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PFIN Online, 1 term (6 months) Printed Access Card for Billingsley/Gitman/Joehnk's PFIN 6
6th Edition
ISBN: 9781337118026
Author: Randall Billingsley, Lawrence J. Gitman, Michael D. Joehnk
Publisher: Cengage Learning
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Question
Chapter 6, Problem 6LO
Summary Introduction
To discuss: The steps to be taken by Person C to improve the FICO score.
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Students have asked these similar questions
Should this person open a credit card account? If they do decide to open the new credit card account, what’s one thing this individual should monitor or use caution?
Should this person open a credit card account? If they do decide to open the new credit card account, what’s one thing this individual should monitor?
Which of the following would result in a soft credit inquiry?
mortgage loan application
O background check for employment
credit card application
car loan application
Chapter 6 Solutions
PFIN Online, 1 term (6 months) Printed Access Card for Billingsley/Gitman/Joehnk's PFIN 6
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- Obtaining credit begins with you. After you complete a credit application, the lender decides if you are a good risk. Agencies that collect credit information about individuals are called credit bureaus. For a fee, they provide information about you that lenders need to decide if you are a good risk. The information you provide on your application is checked against the information the credit bureaus have collected about you. Why is your credit application approved or denied? ооооо Good news-your credit application was approved. What are the major factors about you that the lender used to evaluate your creditworthiness? Check all that apply. оооо APPROVED Physical appearance Character Political affiliation Capacity Religion 0000 MEGACREDIT Capital Extra 199 SIE TEL Your friend recently applied for credit and was turned down. Why was your friend probably denied credit? Check all that apply. History of personal bankruptcy FICO score greater than 850 Absence of checking, savings, or other…arrow_forwardWhy should you and should not sign a personal guarantee for a business loan?arrow_forwardCan you go to jail for not paying your credit loan? Explain carefullyarrow_forward
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