Organizational Task 3

most Americans. For about half of what the U.S. pays per person for healthcare, the NHS covers

Steven Brill feels that American health care is eating away at our economy and our treasury and discusses the costs associated with the provision of health care services in the U.S.. The article explores the medical world through the medical expenses incurred by a 64-year-old Janice S., Sean Recchi, A 42-year-old from Lancaster, Ohio and several other egregiously billed patients. The article poses the question: why exactly are the medical bills so high; in particular hospital bills?

With the current healthcare system in the United States there are many people who do not have health insurance due to cost.

However, the most common way used worldwide is with payroll deductions, very similar to how it is done in the U.S. In our country most people pay for healthcare insurance by having the cost deducted from their payroll check and often their employer matches the deduction in some way. In those other countries that use payroll deduction instead of the money deduced from the payroll going to an insurance company the deduction goes to the government healthcare system (Berk, 2007).

In the U.K., with a Universal healthcare system in place, 92% of its citizens have no cost of healthcare because it is Publicly funded (meaning that the medical decisions are left to the patients and the doctors), where 8% of the population uses a private health care to mainly supplement the public service. “In United Kingdom, the annual cost of health care per capita is $2,317.” http://www.visualeconomics.com/healthcare-costs-around-the-world_2010-03-01/#ixzz12f6wTmBz

So why don’t these people get insurance? Well, as is so often quoted, “money makes the world go round.” When it comes to health insurance however, it is not the world, but only America that seems to have a problem with providing health care for a reasonable price to its citizens. 55 percent of uninsured people answered that the reason they are without the safety of insurance is the reason everyone expects--they cannot afford it (NRHA 1).

One of the issues that is widely discussed and debated concerning the United States economy is the healthcare system. Unlike in the majority of developed and developing countries, the healthcare system in the United States is not public, meaning that the state does not provide free or cheap healthcare services. This paper addresses many of the factors contributing to the rising cost of healthcare.

In contrast to the United States, Great Britain has a health care system that is focused on the delivery of health care as a human right. Because of this model health insurance is universal for all citizens allowing everyone to have access to care. According to Sick Around the World produced by Jon Palfreman (2008), Great Britain runs a system that allows their people to never receive medical bills. Instead, Great Britain has implemented a national health system where the government runs and regulates the delivery of health care (Shi & Singh, 2013, p. 20). They have universal coverage where all citizens have access to health care under the national health system (Thorlby & Arora, 2016, p. 49). People living in Great Britain can also choose to pay for their own private insurance but only a small number of people select to do so.

become available. In 2009, the number of uninsured Americans was close to fifty million. In an economy where unemployment is at an all time high, millions of Americans are without

The cost of health insurance has changed drastically over the years as it has become more expensive. Depending on personal characteristic, the cost of health insurance may vary. For instance, as individuals grow older the more expensive it becomes. In this case, health insurance is more costly because “older individuals require more health care” therefore “the cost of providing health care is rising” (Madura &Atlantic, 2012). Not only does this affect the high cost of health insurance, but the number of individuals uninsured. As stated by Madura and Atlantic (2012), “about one in every five workers is uninsured” and has increased since then because health insurance has become unaffordable. As a result, individuals tend to seek health care elsewhere as they can no longer

It is estimated there are between 20,000 and 45,000 deaths a year due to lack of health insurance. “The uninsured have a higher risk of death when compared to the privately insured…”, Andrew Wilper, M.D. Isn’t that sad? There shouldn’t be long hours of waiting before a patient can be treated just because he or she is uninsured. If it is an urgent matter, then we all should get equal treatment, don’t you

Someone without health coverage are less likely to receive preventative care and therefore more likely to become ill which increases medical costs, [1].

In addition, health care industry can affect every living person in United State in one way or another. For instance, the uninsured are excluded from services, charged more for medical services and die when medical care could have saved them(Berkin, 2012). America is known to have some of the best doctors, and healthcare facilities in the World, however two thirds of our country do not have an access to health insurance, or cannot afford it(Berkin, 2012). The Right to Health Care notes that the United States is one of the few, if not, only, developed nation in the world that does not guarantee

Financial burdens greatly limit the system’s accessibility; however, many in the U.S. are unable to fully utilize either option. Census estimates from 1999 indicate that 43 million Americans live without health insurance even though 75 percent of them have a full-time job or live in a household with at least one member working full-time (Mueller, , 5) In addition to the totally uninsured, census estimates also reveal that approximately 42 million other people in the U.S. are underinsured. This means that they have some insurance, but are still unable to afford all of their needed prescriptions, tests, visits to physicians, or hospital

According to World Health Organization, “Universal Health Coverage means that all people and communities can use the promotive, preventive, curative, rehabilitative and palliative health services they need, of sufficient quality to be effective, while also ensuring that the use of these services does not expose the user to financial hardship”. (WHO.int) By doing so, we give the people the opportunity to be equal to the rest of the society. Since the cost of a healthcare plan is beyond most people’s budget in the United States, the average person spends more money on healthcare insurance than groceries and housing together. This condition leads many to have no coverage at all. In fact, there are over 45 million uninsured residents in the U.S. in it