-01 | 3.80 |
| 2013-02-01 | 3.90 |
| 2013-03-01 | 3.93 |
| 2013-04-01 | 3.73 |
| 2013-05-01 | 3.89 |
| 2013-06-01 | 4.27 |
| 2013-07-01 | 4.34 |
| 2013-08-01 | 4.54 |
| 2013-09-01 | 4.64 |
| 2013-10-01 | 4.53 |
| 2013-11-01 | 4.63 |
| 2013-12-01 | 4.62 |
| 2014-01-01 | 4.49 |
| 2014-02-01 | 4.45 |
| 2014-03-01 | 4.38 |
| 2014-04-01 | 4.24 |
| 2014-05-01 | 4.16 |
| 2014-06-01 | 4.25 |
| 2014-07-01 | 4.16 |
| 2014-08-01 | 4.08 |
| 2014-09-01 | 4.11 |
| 2014-10-01 | 3.92 |
| 2014-11-01 | 3.92 |
| 2014-12-01 | 3.79 |
| 2015-01-01 | 3.46 |
| 2015-02-01 | 3.61 |
| 2015-03-01 | 3.64 |
| 2015-04-01 | 3.52 |
| 2015-05-01 | 3.98 |
| 2015-06-01 | 4.19 |
| 2015-07-01 | 4.15 |
| 2015-08-01 | 4.04 |
| 2015-09-01 | 4.07 |
| 2015-10-01 | 3.95 |
| 2015-11-01 | 4.06 |
| 2015-12-01 | 3.97 |
| 2016-01-01 | 4.00 |
| 2016-02-01 | 3.96 |
| 2016-03-01 | 3.82 |
| 2016-04-01 | 3.62 |
| 2016-05-01 | 3.65 |
| 2016-06-01 | 3.50 |
| 2016-07-01 | 3.28 |
| 2016-08-01 | 3.32 |
| 2016-09-01 | 3.41 |
| 2016-10-01 | 3.51 |
| 2016-11-01 | 3.86 |
| 2016-12-01 | 4.06 |
| 2017-01-01 | 3.92 |
| 2017-02-01 | 3.95 |
| 2017-03-01 | 4.01 |
| 2017-04-01 | 3.87 |
| 2017-05-01 | 3.85 |
| 2017-06-01 | 3.68 |
| 2017-07-01 | 3.70 |
| 2017-08-01 | 3.63 |
| 2017-09-01 | 3.63 |
| 2017-10-01 | 3.60 |
| 2017-11-01 | 3.57 |
| 2017-12-01 | 3.51 |
| 2018-01-01 | 3.55 |
| 2018-02-01 | 3.82 |
| 2018-03-01 | 3.87 |
| 2018-04-01 | 3.85 |
| 2018-05-01 | 4.00 |
| 2018-06-01 | 3.96 |
| 2018-07-01 | 3.87 |
| 2018-08-01 | 3.88 |
| 2018-09-01 | 3.98 |
| 2018-10-01 | 4.14 |
| 2018-11-01 | 4.22 |
| 2018-12-01 | 4.02 |
| 2019-01-01 | 3.93 |
The graphical representation of the monthly data of interest rate on three-month Treasury bills since 1975 is as follows:
The monthly data of interest rate for 30-year conventional mortgage since 1975 is as follows:
| Date | 30-year conventional mortgage rate |
| 1975-01-01 | 9.43 |
| 1975-02-01 | 9.11 |
| 1975-03-01 | 8.90 |
| 1975-04-01 | 8.82 |
| 1975-05-01 | 8.91 |
| 1975-06-01 | 8.89 |
| 1975-07-01 | 8.89 |
| 1975-08-01 | 8.94 |
| 1975-09-01 | 9.13 |
| 1975-10-01 | 9.22 |
| 1975-11-01 | 9.15 |
| 1975-12-01 | 9.10 |
| 1976-01-01 | 9.02 |
| 1976-02-01 | 8.81 |
| 1976-03-01 | 8.76 |
| 1976-04-01 | 8.73 |
| 1976-05-01 | 8.77 |
| 1976-06-01 | 8.85 |
| 1976-07-01 | 8.93 |
| 1976-08-01 | 9.00 |
| 1976-09-01 | 8.98 |
| 1976-10-01 | 8.93 |
| 1976-11-01 | 8.81 |
| 1976-12-01 | 8.79 |
| 1977-01-01 | 8.72 |
| 1977-02-01 | 8.67 |
| 1977-03-01 | 8.69 |
| 1977-04-01 | 8.75 |
| 1977-05-01 | 8.82 |
| 1977-06-01 | 8.86 |
| 1977-07-01 | 8.94 |
| 1977-08-01 | 8.94 |
| 1977-09-01 | 8.90 |
| 1977-10-01 | 8.92 |
| 1977-11-01 | 8.92 |
| 1977-12-01 | 8.96 |
| 1978-01-01 | 9.02 |
| 1978-02-01 | 9.16 |
| 1978-03-01 | 9.20 |
| 1978-04-01 | 9.36 |
| 1978-05-01 | 9.58 |
| 1978-06-01 | 9.71 |
| 1978-07-01 | 9.74 |
| 1978-08-01 | 9.79 |
| 1978-09-01 | 9.76 |
| 1978-10-01 | 9.86 |
| 1978-11-01 | 10.11 |
| 1978-12-01 | 10.35 |
| 1979-01-01 | 10.39 |
| 1979-02-01 | 10.41 |
| 1979-03-01 | 10.43 |
| 1979-04-01 | 10.50 |
| 1979-05-01 | 10.69 |
| 1979-06-01 | 11.04 |
| 1979-07-01 | 11.09 |
| 1979-08-01 | 11.09 |
| 1979-09-01 | 11.30 |
| 1979-10-01 | 11.64 |
| 1979-11-01 | 12.83 |
| 1979-12-01 | 12.90 |
| 1980-01-01 | 12.88 |
| 1980-02-01 | 13.04 |
| 1980-03-01 | 15.28 |
| 1980-04-01 | 16.33 |
| 1980-05-01 | 14.26 |
| 1980-06-01 | 12.71 |
| 1980-07-01 | 12.19 |
| 1980-08-01 | 12.56 |
| 1980-09-01 | 13.20 |
| 1980-10-01 | 13.79 |
| 1980-11-01 | 14.21 |
| 1980-12-01 | 14.79 |
| 1981-01-01 | 14.90 |
| 1981-02-01 | 15.13 |
| 1981-03-01 | 15.40 |
| 1981-04-01 | 15.58 |
| 1981-05-01 | 16.40 |
| 1981-06-01 | 16.70 |
| 1981-07-01 | 16.83 |
| 1981-08-01 | 17.29 |
| 1981-09-01 | 18.16 |
| 1981-10-01 | 18.45 |
| 1981-11-01 | 17.83 |
| 1981-12-01 | 16.92 |
| 1982-01-01 | 17.40 |
| 1982-02-01 | 17.60 |
| 1982-03-01 | 17.16 |
| 1982-04-01 | 16.89 |
| 1982-05-01 | 16.68 |
| 1982-06-01 | 16.70 |
| 1982-07-01 | 16.82 |
| 1982-08-01 | 16.27 |
| 1982-09-01 | 15.43 |
| 1982-10-01 | 14.61 |
| 1982-11-01 | 13.83 |
| 1982-12-01 | 13.62 |
| 1983-01-01 | 13.25 |
| 1983-02-01 | 13.04 |
| 1983-03-01 | 12.80 |
| 1983-04-01 | 12.78 |
| 1983-05-01 | 12.63 |
| 1983-06-01 | 12.87 |
| 1983-07-01 | 13.42 |
| 1983-08-01 | 13.81 |
| 1983-09-01 | 13.73 |
| 1983-10-01 | 13.54 |
| 1983-11-01 | 13.44 |
| 1983-12-01 | 13.42 |
| 1984-01-01 | 13.37 |
| 1984-02-01 | 13.23 |
| 1984-03-01 | 13.39 |
| 1984-04-01 | 13.65 |
| 1984-05-01 | 13.94 |
| 1984-06-01 | 14.42 |
| 1984-07-01 | 14.67 |
| 1984-08-01 | 14.47 |
| 1984-09-01 | 14.35 |
| 1984-10-01 | 14.13 |
| 1984-11-01 | 13.64 |
| 1984-12-01 | 13.18 |
| 1985-01-01 | 13.08 |
| 1985-02-01 | 12.92 |
| 1985-03-01 | 13.17 |
| 1985-04-01 | 13.20 |
| 1985-05-01 | 12.91 |
| 1985-06-01 | 12.22 |
| 1985-07-01 | 12.03 |
| 1985-08-01 | 12.19 |
| 1985-09-01 | 12.19 |
| 1985-10-01 | 12.14 |
| 1985-11-01 | 11.78 |
| 1985-12-01 | 11.26 |
| 1986-01-01 | 10.88 |
| 1986-02-01 | 10.71 |
| 1986-03-01 | 10.08 |
| 1986-04-01 | 9.94 |
| 1986-05-01 | 10.14 |
| 1986-06-01 | 10.68 |
| 1986-07-01 | 10.51 |
| 1986-08-01 | 10.20 |
| 1986-09-01 | 10.01 |
| 1986-10-01 | 9.97 |
| 1986-11-01 | 9.70 |
| 1986-12-01 | 9.31 |
| 1987-01-01 | 9.20 |
| 1987-02-01 | 9.08 |
| 1987-03-01 | 9.04 |
| 1987-04-01 | 9.83 |
| 1987-05-01 | 10.60 |
| 1987-06-01 | 10.54 |
| 1987-07-01 | 10.28 |
| 1987-08-01 | 10.33 |
| 1987-09-01 | 10.89 |
| 1987-10-01 | 11.26 |
| 1987-11-01 | 10.65 |
| 1987-12-01 | 10.65 |
| 1988-01-01 | 10.43 |
| 1988-02-01 | 9.89 |
| 1988-03-01 | 9.93 |
| 1988-04-01 | 10.20 |
| 1988-05-01 | 10.46 |
| 1988-06-01 | 10.46 |
| 1988-07-01 | 10.43 |
| 1988-08-01 | 10.60 |
| 1988-09-01 | 10.48 |
| 1988-10-01 | 10.30 |
| 1988-11-01 | 10.27 |
| 1988-12-01 | 10.61 |
| 1989-01-01 | 10.73 |
| 1989-02-01 | 10.65 |
| 1989-03-01 | 11.03 |
| 1989-04-01 | 11.05 |
| 1989-05-01 | 10.77 |
| 1989-06-01 | 10.20 |
| 1989-07-01 | 9.88 |
| 1989-08-01 | 9.99 |
| 1989-09-01 | 10.13 |
| 1989-10-01 | 9.95 |
| 1989-11-01 | 9.77 |
| 1989-12-01 | 9.74 |
| 1990-01-01 | 9.90 |
| 1990-02-01 | 10.20 |
| 1990-03-01 | 10.27 |
| 1990-04-01 | 10.37 |
| 1990-05-01 | 10.48 |
| 1990-06-01 | 10.16 |
| 1990-07-01 | 10.04 |
| 1990-08-01 | 10.10 |
| 1990-09-01 | 10.18 |
| 1990-10-01 | 10.18 |
| 1990-11-01 | 10.01 |
| 1990-12-01 | 9.67 |
| 1991-01-01 | 9.64 |
| 1991-02-01 | 9.37 |
| 1991-03-01 | 9.50 |
| 1991-04-01 | 9.49 |
| 1991-05-01 | 9.47 |
| 1991-06-01 | 9.62 |
| 1991-07-01 | 9.58 |
| 1991-08-01 | 9.24 |
| 1991-09-01 | 9.01 |
| 1991-10-01 | 8.86 |
| 1991-11-01 | 8.71 |
| 1991-12-01 | 8.50 |
| 1992-01-01 | 8.43 |
| 1992-02-01 | 8.76 |
| 1992-03-01 | 8.94 |
| 1992-04-01 | 8.85 |
| 1992-05-01 | 8.67 |
| 1992-06-01 | 8.51 |
| 1992-07-01 | 8.13 |
| 1992-08-01 | 7.98 |
| 1992-09-01 | 7.92 |
| 1992-10-01 | 8.09 |
| 1992-11-01 | 8.31 |
| 1992-12-01 | 8.22 |
| 1993-01-01 | 8.02 |
| 1993-02-01 | 7.68 |
| 1993-03-01 | 7.50 |
| 1993-04-01 | 7.47 |
| 1993-05-01 | 7.47 |
| 1993-06-01 | 7.42 |
| 1993-07-01 | 7.21 |
| 1993-08-01 | 7.11 |
| 1993-09-01 | 6.92 |
| 1993-10-01 | 6.83 |
| 1993-11-01 | 7.16 |
| 1993-12-01 | 7.17 |
| 1994-01-01 | 7.06 |
| 1994-02-01 | 7.15 |
| 1994-03-01 | 7.68 |
| 1994-04-01 | 8.32 |
| 1994-05-01 | 8.60 |
| 1994-06-01 | 8.40 |
| 1994-07-01 | 8.61 |
| 1994-08-01 | 8.51 |
| 1994-09-01 | 8.64 |
| 1994-10-01 | 8.93 |
| 1994-11-01 | 9.17 |
| 1994-12-01 | 9.20 |
| 1995-01-01 | 9.15 |
| 1995-02-01 | 8.83 |
| 1995-03-01 | 8.46 |
| 1995-04-01 | 8.32 |
| 1995-05-01 | 7.96 |
| 1995-06-01 | 7.57 |
| 1995-07-01 | 7.61 |
| 1995-08-01 | 7.86 |
| 1995-09-01 | 7.64 |
| 1995-10-01 | 7.48 |
| 1995-11-01 | 7.38 |
| 1995-12-01 | 7.20 |
| 1996-01-01 | 7.03 |
| 1996-02-01 | 7.08 |
| 1996-03-01 | 7.62 |
| 1996-04-01 | 7.93 |
| 1996-05-01 | 8.07 |
| 1996-06-01 | 8.32 |
| 1996-07-01 | 8.25 |
| 1996-08-01 | 8.00 |
| 1996-09-01 | 8.23 |
| 1996-10-01 | 7.92 |
| 1996-11-01 | 7.62 |
| 1996-12-01 | 7.60 |
| 1997-01-01 | 7.82 |
| 1997-02-01 | 7.65 |
| 1997-03-01 | 7.90 |
| 1997-04-01 | 8.14 |
| 1997-05-01 | 7.94 |
| 1997-06-01 | 7.69 |
| 1997-07-01 | 7.50 |
| 1997-08-01 | 7.48 |
| 1997-09-01 | 7.43 |
| 1997-10-01 | 7.29 |
| 1997-11-01 | 7.21 |
| 1997-12-01 | 7.10 |
| 1998-01-01 | 6.99 |
| 1998-02-01 | 7.04 |
| 1998-03-01 | 7.13 |
| 1998-04-01 | 7.14 |
| 1998-05-01 | 7.14 |
| 1998-06-01 | 7.00 |
| 1998-07-01 | 6.95 |
| 1998-08-01 | 6.92 |
| 1998-09-01 | 6.72 |
| 1998-10-01 | 6.71 |
| 1998-11-01 | 6.87 |
| 1998-12-01 | 6.72 |
| 1999-01-01 | 6.79 |
| 1999-02-01 | 6.81 |
| 1999-03-01 | 7.04 |
| 1999-04-01 | 6.92 |
| 1999-05-01 | 7.15 |
| 1999-06-01 | 7.55 |
| 1999-07-01 | 7.63 |
| 1999-08-01 | 7.94 |
| 1999-09-01 | 7.82 |
| 1999-10-01 | 7.85 |
| 1999-11-01 | 7.74 |
| 1999-12-01 | 7.91 |
| 2000-01-01 | 8.21 |
| 2000-02-01 | 8.33 |
| 2000-03-01 | 8.24 |
| 2000-04-01 | 8.15 |
| 2000-05-01 | 8.52 |
| 2000-06-01 | 8.29 |
| 2000-07-01 | 8.15 |
| 2000-08-01 | 8.03 |
| 2000-09-01 | 7.91 |
| 2000-10-01 | 7.80 |
| 2000-11-01 | 7.75 |
| 2000-12-01 | 7.38 |
| 2001-01-01 | 7.03 |
| 2001-02-01 | 7.05 |
| 2001-03-01 | 6.95 |
| 2001-04-01 | 7.08 |
| 2001-05-01 | 7.15 |
| 2001-06-01 | 7.16 |
| 2001-07-01 | 7.13 |
| 2001-08-01 | 6.95 |
| 2001-09-01 | 6.82 |
| 2001-10-01 | 6.62 |
| 2001-11-01 | 6.66 |
| 2001-12-01 | 7.07 |
| 2002-01-01 | 7.00 |
| 2002-02-01 | 6.89 |
| 2002-03-01 | 7.01 |
| 2002-04-01 | 6.99 |
| 2002-05-01 | 6.81 |
| 2002-06-01 | 6.65 |
| 2002-07-01 | 6.49 |
| 2002-08-01 | 6.29 |
| 2002-09-01 | 6.09 |
| 2002-10-01 | 6.11 |
| 2002-11-01 | 6.07 |
| 2002-12-01 | 6.05 |
| 2003-01-01 | 5.92 |
| 2003-02-01 | 5.84 |
| 2003-03-01 | 5.75 |
| 2003-04-01 | 5.81 |
| 2003-05-01 | 5.48 |
| 2003-06-01 | 5.23 |
| 2003-07-01 | 5.63 |
| 2003-08-01 | 6.26 |
| 2003-09-01 | 6.15 |
| 2003-10-01 | 5.95 |
| 2003-11-01 | 5.93 |
| 2003-12-01 | 5.88 |
| 2004-01-01 | 5.74 |
| 2004-02-01 | 5.64 |
| 2004-03-01 | 5.45 |
| 2004-04-01 | 5.83 |
| 2004-05-01 | 6.27 |
| 2004-06-01 | 6.29 |
| 2004-07-01 | 6.06 |
| 2004-08-01 | 5.87 |
| 2004-09-01 | 5.75 |
| 2004-10-01 | 5.72 |
| 2004-11-01 | 5.73 |
| 2004-12-01 | 5.75 |
| 2005-01-01 | 5.71 |
| 2005-02-01 | 5.63 |
| 2005-03-01 | 5.93 |
| 2005-04-01 | 5.86 |
| 2005-05-01 | 5.72 |
| 2005-06-01 | 5.58 |
| 2005-07-01 | 5.70 |
| 2005-08-01 | 5.82 |
| 2005-09-01 | 5.77 |
| 2005-10-01 | 6.07 |
| 2005-11-01 | 6.33 |
| 2005-12-01 | 6.27 |
| 2006-01-01 | 6.15 |
| 2006-02-01 | 6.25 |
| 2006-03-01 | 6.32 |
| 2006-04-01 | 6.51 |
| 2006-05-01 | 6.60 |
| 2006-06-01 | 6.68 |
| 2006-07-01 | 6.76 |
| 2006-08-01 | 6.52 |
| 2006-09-01 | 6.40 |
| 2006-10-01 | 6.36 |
| 2006-11-01 | 6.24 |
| 2006-12-01 | 6.14 |
| 2007-01-01 | 6.22 |
| 2007-02-01 | 6.29 |
| 2007-03-01 | 6.16 |
| 2007-04-01 | 6.18 |
| 2007-05-01 | 6.26 |
| 2007-06-01 | 6.66 |
| 2007-07-01 | 6.70 |
| 2007-08-01 | 6.57 |
| 2007-09-01 | 6.38 |
| 2007-10-01 | 6.38 |
| 2007-11-01 | 6.21 |
| 2007-12-01 | 6.10 |
| 2008-01-01 | 5.76 |
| 2008-02-01 | 5.92 |
| 2008-03-01 | 5.97 |
| 2008-04-01 | 5.92 |
| 2008-05-01 | 6.04 |
| 2008-06-01 | 6.32 |
| 2008-07-01 | 6.43 |
| 2008-08-01 | 6.48 |
| 2008-09-01 | 6.04 |
| 2008-10-01 | 6.20 |
| 2008-11-01 | 6.09 |
| 2008-12-01 | 5.33 |
| 2009-01-01 | 5.06 |
| 2009-02-01 | 5.13 |
| 2009-03-01 | 5.00 |
| 2009-04-01 | 4.81 |
| 2009-05-01 | 4.86 |
| 2009-06-01 | 5.42 |
| 2009-07-01 | 5.22 |
| 2009-08-01 | 5.19 |
| 2009-09-01 | 5.06 |
| 2009-10-01 | 4.95 |
| 2009-11-01 | 4.88 |
| 2009-12-01 | 4.93 |
| 2010-01-01 | 5.03 |
| 2010-02-01 | 4.99 |
| 2010-03-01 | 4.97 |
| 2010-04-01 | 5.10 |
| 2010-05-01 | 4.89 |
| 2010-06-01 | 4.74 |
| 2010-07-01 | 4.56 |
| 2010-08-01 | 4.43 |
| 2010-09-01 | 4.35 |
| 2010-10-01 | 4.23 |
| 2010-11-01 | 4.30 |
| 2010-12-01 | 4.71 |
| 2011-01-01 | 4.76 |
| 2011-02-01 | 4.95 |
| 2011-03-01 | 4.84 |
| 2011-04-01 | 4.84 |
| 2011-05-01 | 4.64 |
| 2011-06-01 | 4.51 |
| 2011-07-01 | 4.55 |
| 2011-08-01 | 4.27 |
| 2011-09-01 | 4.11 |
| 2011-10-01 | 4.07 |
| 2011-11-01 | 3.99 |
| 2011-12-01 | 3.96 |
| 2012-01-01 | 3.92 |
| 2012-02-01 | 3.89 |
| 2012-03-01 | 3.95 |
| 2012-04-01 | 3.91 |
| 2012-05-01 | 3.80 |
| 2012-06-01 | 3.68 |
| 2012-07-01 | 3.55 |
| 2012-08-01 | 3.60 |
| 2012-09-01 | 3.50 |
| 2012-10-01 | 3.38 |
| 2012-11-01 | 3.35 |
| 2012-12-01 | 3.35 |
| 2013-01-01 | 3.41 |
| 2013-02-01 | 3.53 |
| 2013-03-01 | 3.57 |
| 2013-04-01 | 3.45 |
| 2013-05-01 | 3.54 |
| 2013-06-01 | 4.07 |
| 2013-07-01 | 4.37 |
| 2013-08-01 | 4.46 |
| 2013-09-01 | 4.49 |
| 2013-10-01 | 4.19 |
| 2013-11-01 | 4.26 |
| 2013-12-01 | 4.46 |
| 2014-01-01 | 4.43 |
| 2014-02-01 | 4.30 |
| 2014-03-01 | 4.34 |
| 2014-04-01 | 4.34 |
| 2014-05-01 | 4.19 |
| 2014-06-01 | 4.16 |
| 2014-07-01 | 4.13 |
| 2014-08-01 | 4.12 |
| 2014-09-01 | 4.16 |
| 2014-10-01 | 4.04 |
| 2014-11-01 | 4.00 |
| 2014-12-01 | 3.86 |
| 2015-01-01 | 3.71 |
| 2015-02-01 | 3.71 |
| 2015-03-01 | 3.77 |
| 2015-04-01 | 3.67 |
| 2015-05-01 | 3.84 |
| 2015-06-01 | 3.98 |
| 2015-07-01 | 4.05 |
| 2015-08-01 | 3.91 |
| 2015-09-01 | 3.89 |
| 2015-10-01 | 3.80 |
| 2015-11-01 | 3.94 |
| 2015-12-01 | 3.96 |
| 2016-01-01 | 3.87 |
| 2016-02-01 | 3.66 |
| 2016-03-01 | 3.69 |
| 2016-04-01 | 3.61 |
| 2016-05-01 | 3.60 |
| 2016-06-01 | 3.57 |
| 2016-07-01 | 3.44 |
| 2016-08-01 | 3.44 |
| 2016-09-01 | 3.46 |
The graphical representation of the monthly data of interest rate for 30-year conventional mortgage since 1975 is as follows:
The monthly data bank prime rate since 1975 is as follows:
| Date | Bank prime rate: monthly |
| 1975-01-01 | 10.05 |
| 1975-02-01 | 8.96 |
| 1975-03-01 | 7.93 |
| 1975-04-01 | 7.50 |
| 1975-05-01 | 7.40 |
| 1975-06-01 | 7.07 |
| 1975-07-01 | 7.15 |
| 1975-08-01 | 7.66 |
| 1975-09-01 | 7.88 |
| 1975-10-01 | 7.96 |
| 1975-11-01 | 7.53 |
| 1975-12-01 | 7.26 |
| 1976-01-01 | 7.00 |
| 1976-02-01 | 6.75 |
| 1976-03-01 | 6.75 |
| 1976-04-01 | 6.75 |
| 1976-05-01 | 6.75 |
| 1976-06-01 | 7.20 |
| 1976-07-01 | 7.25 |
| 1976-08-01 | 7.01 |
| 1976-09-01 | 7.00 |
| 1976-10-01 | 6.77 |
| 1976-11-01 | 6.50 |
| 1976-12-01 | 6.35 |
| 1977-01-01 | 6.25 |
| 1977-02-01 | 6.25 |
| 1977-03-01 | 6.25 |
| 1977-04-01 | 6.25 |
| 1977-05-01 | 6.41 |
| 1977-06-01 | 6.75 |
| 1977-07-01 | 6.75 |
| 1977-08-01 | 6.83 |
| 1977-09-01 | 7.13 |
| 1977-10-01 | 7.52 |
| 1977-11-01 | 7.75 |
| 1977-12-01 | 7.75 |
| 1978-01-01 | 7.93 |
| 1978-02-01 | 8.00 |
| 1978-03-01 | 8.00 |
| 1978-04-01 | 8.00 |
| 1978-05-01 | 8.27 |
| 1978-06-01 | 8.63 |
| 1978-07-01 | 9.00 |
| 1978-08-01 | 9.01 |
| 1978-09-01 | 9.41 |
| 1978-10-01 | 9.94 |
| 1978-11-01 | 10.94 |
| 1978-12-01 | 11.55 |
| 1979-01-01 | 11.75 |
| 1979-02-01 | 11.75 |
| 1979-03-01 | 11.75 |
| 1979-04-01 | 11.75 |
| 1979-05-01 | 11.75 |
| 1979-06-01 | 11.65 |
| 1979-07-01 | 11.54 |
| 1979-08-01 | 11.91 |
| 1979-09-01 | 12.90 |
| 1979-10-01 | 14.39 |
| 1979-11-01 | 15.55 |
| 1979-12-01 | 15.30 |
| 1980-01-01 | 15.25 |
| 1980-02-01 | 15.63 |
| 1980-03-01 | 18.31 |
| 1980-04-01 | 19.77 |
| 1980-05-01 | 16.57 |
| 1980-06-01 | 12.63 |
| 1980-07-01 | 11.48 |
| 1980-08-01 | 11.12 |
| 1980-09-01 | 12.23 |
| 1980-10-01 | 13.79 |
| 1980-11-01 | 16.06 |
| 1980-12-01 | 20.35 |
| 1981-01-01 | 20.16 |
| 1981-02-01 | 19.43 |
| 1981-03-01 | 18.05 |
| 1981-04-01 | 17.15 |
| 1981-05-01 | 19.61 |
| 1981-06-01 | 20.03 |
| 1981-07-01 | 20.39 |
| 1981-08-01 | 20.50 |
| 1981-09-01 | 20.08 |
| 1981-10-01 | 18.45 |
| 1981-11-01 | 16.84 |
| 1981-12-01 | 15.75 |
| 1982-01-01 | 15.75 |
| 1982-02-01 | 16.56 |
| 1982-03-01 | 16.50 |
| 1982-04-01 | 16.50 |
| 1982-05-01 | 16.50 |
| 1982-06-01 | 16.50 |
| 1982-07-01 | 16.26 |
| 1982-08-01 | 14.39 |
| 1982-09-01 | 13.50 |
| 1982-10-01 | 12.52 |
| 1982-11-01 | 11.85 |
| 1982-12-01 | 11.50 |
| 1983-01-01 | 11.16 |
| 1983-02-01 | 10.98 |
| 1983-03-01 | 10.50 |
| 1983-04-01 | 10.50 |
| 1983-05-01 | 10.50 |
| 1983-06-01 | 10.50 |
| 1983-07-01 | 10.50 |
| 1983-08-01 | 10.89 |
| 1983-09-01 | 11.00 |
| 1983-10-01 | 11.00 |
| 1983-11-01 | 11.00 |
| 1983-12-01 | 11.00 |
| 1984-01-01 | 11.00 |
| 1984-02-01 | 11.00 |
| 1984-03-01 | 11.21 |
| 1984-04-01 | 11.93 |
| 1984-05-01 | 12.39 |
| 1984-06-01 | 12.60 |
| 1984-07-01 | 13.00 |
| 1984-08-01 | 13.00 |
| 1984-09-01 | 12.97 |
| 1984-10-01 | 12.58 |
| 1984-11-01 | 11.77 |
| 1984-12-01 | 11.06 |
| 1985-01-01 | 10.61 |
| 1985-02-01 | 10.50 |
| 1985-03-01 | 10.50 |
| 1985-04-01 | 10.50 |
| 1985-05-01 | 10.31 |
| 1985-06-01 | 9.78 |
| 1985-07-01 | 9.50 |
| 1985-08-01 | 9.50 |
| 1985-09-01 | 9.50 |
| 1985-10-01 | 9.50 |
| 1985-11-01 | 9.50 |
| 1985-12-01 | 9.50 |
| 1986-01-01 | 9.50 |
| 1986-02-01 | 9.50 |
| 1986-03-01 | 9.10 |
| 1986-04-01 | 8.83 |
| 1986-05-01 | 8.50 |
| 1986-06-01 | 8.50 |
| 1986-07-01 | 8.16 |
| 1986-08-01 | 7.90 |
| 1986-09-01 | 7.50 |
| 1986-10-01 | 7.50 |
| 1986-11-01 | 7.50 |
| 1986-12-01 | 7.50 |
| 1987-01-01 | 7.50 |
| 1987-02-01 | 7.50 |
| 1987-03-01 | 7.50 |
| 1987-04-01 | 7.75 |
| 1987-05-01 | 8.14 |
| 1987-06-01 | 8.25 |
| 1987-07-01 | 8.25 |
| 1987-08-01 | 8.25 |
| 1987-09-01 | 8.70 |
| 1987-10-01 | 9.07 |
| 1987-11-01 | 8.78 |
| 1987-12-01 | 8.75 |
| 1988-01-01 | 8.75 |
| 1988-02-01 | 8.51 |
| 1988-03-01 | 8.50 |
| 1988-04-01 | 8.50 |
| 1988-05-01 | 8.84 |
| 1988-06-01 | 9.00 |
| 1988-07-01 | 9.29 |
| 1988-08-01 | 9.84 |
| 1988-09-01 | 10.00 |
| 1988-10-01 | 10.00 |
| 1988-11-01 | 10.05 |
| 1988-12-01 | 10.50 |
| 1989-01-01 | 10.50 |
| 1989-02-01 | 10.93 |
| 1989-03-01 | 11.50 |
| 1989-04-01 | 11.50 |
| 1989-05-01 | 11.50 |
| 1989-06-01 | 11.07 |
| 1989-07-01 | 10.98 |
| 1989-08-01 | 10.50 |
| 1989-09-01 | 10.50 |
| 1989-10-01 | 10.50 |
| 1989-11-01 | 10.50 |
| 1989-12-01 | 10.50 |
| 1990-01-01 | 10.11 |
| 1990-02-01 | 10.00 |
| 1990-03-01 | 10.00 |
| 1990-04-01 | 10.00 |
| 1990-05-01 | 10.00 |
| 1990-06-01 | 10.00 |
| 1990-07-01 | 10.00 |
| 1990-08-01 | 10.00 |
| 1990-09-01 | 10.00 |
| 1990-10-01 | 10.00 |
| 1990-11-01 | 10.00 |
| 1990-12-01 | 10.00 |
| 1991-01-01 | 9.52 |
| 1991-02-01 | 9.05 |
| 1991-03-01 | 9.00 |
| 1991-04-01 | 9.00 |
| 1991-05-01 | 8.50 |
| 1991-06-01 | 8.50 |
| 1991-07-01 | 8.50 |
| 1991-08-01 | 8.50 |
| 1991-09-01 | 8.20 |
| 1991-10-01 | 8.00 |
| 1991-11-01 | 7.58 |
| 1991-12-01 | 7.21 |
| 1992-01-01 | 6.50 |
| 1992-02-01 | 6.50 |
| 1992-03-01 | 6.50 |
| 1992-04-01 | 6.50 |
| 1992-05-01 | 6.50 |
| 1992-06-01 | 6.50 |
| 1992-07-01 | 6.02 |
| 1992-08-01 | 6.00 |
| 1992-09-01 | 6.00 |
| 1992-10-01 | 6.00 |
| 1992-11-01 | 6.00 |
| 1992-12-01 | 6.00 |
| 1993-01-01 | 6.00 |
| 1993-02-01 | 6.00 |
| 1993-03-01 | 6.00 |
| 1993-04-01 | 6.00 |
| 1993-05-01 | 6.00 |
| 1993-06-01 | 6.00 |
| 1993-07-01 | 6.00 |
| 1993-08-01 | 6.00 |
| 1993-09-01 | 6.00 |
| 1993-10-01 | 6.00 |
| 1993-11-01 | 6.00 |
| 1993-12-01 | 6.00 |
| 1994-01-01 | 6.00 |
| 1994-02-01 | 6.00 |
| 1994-03-01 | 6.06 |
| 1994-04-01 | 6.45 |
| 1994-05-01 | 6.99 |
| 1994-06-01 | 7.25 |
| 1994-07-01 | 7.25 |
| 1994-08-01 | 7.51 |
| 1994-09-01 | 7.75 |
| 1994-10-01 | 7.75 |
| 1994-11-01 | 8.15 |
| 1994-12-01 | 8.50 |
| 1995-01-01 | 8.50 |
| 1995-02-01 | 9.00 |
| 1995-03-01 | 9.00 |
| 1995-04-01 | 9.00 |
| 1995-05-01 | 9.00 |
| 1995-06-01 | 9.00 |
| 1995-07-01 | 8.80 |
| 1995-08-01 | 8.75 |
| 1995-09-01 | 8.75 |
| 1995-10-01 | 8.75 |
| 1995-11-01 | 8.75 |
| 1995-12-01 | 8.65 |
| 1996-01-01 | 8.50 |
| 1996-02-01 | 8.25 |
| 1996-03-01 | 8.25 |
| 1996-04-01 | 8.25 |
| 1996-05-01 | 8.25 |
| 1996-06-01 | 8.25 |
| 1996-07-01 | 8.25 |
| 1996-08-01 | 8.25 |
| 1996-09-01 | 8.25 |
| 1996-10-01 | 8.25 |
| 1996-11-01 | 8.25 |
| 1996-12-01 | 8.25 |
| 1997-01-01 | 8.25 |
| 1997-02-01 | 8.25 |
| 1997-03-01 | 8.30 |
| 1997-04-01 | 8.50 |
| 1997-05-01 | 8.50 |
| 1997-06-01 | 8.50 |
| 1997-07-01 | 8.50 |
| 1997-08-01 | 8.50 |
| 1997-09-01 | 8.50 |
| 1997-10-01 | 8.50 |
| 1997-11-01 | 8.50 |
| 1997-12-01 | 8.50 |
| 1998-01-01 | 8.50 |
| 1998-02-01 | 8.50 |
| 1998-03-01 | 8.50 |
| 1998-04-01 | 8.50 |
| 1998-05-01 | 8.50 |
| 1998-06-01 | 8.50 |
| 1998-07-01 | 8.50 |
| 1998-08-01 | 8.50 |
| 1998-09-01 | 8.49 |
| 1998-10-01 | 8.12 |
| 1998-11-01 | 7.89 |
| 1998-12-01 | 7.75 |
| 1999-01-01 | 7.75 |
| 1999-02-01 | 7.75 |
| 1999-03-01 | 7.75 |
| 1999-04-01 | 7.75 |
| 1999-05-01 | 7.75 |
| 1999-06-01 | 7.75 |
| 1999-07-01 | 8.00 |
| 1999-08-01 | 8.06 |
| 1999-09-01 | 8.25 |
| 1999-10-01 | 8.25 |
| 1999-11-01 | 8.37 |
| 1999-12-01 | 8.50 |
| 2000-01-01 | 8.50 |
| 2000-02-01 | 8.73 |
| 2000-03-01 | 8.83 |
| 2000-04-01 | 9.00 |
| 2000-05-01 | 9.24 |
| 2000-06-01 | 9.50 |
| 2000-07-01 | 9.50 |
| 2000-08-01 | 9.50 |
| 2000-09-01 | 9.50 |
| 2000-10-01 | 9.50 |
| 2000-11-01 | 9.50 |
| 2000-12-01 | 9.50 |
| 2001-01-01 | 9.05 |
| 2001-02-01 | 8.50 |
| 2001-03-01 | 8.32 |
| 2001-04-01 | 7.80 |
| 2001-05-01 | 7.24 |
| 2001-06-01 | 6.98 |
| 2001-07-01 | 6.75 |
| 2001-08-01 | 6.67 |
| 2001-09-01 | 6.28 |
| 2001-10-01 | 5.53 |
| 2001-11-01 | 5.10 |
| 2001-12-01 | 4.84 |
| 2002-01-01 | 4.75 |
| 2002-02-01 | 4.75 |
| 2002-03-01 | 4.75 |
| 2002-04-01 | 4.75 |
| 2002-05-01 | 4.75 |
| 2002-06-01 | 4.75 |
| 2002-07-01 | 4.75 |
| 2002-08-01 | 4.75 |
| 2002-09-01 | 4.75 |
| 2002-10-01 | 4.75 |
| 2002-11-01 | 4.35 |
| 2002-12-01 | 4.25 |
| 2003-01-01 | 4.25 |
| 2003-02-01 | 4.25 |
| 2003-03-01 | 4.25 |
| 2003-04-01 | 4.25 |
| 2003-05-01 | 4.25 |
| 2003-06-01 | 4.22 |
| 2003-07-01 | 4.00 |
| 2003-08-01 | 4.00 |
| 2003-09-01 | 4.00 |
| 2003-10-01 | 4.00 |
| 2003-11-01 | 4.00 |
| 2003-12-01 | 4.00 |
| 2004-01-01 | 4.00 |
| 2004-02-01 | 4.00 |
| 2004-03-01 | 4.00 |
| 2004-04-01 | 4.00 |
| 2004-05-01 | 4.00 |
| 2004-06-01 | 4.01 |
| 2004-07-01 | 4.25 |
| 2004-08-01 | 4.43 |
| 2004-09-01 | 4.58 |
| 2004-10-01 | 4.75 |
| 2004-11-01 | 4.93 |
| 2004-12-01 | 5.15 |
| 2005-01-01 | 5.25 |
| 2005-02-01 | 5.49 |
| 2005-03-01 | 5.58 |
| 2005-04-01 | 5.75 |
| 2005-05-01 | 5.98 |
| 2005-06-01 | 6.01 |
| 2005-07-01 | 6.25 |
| 2005-08-01 | 6.44 |
| 2005-09-01 | 6.59 |
| 2005-10-01 | 6.75 |
| 2005-11-01 | 7.00 |
| 2005-12-01 | 7.15 |
| 2006-01-01 | 7.26 |
| 2006-02-01 | 7.50 |
| 2006-03-01 | 7.53 |
| 2006-04-01 | 7.75 |
| 2006-05-01 | 7.93 |
| 2006-06-01 | 8.02 |
| 2006-07-01 | 8.25 |
| 2006-08-01 | 8.25 |
| 2006-09-01 | 8.25 |
| 2006-10-01 | 8.25 |
| 2006-11-01 | 8.25 |
| 2006-12-01 | 8.25 |
| 2007-01-01 | 8.25 |
| 2007-02-01 | 8.25 |
| 2007-03-01 | 8.25 |
| 2007-04-01 | 8.25 |
| 2007-05-01 | 8.25 |
| 2007-06-01 | 8.25 |
| 2007-07-01 | 8.25 |
| 2007-08-01 | 8.25 |
| 2007-09-01 | 8.03 |
| 2007-10-01 | 7.74 |
| 2007-11-01 | 7.50 |
| 2007-12-01 | 7.33 |
| 2008-01-01 | 6.98 |
| 2008-02-01 | 6.00 |
| 2008-03-01 | 5.66 |
| 2008-04-01 | 5.24 |
| 2008-05-01 | 5.00 |
| 2008-06-01 | 5.00 |
| 2008-07-01 | 5.00 |
| 2008-08-01 | 5.00 |
| 2008-09-01 | 5.00 |
| 2008-10-01 | 4.56 |
| 2008-11-01 | 4.00 |
| 2008-12-01 | 3.61 |
| 2009-01-01 | 3.25 |
| 2009-02-01 | 3.25 |
| 2009-03-01 | 3.25 |
| 2009-04-01 | 3.25 |
| 2009-05-01 | 3.25 |
| 2009-06-01 | 3.25 |
| 2009-07-01 | 3.25 |
| 2009-08-01 | 3.25 |
| 2009-09-01 | 3.25 |
| 2009-10-01 | 3.25 |
| 2009-11-01 | 3.25 |
| 2009-12-01 | 3.25 |
| 2010-01-01 | 3.25 |
| 2010-02-01 | 3.25 |
| 2010-03-01 | 3.25 |
| 2010-04-01 | 3.25 |
| 2010-05-01 | 3.25 |
| 2010-06-01 | 3.25 |
| 2010-07-01 | 3.25 |
| 2010-08-01 | 3.25 |
| 2010-09-01 | 3.25 |
| 2010-10-01 | 3.25 |
| 2010-11-01 | 3.25 |
| 2010-12-01 | 3.25 |
| 2011-01-01 | 3.25 |
| 2011-02-01 | 3.25 |
| 2011-03-01 | 3.25 |
| 2011-04-01 | 3.25 |
| 2011-05-01 | 3.25 |
| 2011-06-01 | 3.25 |
| 2011-07-01 | 3.25 |
| 2011-08-01 | 3.25 |
| 2011-09-01 | 3.25 |
| 2011-10-01 | 3.25 |
| 2011-11-01 | 3.25 |
| 2011-12-01 | 3.25 |
| 2012-01-01 | 3.25 |
| 2012-02-01 | 3.25 |
| 2012-03-01 | 3.25 |
| 2012-04-01 | 3.25 |
| 2012-05-01 | 3.25 |
| 2012-06-01 | 3.25 |
| 2012-07-01 | 3.25 |
| 2012-08-01 | 3.25 |
| 2012-09-01 | 3.25 |
| 2012-10-01 | 3.25 |
| 2012-11-01 | 3.25 |
| 2012-12-01 | 3.25 |
| 2013-01-01 | 3.25 |
| 2013-02-01 | 3.25 |
| 2013-03-01 | 3.25 |
| 2013-04-01 | 3.25 |
| 2013-05-01 | 3.25 |
| 2013-06-01 | 3.25 |
| 2013-07-01 | 3.25 |
| 2013-08-01 | 3.25 |
| 2013-09-01 | 3.25 |
| 2013-10-01 | 3.25 |
| 2013-11-01 | 3.25 |
| 2013-12-01 | 3.25 |
| 2014-01-01 | 3.25 |
| 2014-02-01 | 3.25 |
| 2014-03-01 | 3.25 |
| 2014-04-01 | 3.25 |
| 2014-05-01 | 3.25 |
| 2014-06-01 | 3.25 |
| 2014-07-01 | 3.25 |
| 2014-08-01 | 3.25 |
| 2014-09-01 | 3.25 |
| 2014-10-01 | 3.25 |
| 2014-11-01 | 3.25 |
| 2014-12-01 | 3.25 |
| 2015-01-01 | 3.25 |
| 2015-02-01 | 3.25 |
| 2015-03-01 | 3.25 |
| 2015-04-01 | 3.25 |
| 2015-05-01 | 3.25 |
| 2015-06-01 | 3.25 |
| 2015-07-01 | 3.25 |
| 2015-08-01 | 3.25 |
| 2015-09-01 | 3.25 |
| 2015-10-01 | 3.25 |
| 2015-11-01 | 3.25 |
| 2015-12-01 | 3.37 |
| 2016-01-01 | 3.50 |
| 2016-02-01 | 3.50 |
| 2016-03-01 | 3.50 |
| 2016-04-01 | 3.50 |
| 2016-05-01 | 3.50 |
| 2016-06-01 | 3.50 |
| 2016-07-01 | 3.50 |
| 2016-08-01 | 3.50 |
| 2016-09-01 | 3.50 |
| 2016-10-01 | 3.50 |
| 2016-11-01 | 3.50 |
| 2016-12-01 | 3.64 |
| 2017-01-01 | 3.75 |
| 2017-02-01 | 3.75 |
| 2017-03-01 | 3.88 |
| 2017-04-01 | 4.00 |
| 2017-05-01 | 4.00 |
| 2017-06-01 | 4.13 |
| 2017-07-01 | 4.25 |
| 2017-08-01 | 4.25 |
| 2017-09-01 | 4.25 |
| 2017-10-01 | 4.25 |
| 2017-11-01 | 4.25 |
| 2017-12-01 | 4.40 |
| 2018-01-01 | 4.50 |
| 2018-02-01 | 4.50 |
| 2018-03-01 | 4.58 |
| 2018-04-01 | 4.75 |
| 2018-05-01 | 4.75 |
| 2018-06-01 | 4.89 |
| 2018-07-01 | 5.00 |
| 2018-08-01 | 5.00 |
| 2018-09-01 | 5.03 |
| 2018-10-01 | 5.25 |
| 2018-11-01 | 5.25 |
| 2018-12-01 | 5.35 |
| 2019-01-01 | 5.50 |
The graphical representation of the monthly data bank prime rate since 1975 is as follows:
The monthly data for 10-year Treasury bond yield since 1975 is as follows:
| Date | 10-year Treasury bond yield: monthly |
| 1975-01-01 | 7.50 |
| 1975-02-01 | 7.39 |
| 1975-03-01 | 7.73 |
| 1975-04-01 | 8.23 |
| 1975-05-01 | 8.06 |
| 1975-06-01 | 7.86 |
| 1975-07-01 | 8.06 |
| 1975-08-01 | 8.40 |
| 1975-09-01 | 8.43 |
| 1975-10-01 | 8.14 |
| 1975-11-01 | 8.05 |
| 1975-12-01 | 8.00 |
| 1976-01-01 | 7.74 |
| 1976-02-01 | 7.79 |
| 1976-03-01 | 7.73 |
| 1976-04-01 | 7.56 |
| 1976-05-01 | 7.90 |
| 1976-06-01 | 7.86 |
| 1976-07-01 | 7.83 |
| 1976-08-01 | 7.77 |
| 1976-09-01 | 7.59 |
| 1976-10-01 | 7.41 |
| 1976-11-01 | 7.29 |
| 1976-12-01 | 6.87 |
| 1977-01-01 | 7.21 |
| 1977-02-01 | 7.39 |
| 1977-03-01 | 7.46 |
| 1977-04-01 | 7.37 |
| 1977-05-01 | 7.46 |
| 1977-06-01 | 7.28 |
| 1977-07-01 | 7.33 |
| 1977-08-01 | 7.40 |
| 1977-09-01 | 7.34 |
| 1977-10-01 | 7.52 |
| 1977-11-01 | 7.58 |
| 1977-12-01 | 7.69 |
| 1978-01-01 | 7.96 |
| 1978-02-01 | 8.03 |
| 1978-03-01 | 8.04 |
| 1978-04-01 | 8.15 |
| 1978-05-01 | 8.35 |
| 1978-06-01 | 8.46 |
| 1978-07-01 | 8.64 |
| 1978-08-01 | 8.41 |
| 1978-09-01 | 8.42 |
| 1978-10-01 | 8.64 |
| 1978-11-01 | 8.81 |
| 1978-12-01 | 9.01 |
| 1979-01-01 | 9.10 |
| 1979-02-01 | 9.10 |
| 1979-03-01 | 9.12 |
| 1979-04-01 | 9.18 |
| 1979-05-01 | 9.25 |
| 1979-06-01 | 8.91 |
| 1979-07-01 | 8.95 |
| 1979-08-01 | 9.03 |
| 1979-09-01 | 9.33 |
| 1979-10-01 | 10.30 |
| 1979-11-01 | 10.65 |
| 1979-12-01 | 10.39 |
| 1980-01-01 | 10.80 |
| 1980-02-01 | 12.41 |
| 1980-03-01 | 12.75 |
| 1980-04-01 | 11.47 |
| 1980-05-01 | 10.18 |
| 1980-06-01 | 9.78 |
| 1980-07-01 | 10.25 |
| 1980-08-01 | 11.10 |
| 1980-09-01 | 11.51 |
| 1980-10-01 | 11.75 |
| 1980-11-01 | 12.68 |
| 1980-12-01 | 12.84 |
| 1981-01-01 | 12.57 |
| 1981-02-01 | 13.19 |
| 1981-03-01 | 13.12 |
| 1981-04-01 | 13.68 |
| 1981-05-01 | 14.10 |
| 1981-06-01 | 13.47 |
| 1981-07-01 | 14.28 |
| 1981-08-01 | 14.94 |
| 1981-09-01 | 15.32 |
| 1981-10-01 | 15.15 |
| 1981-11-01 | 13.39 |
| 1981-12-01 | 13.72 |
| 1982-01-01 | 14.59 |
| 1982-02-01 | 14.43 |
| 1982-03-01 | 13.86 |
| 1982-04-01 | 13.87 |
| 1982-05-01 | 13.62 |
| 1982-06-01 | 14.30 |
| 1982-07-01 | 13.95 |
| 1982-08-01 | 13.06 |
| 1982-09-01 | 12.34 |
| 1982-10-01 | 10.91 |
| 1982-11-01 | 10.55 |
| 1982-12-01 | 10.54 |
| 1983-01-01 | 10.46 |
| 1983-02-01 | 10.72 |
| 1983-03-01 | 10.51 |
| 1983-04-01 | 10.40 |
| 1983-05-01 | 10.38 |
| 1983-06-01 | 10.85 |
| 1983-07-01 | 11.38 |
| 1983-08-01 | 11.85 |
| 1983-09-01 | 11.65 |
| 1983-10-01 | 11.54 |
| 1983-11-01 | 11.69 |
| 1983-12-01 | 11.83 |
| 1984-01-01 | 11.67 |
| 1984-02-01 | 11.84 |
| 1984-03-01 | 12.32 |
| 1984-04-01 | 12.63 |
| 1984-05-01 | 13.41 |
| 1984-06-01 | 13.56 |
| 1984-07-01 | 13.36 |
| 1984-08-01 | 12.72 |
| 1984-09-01 | 12.52 |
| 1984-10-01 | 12.16 |
| 1984-11-01 | 11.57 |
| 1984-12-01 | 11.50 |
| 1985-01-01 | 11.38 |
| 1985-02-01 | 11.51 |
| 1985-03-01 | 11.86 |
| 1985-04-01 | 11.43 |
| 1985-05-01 | 10.85 |
| 1985-06-01 | 10.16 |
| 1985-07-01 | 10.31 |
| 1985-08-01 | 10.33 |
| 1985-09-01 | 10.37 |
| 1985-10-01 | 10.24 |
| 1985-11-01 | 9.78 |
| 1985-12-01 | 9.26 |
| 1986-01-01 | 9.19 |
| 1986-02-01 | 8.70 |
| 1986-03-01 | 7.78 |
| 1986-04-01 | 7.30 |
| 1986-05-01 | 7.71 |
| 1986-06-01 | 7.80 |
| 1986-07-01 | 7.30 |
| 1986-08-01 | 7.17 |
| 1986-09-01 | 7.45 |
| 1986-10-01 | 7.43 |
| 1986-11-01 | 7.25 |
| 1986-12-01 | 7.11 |
| 1987-01-01 | 7.08 |
| 1987-02-01 | 7.25 |
| 1987-03-01 | 7.25 |
| 1987-04-01 | 8.02 |
| 1987-05-01 | 8.61 |
| 1987-06-01 | 8.40 |
| 1987-07-01 | 8.45 |
| 1987-08-01 | 8.76 |
| 1987-09-01 | 9.42 |
| 1987-10-01 | 9.52 |
| 1987-11-01 | 8.86 |
| 1987-12-01 | 8.99 |
| 1988-01-01 | 8.67 |
| 1988-02-01 | 8.21 |
| 1988-03-01 | 8.37 |
| 1988-04-01 | 8.72 |
| 1988-05-01 | 9.09 |
| 1988-06-01 | 8.92 |
| 1988-07-01 | 9.06 |
| 1988-08-01 | 9.26 |
| 1988-09-01 | 8.98 |
| 1988-10-01 | 8.80 |
| 1988-11-01 | 8.96 |
| 1988-12-01 | 9.11 |
| 1989-01-01 | 9.09 |
| 1989-02-01 | 9.17 |
| 1989-03-01 | 9.36 |
| 1989-04-01 | 9.18 |
| 1989-05-01 | 8.86 |
| 1989-06-01 | 8.28 |
| 1989-07-01 | 8.02 |
| 1989-08-01 | 8.11 |
| 1989-09-01 | 8.19 |
| 1989-10-01 | 8.01 |
| 1989-11-01 | 7.87 |
| 1989-12-01 | 7.84 |
| 1990-01-01 | 8.21 |
| 1990-02-01 | 8.47 |
| 1990-03-01 | 8.59 |
| 1990-04-01 | 8.79 |
| 1990-05-01 | 8.76 |
| 1990-06-01 | 8.48 |
| 1990-07-01 | 8.47 |
| 1990-08-01 | 8.75 |
| 1990-09-01 | 8.89 |
| 1990-10-01 | 8.72 |
| 1990-11-01 | 8.39 |
| 1990-12-01 | 8.08 |
| 1991-01-01 | 8.09 |
| 1991-02-01 | 7.85 |
| 1991-03-01 | 8.11 |
| 1991-04-01 | 8.04 |
| 1991-05-01 | 8.07 |
| 1991-06-01 | 8.28 |
| 1991-07-01 | 8.27 |
| 1991-08-01 | 7.90 |
| 1991-09-01 | 7.65 |
| 1991-10-01 | 7.53 |
| 1991-11-01 | 7.42 |
| 1991-12-01 | 7.09 |
| 1992-01-01 | 7.03 |
| 1992-02-01 | 7.34 |
| 1992-03-01 | 7.54 |
| 1992-04-01 | 7.48 |
| 1992-05-01 | 7.39 |
| 1992-06-01 | 7.26 |
| 1992-07-01 | 6.84 |
| 1992-08-01 | 6.59 |
| 1992-09-01 | 6.42 |
| 1992-10-01 | 6.59 |
| 1992-11-01 | 6.87 |
| 1992-12-01 | 6.77 |
| 1993-01-01 | 6.60 |
| 1993-02-01 | 6.26 |
| 1993-03-01 | 5.98 |
| 1993-04-01 | 5.97 |
| 1993-05-01 | 6.04 |
| 1993-06-01 | 5.96 |
| 1993-07-01 | 5.81 |
| 1993-08-01 | 5.68 |
| 1993-09-01 | 5.36 |
| 1993-10-01 | 5.33 |
| 1993-11-01 | 5.72 |
| 1993-12-01 | 5.77 |
| 1994-01-01 | 5.75 |
| 1994-02-01 | 5.97 |
| 1994-03-01 | 6.48 |
| 1994-04-01 | 6.97 |
| 1994-05-01 | 7.18 |
| 1994-06-01 | 7.10 |
| 1994-07-01 | 7.30 |
| 1994-08-01 | 7.24 |
| 1994-09-01 | 7.46 |
| 1994-10-01 | 7.74 |
| 1994-11-01 | 7.96 |
| 1994-12-01 | 7.81 |
| 1995-01-01 | 7.78 |
| 1995-02-01 | 7.47 |
| 1995-03-01 | 7.20 |
| 1995-04-01 | 7.06 |
| 1995-05-01 | 6.63 |
| 1995-06-01 | 6.17 |
| 1995-07-01 | 6.28 |
| 1995-08-01 | 6.49 |
| 1995-09-01 | 6.20 |
| 1995-10-01 | 6.04 |
| 1995-11-01 | 5.93 |
| 1995-12-01 | 5.71 |
| 1996-01-01 | 5.65 |
| 1996-02-01 | 5.81 |
| 1996-03-01 | 6.27 |
| 1996-04-01 | 6.51 |
| 1996-05-01 | 6.74 |
| 1996-06-01 | 6.91 |
| 1996-07-01 | 6.87 |
| 1996-08-01 | 6.64 |
| 1996-09-01 | 6.83 |
| 1996-10-01 | 6.53 |
| 1996-11-01 | 6.20 |
| 1996-12-01 | 6.30 |
| 1997-01-01 | 6.58 |
| 1997-02-01 | 6.42 |
| 1997-03-01 | 6.69 |
| 1997-04-01 | 6.89 |
| 1997-05-01 | 6.71 |
| 1997-06-01 | 6.49 |
| 1997-07-01 | 6.22 |
| 1997-08-01 | 6.30 |
| 1997-09-01 | 6.21 |
| 1997-10-01 | 6.03 |
| 1997-11-01 | 5.88 |
| 1997-12-01 | 5.81 |
| 1998-01-01 | 5.54 |
| 1998-02-01 | 5.57 |
| 1998-03-01 | 5.65 |
| 1998-04-01 | 5.64 |
| 1998-05-01 | 5.65 |
| 1998-06-01 | 5.50 |
| 1998-07-01 | 5.46 |
| 1998-08-01 | 5.34 |
| 1998-09-01 | 4.81 |
| 1998-10-01 | 4.53 |
| 1998-11-01 | 4.83 |
| 1998-12-01 | 4.65 |
| 1999-01-01 | 4.72 |
| 1999-02-01 | 5.00 |
| 1999-03-01 | 5.23 |
| 1999-04-01 | 5.18 |
| 1999-05-01 | 5.54 |
| 1999-06-01 | 5.90 |
| 1999-07-01 | 5.79 |
| 1999-08-01 | 5.94 |
| 1999-09-01 | 5.92 |
| 1999-10-01 | 6.11 |
| 1999-11-01 | 6.03 |
| 1999-12-01 | 6.28 |
| 2000-01-01 | 6.66 |
| 2000-02-01 | 6.52 |
| 2000-03-01 | 6.26 |
| 2000-04-01 | 5.99 |
| 2000-05-01 | 6.44 |
| 2000-06-01 | 6.10 |
| 2000-07-01 | 6.05 |
| 2000-08-01 | 5.83 |
| 2000-09-01 | 5.80 |
| 2000-10-01 | 5.74 |
| 2000-11-01 | 5.72 |
| 2000-12-01 | 5.24 |
| 2001-01-01 | 5.16 |
| 2001-02-01 | 5.10 |
| 2001-03-01 | 4.89 |
| 2001-04-01 | 5.14 |
| 2001-05-01 | 5.39 |
| 2001-06-01 | 5.28 |
| 2001-07-01 | 5.24 |
| 2001-08-01 | 4.97 |
| 2001-09-01 | 4.73 |
| 2001-10-01 | 4.57 |
| 2001-11-01 | 4.65 |
| 2001-12-01 | 5.09 |
| 2002-01-01 | 5.04 |
| 2002-02-01 | 4.91 |
| 2002-03-01 | 5.28 |
| 2002-04-01 | 5.21 |
| 2002-05-01 | 5.16 |
| 2002-06-01 | 4.93 |
| 2002-07-01 | 4.65 |
| 2002-08-01 | 4.26 |
| 2002-09-01 | 3.87 |
| 2002-10-01 | 3.94 |
| 2002-11-01 | 4.05 |
| 2002-12-01 | 4.03 |
| 2003-01-01 | 4.05 |
| 2003-02-01 | 3.90 |
| 2003-03-01 | 3.81 |
| 2003-04-01 | 3.96 |
| 2003-05-01 | 3.57 |
| 2003-06-01 | 3.33 |
| 2003-07-01 | 3.98 |
| 2003-08-01 | 4.45 |
| 2003-09-01 | 4.27 |
| 2003-10-01 | 4.29 |
| 2003-11-01 | 4.30 |
| 2003-12-01 | 4.27 |
| 2004-01-01 | 4.15 |
| 2004-02-01 | 4.08 |
| 2004-03-01 | 3.83 |
| 2004-04-01 | 4.35 |
| 2004-05-01 | 4.72 |
| 2004-06-01 | 4.73 |
| 2004-07-01 | 4.50 |
| 2004-08-01 | 4.28 |
| 2004-09-01 | 4.13 |
| 2004-10-01 | 4.10 |
| 2004-11-01 | 4.19 |
| 2004-12-01 | 4.23 |
| 2005-01-01 | 4.22 |
| 2005-02-01 | 4.17 |
| 2005-03-01 | 4.50 |
| 2005-04-01 | 4.34 |
| 2005-05-01 | 4.14 |
| 2005-06-01 | 4.00 |
| 2005-07-01 | 4.18 |
| 2005-08-01 | 4.26 |
| 2005-09-01 | 4.20 |
| 2005-10-01 | 4.46 |
| 2005-11-01 | 4.54 |
| 2005-12-01 | 4.47 |
| 2006-01-01 | 4.42 |
| 2006-02-01 | 4.57 |
| 2006-03-01 | 4.72 |
| 2006-04-01 | 4.99 |
| 2006-05-01 | 5.11 |
| 2006-06-01 | 5.11 |
| 2006-07-01 | 5.09 |
| 2006-08-01 | 4.88 |
| 2006-09-01 | 4.72 |
| 2006-10-01 | 4.73 |
| 2006-11-01 | 4.60 |
| 2006-12-01 | 4.56 |
| 2007-01-01 | 4.76 |
| 2007-02-01 | 4.72 |
| 2007-03-01 | 4.56 |
| 2007-04-01 | 4.69 |
| 2007-05-01 | 4.75 |
| 2007-06-01 | 5.10 |
| 2007-07-01 | 5.00 |
| 2007-08-01 | 4.67 |
| 2007-09-01 | 4.52 |
| 2007-10-01 | 4.53 |
| 2007-11-01 | 4.15 |
| 2007-12-01 | 4.10 |
| 2008-01-01 | 3.74 |
| 2008-02-01 | 3.74 |
| 2008-03-01 | 3.51 |
| 2008-04-01 | 3.68 |
| 2008-05-01 | 3.88 |
| 2008-06-01 | 4.10 |
| 2008-07-01 | 4.01 |
| 2008-08-01 | 3.89 |
| 2008-09-01 | 3.69 |
| 2008-10-01 | 3.81 |
| 2008-11-01 | 3.53 |
| 2008-12-01 | 2.42 |
| 2009-01-01 | 2.52 |
| 2009-02-01 | 2.87 |
| 2009-03-01 | 2.82 |
| 2009-04-01 | 2.93 |
| 2009-05-01 | 3.29 |
| 2009-06-01 | 3.72 |
| 2009-07-01 | 3.56 |
| 2009-08-01 | 3.59 |
| 2009-09-01 | 3.40 |
| 2009-10-01 | 3.39 |
| 2009-11-01 | 3.40 |
| 2009-12-01 | 3.59 |
| 2010-01-01 | 3.73 |
| 2010-02-01 | 3.69 |
| 2010-03-01 | 3.73 |
| 2010-04-01 | 3.85 |
| 2010-05-01 | 3.42 |
| 2010-06-01 | 3.20 |
| 2010-07-01 | 3.01 |
| 2010-08-01 | 2.70 |
| 2010-09-01 | 2.65 |
| 2010-10-01 | 2.54 |
| 2010-11-01 | 2.76 |
| 2010-12-01 | 3.29 |
| 2011-01-01 | 3.39 |
| 2011-02-01 | 3.58 |
| 2011-03-01 | 3.41 |
| 2011-04-01 | 3.46 |
| 2011-05-01 | 3.17 |
| 2011-06-01 | 3.00 |
| 2011-07-01 | 3.00 |
| 2011-08-01 | 2.30 |
| 2011-09-01 | 1.98 |
| 2011-10-01 | 2.15 |
| 2011-11-01 | 2.01 |
| 2011-12-01 | 1.98 |
| 2012-01-01 | 1.97 |
| 2012-02-01 | 1.97 |
| 2012-03-01 | 2.17 |
| 2012-04-01 | 2.05 |
| 2012-05-01 | 1.80 |
| 2012-06-01 | 1.62 |
| 2012-07-01 | 1.53 |
| 2012-08-01 | 1.68 |
| 2012-09-01 | 1.72 |
| 2012-10-01 | 1.75 |
| 2012-11-01 | 1.65 |
| 2012-12-01 | 1.72 |
| 2013-01-01 | 1.91 |
| 2013-02-01 | 1.98 |
| 2013-03-01 | 1.96 |
| 2013-04-01 | 1.76 |
| 2013-05-01 | 1.93 |
| 2013-06-01 | 2.30 |
| 2013-07-01 | 2.58 |
| 2013-08-01 | 2.74 |
| 2013-09-01 | 2.81 |
| 2013-10-01 | 2.62 |
| 2013-11-01 | 2.72 |
| 2013-12-01 | 2.90 |
| 2014-01-01 | 2.86 |
| 2014-02-01 | 2.71 |
| 2014-03-01 | 2.72 |
| 2014-04-01 | 2.71 |
| 2014-05-01 | 2.56 |
| 2014-06-01 | 2.60 |
| 2014-07-01 | 2.54 |
| 2014-08-01 | 2.42 |
| 2014-09-01 | 2.53 |
| 2014-10-01 | 2.30 |
| 2014-11-01 | 2.33 |
| 2014-12-01 | 2.21 |
| 2015-01-01 | 1.88 |
| 2015-02-01 | 1.98 |
| 2015-03-01 | 2.04 |
| 2015-04-01 | 1.94 |
| 2015-05-01 | 2.20 |
| 2015-06-01 | 2.36 |
| 2015-07-01 | 2.32 |
| 2015-08-01 | 2.17 |
| 2015-09-01 | 2.17 |
| 2015-10-01 | 2.07 |
| 2015-11-01 | 2.26 |
| 2015-12-01 | 2.24 |
| 2016-01-01 | 2.09 |
| 2016-02-01 | 1.78 |
| 2016-03-01 | 1.89 |
| 2016-04-01 | 1.81 |
| 2016-05-01 | 1.81 |
| 2016-06-01 | 1.64 |
| 2016-07-01 | 1.50 |
| 2016-08-01 | 1.56 |
| 2016-09-01 | 1.63 |
| 2016-10-01 | 1.76 |
| 2016-11-01 | 2.14 |
| 2016-12-01 | 2.49 |
| 2017-01-01 | 2.43 |
| 2017-02-01 | 2.42 |
| 2017-03-01 | 2.48 |
| 2017-04-01 | 2.30 |
| 2017-05-01 | 2.30 |
| 2017-06-01 | 2.19 |
| 2017-07-01 | 2.32 |
| 2017-08-01 | 2.21 |
| 2017-09-01 | 2.20 |
| 2017-10-01 | 2.36 |
| 2017-11-01 | 2.35 |
| 2017-12-01 | 2.40 |
| 2018-01-01 | 2.58 |
| 2018-02-01 | 2.86 |
| 2018-03-01 | 2.84 |
| 2018-04-01 | 2.87 |
| 2018-05-01 | 2.98 |
| 2018-06-01 | 2.91 |
| 2018-07-01 | 2.89 |
| 2018-08-01 | 2.89 |
| 2018-09-01 | 3.00 |
| 2018-10-01 | 3.15 |
| 2018-11-01 | 3.12 |
| 2018-12-01 | 2.83 |
| 2019-01-01 | 2.71 |
The graphical representation of the monthly data for the 10-year Treasury bond yield since 1975 is as follows:
From the above diagrams, it is concluded that the prime rate charged by banks tends to be the highest and the interest rate on three-month Treasury bills tends to be the lowest.
The remaining three interest rates, that is, the yield on high-grade corporate bonds, the 30-year conventional mortgage rate, and the yield on ten-year Treasury bonds move together.
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For each of the following pairs, which bond would you expect to pay a higher interest rate? Explain!
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Chapter 4 Solutions
Macroeconomics
Ch. 4 - Prob. 1RQCh. 4 - Prob. 2RQCh. 4 - Prob. 3RQCh. 4 - Prob. 4RQCh. 4 - Prob. 5RQCh. 4 - Prob. 6RQCh. 4 - Prob. 7RQCh. 4 - Prob. 8RQCh. 4 - Prob. 9RQCh. 4 - Prob. 10RQ
Ch. 4 - Prob. 1NPCh. 4 - Prob. 2NPCh. 4 - Prob. 3NPCh. 4 - Prob. 4NPCh. 4 - Prob. 5NPCh. 4 - Prob. 6NPCh. 4 - Prob. 7NPCh. 4 - Prob. 8NPCh. 4 - Prob. 9NPCh. 4 - Prob. 1APCh. 4 - Prob. 2APCh. 4 - Prob. 3APCh. 4 - Prob. 4APCh. 4 - Prob. 5APCh. 4 - Prob. 6APCh. 4 - Prob. 7APCh. 4 - Prob. 5WWMDCh. 4 - Prob. 6WWMD
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Similar questions
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