Week 1 Quiz

The Department of Housing and Urban Development's proposed rule on disparate impact will:Question 1 options: Be permanently tabled Have no significance Go into effect shortly after publishing Never go into effectQuestion 2 (1 point) Who invented the credit scoring model most banks rely on for mortgage lending?Question 2 options: Fair Isaac Corporation (FICO) Fair Housing Administration Urban Institute Secondary mortgage marketQuestion 3 (1 point) In 2019, how much did the L.G.B.T.Q. client base of Better.com increase in terms of married couples?Question 3 options: Remained the same Increased by 500% Doubled Increased tenfoldQuestion 4 (1 point) The Fair Housing Act of 1968 prohibits lenders from considering which factors in mortgage underwriting?Question 4 options: Race High school attended Social media profile Vacation spotsQuestion 5 (1 point) Which company originated 98 percent of its mortgages using a digital platform last year?Question 5 options: Roostify Quicken Loans Better.com…

QUESTION 26 In the case of a recession, the Federal Reserve (Central Bank) to stimulate demand and the economy, it may   a. Increase infrastructure spending by building bridges and highways   b. Reduce taxes   c. Lower interest rates   d. Raise interest rates   QUESTION 27 About 70% of Coca Cola revenues and profits come from sales outside the US. Therefore as the US currency loses value relative to the other main international currencies like the Japanese yen, euro, British pound, Korean won and as Coca Cola sales revenues and profits increase overseas then most likely   a. Coca Cola profit denominated in American dollars decreases   b. Coca Cola profit denominated in American dollars increases     c. Coca Cola profit denominated in foreign currencies decreases     d. None of the above QUESTION 28 According to Engel’s Law, if a family income rises from $500 to $700, then we expect that approximately   a. money spent…

4 points QUESTION 14 What is a risk that a CMBS investor faces that an agency MBS investor avoids? A. Default risk OB. Prepayment risk OC. Interest rate risk D. Inflation risk

4.3 Briefly describe the term circular flow (2) 4.4 Explain the role of the factor market in the circular flow? Discuss the interaction between household and firms in the economy (2x2) 4.5 (4) QUESTION 5: Study the graph below and answer the questions that follow. RAND TUMBLES TO 3-WEEK LOw. STOCKS FALL AS EARNINGS DISAPPOINT At 1600 GMT the rand was 2.2% weaker at R16.91 per dollar, its weakest since Jul Source : https://www.moneyweb.co.za/news-fast-news/rand-tumbles-to-3-week-I stocks-fall-as-earnings-disappoint/ 5.1 Identify the market above 5.2 List any type of notes used by South Africa Reserve Bank 5.3 Briefly describe the term market. GAUTENG PROVINCE © Gauteng Department of Education URKO SUTH CA

QUESTION 2 (Part) Marie from question 1 expected to have a substantial income tax liability for the 2023 income year and shortly before 30 June 2023 wanted to adopt some tax planning strategies to reduce that liability. She considered the following two suggestions. ... The second alternative suggestion was a “tax effective” investment scheme that Marie heard about at a city wine bar that was a “certainty” to reduce her income tax liability. The investment was marketed by a brochure that highlighted its tax advantages and was widely  promoted by a cattle investment company. It involves a cattle breeding program under which an investor agrees to lease from the cattle investment company some cows for breeding purposes and pays leasing fees for this, and then makes income from the sale of bred cattle. The initial lease period is two years during which the investor engages a cattle management company to manage the cows for breeding purposes and pays management fees for these services. An…

Subject: Logistic Management Q#6) What is Porters Power Model explain with example? Q#7) What is risk management & mitigation explain with example?

Question No. 01: You are planning to start a new restaurant by the name of “Chai Wageria” where you need to evaluate the macro environment, evaluate 4P’s, what will be your target market and segmentation and what value and usp you will provide to your customers.

QUESTION 1 The following table provides yearly rate of returns on Dell and on IBM from 2020 to 2023: Year 2020 2021 2022 2023 Return on Dell Return on IBM 18 12 8 10 8 9 15 12 1.1 Calculate the variance of the return on Dell and the variance of the return on IBM. Is the return on Dell more volatile than that on IBM? Why? 1.2 Calculate the Return per unit of Risk Criterion (RRC) on Dell and on IBM (Hint: RRC = Mean Return/Standard Deviation); 1.8 Would you invest in Dell or IBM? Why or why not? QUESTION 2 The following table contains yearly productivity and wage at ABC Corporation from 2020 to 2023: Year 2020 2021 2022 2023 Productivity (%) 11 13 14 18 Wage ($/hour) 5 6 7 10 2.1 Calculate the variance of productivity and the variance of wage; 2.2 Calculate the covariance between productivity and wage. Is the relationship between productivity and wage negative? Why or why not? 2.8 Calculate the coefficient of correlation between productivity and wage. Is the relationship between…

Q3. Assume you are the manager of a financial institution. How would you structure your balance sheet using the maturity gap model if you expected interest rates to decrease? Choose the correct option  1. It would depend on the volatility of the market interest rates. 2. It would depend on the FI’s leverage level.   3. It would depend on the financial institution’s current profitability.   4. It would create a negative maturity gap.   5. It would create a positive maturity gap.

Question 1: In large firms, financial activity is usually associated with which top officer? What are the roles of this top officer?

QUESTION II: X–OPOLY, INC. X-Opoly, Inc., was founded by two first-year college students to produce a knockoff real estate board game similar to the popular Parker Brothers; game Monopoly®.  Initially, the partners started the company just to produce a board game based on popular local landmarks in their small college town, as a way to help pay for their college expenses.  However, the game was a big success and because they enjoyed running their own business, they decided to pursue the business full-time after graduation. X-Opoly has grown rapidly over the last couple of years, designing and producing custom real estate trading games for universities, municipalities, chambers of commerce, and lately even some businesses.  Orders range from a couple of hundred games to an occasional order for several thousand.  This year X-Opoly expects to sell 50,000 units and projects that its sales will grow 25 percent annually for the next five years. X-Opoly’s orders are either for a new game…

Question 5 In the context of account classification, which of the following is a benefit of single-factor analysis? O It employs a matrix system. O It is used for goal setting. It requires no data manipulation. O It provides equal weightage to all categories of accounts. O It uses statistical analysis.

Question 1 The monthly demand of a company is showed below, please use the static method to forecast the demand for Year 6. Sales Year 1 Year 2 Year 3 Year 4 Year 5 JAN 2,000 3,000 2,000 5,000 5,000 FEB 3,000 4,000 5,000 4,000 2,000 MAR 3,000 3,000 5,000 4,000 3,000 APR 3,000 5,000 3,000 2,000 2,000 MAY 4,000 5,000 4,000 5,000 7,000 JUN 6,000 8,000 6,000 7,000 6,000 JUL 7,000 3,000 7,000 10,000 8,000 AUG 6,000 8,000 10,000 14,000 10,000 SEP 10,000 12,000 15,000 16,000 20,000 OCT 12,000 12,000 15,000 16,000 20,000 NOV 14,000 16,000 18,000 20,000 22,000 DEC 8,000 10,000 8,000 12,000 8,000 Total 78,000 89,000 98,000 115,000 113,000

Question: We know to predict the SSN number in the US if you were to take up a project/ research/work for a company that wants to predict aadhaar number in India, what are the steps that you can try? Explain if it is possible or not possible? If you can, how and if you can't, why not?

Question 4 The below data represent the advertising expenditure and sales of Little Liu Ltd from year 2008 to 2017.   Table: Advertising Expenditure vs. Sales from 2008 to 2017   Year Advert. Expenditure Sales   (x, £000) (y, £000) 2008 8 30 2009 12 40 2010 11 29 2011 5 29 2012 14 43 2013 3 17 2014 6 20 2015 8 30 2016 4 22 2017 9 40 Total 80 300 Work out the values of parameters of the relationship shown in the Figure (i.e. work out the equation of the relationship).

Question 31 When a firm operates in multiple geographic markets simultaneously it is said to be implementing a product diversification strategy. OA) True B) False Question 32 Multipoint competition exists when two or more diversified firms simultaneously compete in multiple markets, and multipoint competition can serve to facilitate a particular type of tacit collusion called mutual forbearance. A) True B) False Question 33 Institutional owners are usually pension funds, mutual funds, insurance companies, or other groups of investors that have joined together to manage their investments. OA) True B) False

Question 5 Your company has developed a new energy drink and you are trying to decide whether to sell the recipe, or make and distribute it yourself. A company will pay you $8 million for the recipe. If your company makes the drink itself, it will cost $7 million to build a factory and distribution network. Your analytics and marketing teams tell you there is a 10% chance the market response will be great, a 60% chance the market response will be decent with gross earnings of $15 million, and a 30% chance the market response will be poor with gross earnings of $5 million. If the market response is great, there is a 60% chance the drink will be the new fad and you will make gross earnings of $70 million, a 30% chance the gross earnings will be $40 million, and a 10% chance the gross earnings will be $20 million What is the expected value from the Perfect Information Tree Gust the perfect information tree. not EVP) Please write your answer in units of Smillions, and round to 2 decimal…

QUESTION 8 If a price ceiling is binding in a given market, the effect on demand for inputs is: decreased increased no effect indeterminate QUESTION 9 If a price ceiling is binding in a given market, the effect on supplier profits through quantity demanded is: decreased increased no effect indeterminate

Course: Principle of Healthcare Finance Question: When referring to qualitative risk assessment, what kind of data is evaluated?     Project liquidity     Net present value     None of these     Non-financial data

Question 2

Question 9. Indicate whether the following measures use a nominal, ordinal, interval, or ratio scale: Prices on the stock market Marital status, classified as “married” or “never married” Whether a respondent has ever been unemployed Professorial rank: assistant professor, associate professor, or professor Course grades: A, B, C, D, or F Blood-alcohol content Number of Facebook friends The color of one’s eyes Time spent per day using a smartphone or tablet?

Question 3 Calculate the Inflation Rate for the period of 2019 to 2020, if CPI in 2019 was 167.9 and Not yet answered 2020 CPI was 189.3 Marked out of 1.00 11.3% P Flag question None of the given choices 12.7% 100%

Fist mandatory variable Profit expectation in a year Tel Aviv (ILS) France (euro) Initial disbursement 1000000.00 300000.00 Annual collection 3000000.00 1000000.00 Annual payment 800000.00 600000.00 Annual interest rate ??? ??? Question: Give the maximum score to an expected profits of 500000 euro?|

Q14 Which of the following is a serious problem associated with historical cost based financial statements in periods of inflation? a. Asset understatement b. Overstated Income c. Overpayment of income taxes d. All of these options given are potential problems

Question 1 Q1) The monthly sales of a retailer company were as follow: Month -Sales February-- March- 1000 1800 April- -2100 May- -1000 June- July-- 2048 2600 August As a planner, you are required to calculate the Demand Forecast for August using the Naive approach Add your answer

QUESTION 10 Which would likely cause overall interest rates to go down in the United States? O The Federal Reserve announces it will increase the Fed Funds Rate O Congress agrees to a spending bill that reduces the tax on interest Due to a strong future outlook, corporations increase their investment in US projects Seton Hall announces it will issue 50 million dollars in new bonds O None of the above